1st Advantage MortgageAbout 79% of Duchesne County homes are owner-occupied, and the median household income is $78,445. Borrow only what the expense needs, pick the shortest affordable term, and walk away from any lender asking a Duchesne County applicant for an upfront fee.
On this page
- A quick profile of Duchesne County
- The $78,445 median and what sits around it
- Duchesne County industries and commutes
- Duchesne County housing compared with Utah
- Duchesne County's most unusual numbers
- Roosevelt and the rest of Duchesne County
- Regional comparison for Duchesne County
- Room for a loan payment in Duchesne County
- Local borrowing considerations for Duchesne County
- Who lives in Duchesne County, in numbers
- Checklist for Duchesne County applicants
- Lender oversight for Duchesne County
- More guides for Duchesne County
- Frequently asked questions
A quick profile of Duchesne County
Duchesne County is home to about 20,185 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 16th most populous of 29 county-level areas in Utah. Density: about 6.2 residents per square mile across 3,236 square miles of land. Under the July 2023 OMB definitions, Duchesne County is not part of any metropolitan area. Roosevelt is the biggest of its 7 Census places, at roughly 7,078 people (35% of the county total).
The $78,445 median and what sits around it
The median household income in Duchesne County is $78,445; statewide it is $95,166, so Duchesne County runs 18% below Utah as a whole. Only 14 Utah counties post a higher median.
| Band | Duchesne County | Compared with Utah |
|---|---|---|
| Under $35,000 | 20.5% | +6.5 pts |
| $35,000 to $99,999 | 40.9% | +2.4 pts |
| $100,000 to $199,999 | 29.8% | -3.7 pts |
| $200,000 or more | 8.8% | -5.2 pts |
The spread is wide: 39% of Duchesne County households make $100,000 or more, and 21% make less than $35,000. Census counts 11.8% of Duchesne County residents in poverty, against 8.5% across Utah. Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Duchesne County industries and commutes
Education and health care (19%), agriculture, forestry and mining (16%) and retail trade (11%) lead Duchesne County's job mix. Compared with Utah, the county leans toward agriculture, forestry and mining (16% against 1%). 4.3% of Duchesne County's labor force reported being unemployed, averaged across 2020 to 2024. About 77% drive to work alone and 12% have trips of 45 minutes or more.
| Industry | Share of Duchesne County workers | vs Utah |
|---|---|---|
| Education and health care | 19.5% | -3.0 pts |
| Agriculture, forestry and mining | 15.6% | +14.2 pts |
| Retail trade | 11.1% | -0.3 pts |
| Transportation, warehousing and utilities | 10.2% | +4.9 pts |
| Construction | 9.3% | +1.3 pts |
| Professional and administrative services | 6.0% | -7.1 pts |
Seasonal work is common in many Duchesne County industries; if that is you, show a full year of income rather than one strong month.
Duchesne County housing compared with Utah
$1,009 a month is the median gross rent in Duchesne County, 33% below the state. By the Census definition, 32% of Duchesne County renters are cost-burdened. With a median value of $283,700, a typical Duchesne County house costs 3.6 times what the median household earns in a year. Owners occupy 79% of homes.
| Cost | Duchesne County | Utah figure | Higher or lower |
|---|---|---|---|
| Vacant units | 24% | 8% | +15.8 pts |
| Rent-burdened renters | 32% | 47% | -14.9 pts |
| Owners | 79% | 70% | +8.7 pts |
| Median home value | $283,700 | $489,400 | 42% lower |
| Median gross rent | $1,009/mo | $1,496/mo | 33% lower |
| Burdened owners | 24% | 25% | -1.0 pts |
In an owner-heavy county like Duchesne County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.
Duchesne County's most unusual numbers
- Duchesne County ranks 2nd highest of 29 Utah counties for the share of mobile homes: 20.0%, against 2.9% statewide. Repairs on manufactured homes are a common loan purpose; get written quotes.
- Few Utah counties match Duchesne County on the share of adults with a bachelor's degree: 18% here, 38% for the state, ranking 4th lowest of 29. Lenders weigh income and credit, not schooling.
- The share of workers who work from home: 7.3% in Duchesne County. Only 3 of 29 Utah counties are lower. Most workers travel to a job here, so commuting costs are part of the budget.
- Duchesne County ranks 5th highest of 29 Utah counties for the uninsured rate: 12.0%, against 8.4% statewide. Ask any provider about financial assistance before borrowing for care.
Roosevelt and the rest of Duchesne County
Here are the 7 most populous of the county's 7 Census places, with income and rent from the same 2020 to 2024 survey. About 53% of Duchesne County residents live in one of the 7. Gap between richest and poorest larger place: $14,767, Duchesne over Myton. Rent is cheapest in Myton ($964) and steepest in Duchesne ($1,081). This guide covers each of the 7 places and the rural areas around them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Roosevelt | city | 7,078 | $76,456 | $977 | 23 mi |
| Duchesne | city | 1,753 | $77,059 | $1,081 | 8 mi |
| Myton | city | 653 | $62,292 | $964 | 20 mi |
| Altamont | town | 435 | $94,688 | $1,583 | 9 mi |
| Neola | CDP | 354 | $101,875 | n/a | 23 mi |
| Bluebell | CDP | 260 | $91,542 | n/a | 12 mi |
| Tabiona | town | 189 | $69,375 | $1,161 | 15 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
Regional comparison for Duchesne County
Distances run center to center, from Wasatch County at 39 miles out to Utah County at 66. Duchesne County's $78,445 median trails 3 of the six and beats 3; the range runs $58,377 (Carbon County) to $138,114 (Summit County).
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Duchesne County | - | $78,445 | $1,009/mo | 79% |
| Wasatch County, UT | 39 mi | $117,608 | $2,000/mo | 80% |
| Carbon County, UT | 43 mi | $58,377 | $870/mo | 68% |
| Summit County, UT | 49 mi | $138,114 | $1,987/mo | 80% |
| Uintah County, UT | 49 mi | $73,746 | $941/mo | 74% |
| Daggett County, UT | 64 mi | $66,000 | $900/mo | 82% |
| Utah County, UT | 66 mi | $100,671 | $1,541/mo | 68% |
Room for a loan payment in Duchesne County
Duchesne County's $78,445 median income, run through a debt-to-income check:
- Start: $6,537 gross per month ($78,445 / 12)
- Housing at the median rent of $1,009 uses 15%
- At 43%, room after rent is $1,802 a month
A household below the $78,445 median has less room than this, often none.
Local borrowing considerations for Duchesne County
The county's numbers point to a few situations that come up often for Duchesne County borrowers.
- Uninsured care. 12% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Manufactured homes. 20% of Duchesne County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
Who lives in Duchesne County, in numbers
Bachelor's degree or higher: 18% of Duchesne County adults. About 12% go without health insurance.
| Measure | Duchesne County | Gap to Utah | Gap to typical U.S. county |
|---|---|---|---|
| Bachelor's or higher | 18.5% | -19.2 pts | -3.7 pts |
| Work from home | 7.3% | -10.3 pts | -1.4 pts |
| No health insurance | 12.0% | +3.6 pts | +4.2 pts |
| Poverty rate | 11.8% | +3.3 pts | -1.4 pts |
| Median age | 34.1 | +2.1 yrs | -7.4 yrs |
| No high school diploma | 8.3% | +1.7 pts | n/a |
| No vehicle | 3.3% | -0.8 pts | -2.1 pts |
| Unemployment (ACS) | 4.3% | +0.7 pts | -0.1 pts |
| Commute length | Duchesne County |
|---|---|
| Under 15 min | 51.4% |
| 15 to 29 min | 22.0% |
| 30 to 44 min | 15.1% |
| 45 to 59 min | 5.2% |
| 60+ min | 6.4% |
Checklist for Duchesne County applicants
Four checks before you sign anything:
- Know the exact dollar figure you need before talking to a lender.
- Compare the total repaid on every offer, not just the payment.
- Confirm the lender is licensed in Utah.
- Keep a small cushion so one surprise bill does not mean another loan.
Lender oversight for Duchesne County
Duchesne County borrowers fall under statewide rules, enforced by the Utah Department of Financial Institutions. A CFPB complaint gets forwarded to the company for a response. State-level detail for Duchesne County borrowers is in the Utah guide.
More guides for Duchesne County
The Utah guide covers the whole state.
Frequently asked questions
Where does Duchesne County rank on income in Utah?
15th of 29, with a median of $78,445. The state median is $95,166.
Is Duchesne County expensive for renters?
Median rent is $1,009 against $1,496 statewide, and 32% of renter households are cost-burdened.
Is Tabiona covered?
Yes. Tabiona is one of 7 Census places in Duchesne County, and this guide covers all of them.
Will a Duchesne County address affect my match?
Beyond confirming Utah as your state, no. Your answers about amount, credit, income and payments are all that count.
Where can someone in Duchesne County check a lender's license?
With the Utah Department of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.