1st Advantage MortgageAbout 74% of Wyandot County homes are owner-occupied, and the median household income is $69,768. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Wyandot County at a glance
- Household income in Wyandot County
- Work, industries and travel time in Wyandot County
- Wyandot County housing compared with Ohio
- Wyandot County towns compared
- Wyandot County and the counties next door
- A Wyandot County household budget, worked through
- Wyandot County residents: age, schooling, coverage
- Borrowing situations common in Wyandot County
- Lender oversight for Wyandot County
- Before you sign
- Related local guides
- Frequently asked questions
Wyandot County at a glance
The latest five-year Census estimate puts Wyandot County's population at 21,598; only 81 of Ohio's 88 county-level areas are larger. Packed into 407 square miles, that is close to 53 residents for every square mile of land. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. The Census Bureau counts 8 places in the county (8 incorporated, 0 census-designated); the largest is Upper Sandusky, with about 6,558 residents, or 30% of the county.
Household income in Wyandot County
Wyandot County households have a median income of $69,768 (ACS 2020 to 2024), which ranks 40th of 88 in Ohio.
| Band | Wyandot County | Compared with Ohio |
|---|---|---|
| Under $35,000 | 21.3% | -2.5 pts |
| $35,000 to $99,999 | 48.1% | +6.5 pts |
| $100,000 to $199,999 | 25.5% | 0.0 pts |
| $200,000 or more | 5.1% | -4.0 pts |
About 21% of households earn under $35,000, while 31% clear $100,000. The poverty rate is 8.8%, 5 points lower than the state's 13.3%. A household earning below the $69,768 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Work, industries and travel time in Wyandot County
By the Census industry count, 30% of employed Wyandot County residents work in manufacturing and 22% in education and health care. Compared with Ohio, the county leans toward manufacturing (30% against 15%). The survey's unemployment rate for Wyandot County averages 1.9% over 2020 to 2024 (state: 4.8%). 10% of commuters travel 45 minutes or more each way, and 4% work from home. Only 4.5% of homes here go without a vehicle.
| Where residents work | Wyandot County | Difference from Ohio |
|---|---|---|
| Manufacturing | 30.4% | +15.7 pts |
| Education and health care | 22.3% | -2.0 pts |
| Retail trade | 9.6% | -1.6 pts |
| Construction | 7.5% | +1.6 pts |
| Arts, lodging and food service | 5.9% | -2.4 pts |
| Transportation, warehousing and utilities | 4.5% | -1.5 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Wyandot County housing compared with Ohio
A typical Wyandot County rental runs $827 a month including utilities, which is 20% below Ohio. By the Census definition, 32% of Wyandot County renters are cost-burdened. The median owner-occupied home is valued at $163,400, about 2.3 times the median household income. Owners occupy 74% of homes. The median home was built in 1962, so roofs, wiring and heating systems are a common source of repair bills.
| Home costs | Wyandot County | Ohio | U.S. middle county |
|---|---|---|---|
| Median gross rent | $827/mo | $1,034/mo | $877/mo |
| Median home value | $163,400 | $214,800 | $185,300 |
| Owners | 74% | 67% | 75% |
| Rent-burdened renters | 32% | 46% | 45% |
| Burdened owners | 19% | 21% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Wyandot County towns compared
The table lists the 8 largest of 8 Census places in Wyandot County, by population. Together all 8 hold about 12,443 people, so roughly 42% of residents live outside any named place. Among places of 500 or more people, median income runs from $48,438 in Sycamore to $75,069 in Carey. Rent is cheapest in Nevada ($738) and steepest in Sycamore ($858). Live in one of these Wyandot County communities, or between them? This is your local guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Upper Sandusky | city | 6,558 | $67,071 | $804 | 2 mi |
| Carey | village | 3,622 | $75,069 | $821 | 8 mi |
| Nevada | village | 804 | $67,955 | $738 | 10 mi |
| Sycamore | village | 647 | $48,438 | $858 | 11 mi |
| Wharton | village | 329 | $51,944 | $725 | 8 mi |
| Harpster | village | 277 | $29,167 | n/a | 8 mi |
| Marseilles | village | 106 | $63,750 | n/a | 10 mi |
| Kirby | village | 100 | $65,625 | n/a | 6 mi |
Wyandot County and the counties next door
Six nearby counties, 19 to 35 miles away by the straight-line distance between their centers. Morrow County leads the group on income ($75,283), Crawford County trails ($58,044), and Wyandot County out-earns 4 of the six.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Wyandot County | - | $69,768 | $827/mo | 74% |
| Marion County, OH | 19 mi | $59,371 | $864/mo | 67% |
| Crawford County, OH | 20 mi | $58,044 | $794/mo | 73% |
| Hancock County, OH | 21 mi | $73,141 | $979/mo | 71% |
| Seneca County, OH | 22 mi | $66,025 | $856/mo | 73% |
| Hardin County, OH | 22 mi | $62,484 | $793/mo | 75% |
| Morrow County, OH | 35 mi | $75,283 | $937/mo | 81% |
A Wyandot County household budget, worked through
Wyandot County at the medians, through a lender's eyes (what DTI means):
- Median income divided by twelve: $5,814 before taxes
- 14% goes to median rent ($827)
- 40% debt-to-income limit: $1,499 left for all other debt payments
If your rent is above $827, the room shrinks dollar for dollar.
Wyandot County residents: age, schooling, coverage
College graduates make up 20% of the adult population. The uninsured rate is 3.5%, against 6.4% for Ohio.
| Indicator | Wyandot County | All of Ohio | U.S. county median |
|---|---|---|---|
| Median age | 41.7 | 39.7 | 41.5 |
| Bachelor's or higher | 19.6% | 31.5% | 22.2% |
| No high school diploma | 5.2% | 8.2% | n/a |
| No health insurance | 3.5% | 6.4% | 7.8% |
| No vehicle | 4.5% | 7.5% | 5.4% |
| Work from home | 4.4% | 13.0% | 8.7% |
| Poverty rate | 8.8% | 13.3% | 13.2% |
| Unemployment (ACS) | 1.9% | 4.8% | 4.4% |
| Minutes to work | Wyandot County workers |
|---|---|
| Under 15 min | 38.3% |
| 15 to 29 min | 39.8% |
| 30 to 44 min | 12.1% |
| 45 to 59 min | 5.1% |
| 60+ min | 4.7% |
Borrowing situations common in Wyandot County
A few patterns in the Wyandot County data, and the practical point behind each:
- Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
- Consolidating cards in Wyandot County. Compare the total repaid, not the monthly figure (how).
Lender oversight for Wyandot County
No county office licenses personal lenders. For Wyandot County, check the Ohio Division of Financial Institutions. Federal complaints: consumerfinance.gov. The Ohio guide covers state rules in more detail.
Before you sign
A short checklist for Wyandot County borrowers:
- Borrow the amount the job needs; extra cash adds interest.
- Collect three written offers and compare APR and total repaid.
- Check the license, then the reviews, then the offer.
- Ask about early-payoff penalties.
Related local guides
The Ohio guide covers the whole state.
Frequently asked questions
How much do households in Wyandot County earn?
The median is $69,768; 31% earn $100,000 or more and 21% under $35,000. A lender uses your own documented income, not this figure.
How does Wyandot County rent compare with Ohio?
$827 locally versus $1,034 for the state, 20% below.
Should Wyandot County homeowners use home equity instead?
Maybe, but weigh the risk: 74% of Wyandot County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
I live in a small Wyandot County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Upper Sandusky, Carey, Nevada, Sycamore, Wharton and 3 more.
Will a Wyandot County address affect my match?
Beyond confirming Ohio as your state, no. Your answers about amount, credit, income and payments are all that count.