1st Advantage MortgageThe median Yukon-Koyukuk Census Area household earns $55,741, and 16% of residents live below the poverty line. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Alaska before sharing details.
On this page
- Getting oriented in Yukon-Koyukuk Census Area
- Work, industries and travel time in Yukon-Koyukuk Census Area
- Paychecks and income spread in Yukon-Koyukuk Census Area
- Rent, home values and ownership in Yukon-Koyukuk Census Area
- Yukon-Koyukuk Census Area and the counties next door
- The communities that make up Yukon-Koyukuk Census Area
- Budget math at the Yukon-Koyukuk Census Area median
- Who lives in Yukon-Koyukuk Census Area, in numbers
- What the numbers mean for Yukon-Koyukuk Census Area borrowers
- Before you sign
- Lender oversight for Yukon-Koyukuk Census Area
- Nearby and statewide guides
- Frequently asked questions
Getting oriented in Yukon-Koyukuk Census Area
With an estimated 5,195 residents (ACS 2020 to 2024), Yukon-Koyukuk Census Area ranks 18th of 30 in Alaska for population. Spread over 145,769 square miles, that works out to roughly 0.0 residents per square mile. Under the July 2023 OMB definitions, Yukon-Koyukuk Census Area is not part of any metropolitan area. Of the 38 Census places inside Yukon-Koyukuk Census Area, Fort Yukon leads by population with about 656; 18 of the 38 are incorporated. Small populations mean wide margins of error, so read every Yukon-Koyukuk Census Area figure on this page as a rough guide.
Work, industries and travel time in Yukon-Koyukuk Census Area
Public administration employs 25% of working residents, the largest share; education and health care is next with 24%. The sharpest difference from the state is in public administration, at 25% locally and 12% for Alaska. Averaged over the five survey years, 5.4% of the labor force was out of work and looking. Long commutes are the exception here: 6% of workers spend 45 minutes or longer getting to work. Households without a car make up 37.0% of the total (9.0% statewide).
| Industry (employed residents 16+) | Yukon-Koyukuk Census Area | Gap to Alaska |
|---|---|---|
| Public administration | 25.1% | +13.2 pts |
| Education and health care | 23.8% | -0.7 pts |
| Transportation, warehousing and utilities | 10.0% | +0.9 pts |
| Manufacturing | 9.1% | +5.0 pts |
| Retail trade | 6.6% | -3.4 pts |
| Construction | 6.0% | -1.2 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Paychecks and income spread in Yukon-Koyukuk Census Area
Half of Yukon-Koyukuk Census Area households take in less than $55,741 a year and half take in more, 40% below the Alaska median of $92,788. That places it 29th among Alaska's 30 county-level areas.
| Income band | Share in Yukon-Koyukuk Census Area | Difference from Alaska |
|---|---|---|
| Under $35,000 | 34.5% | +18.3 pts |
| $35,000 to $99,999 | 43.2% | +5.9 pts |
| $100,000 to $199,999 | 19.0% | -12.9 pts |
| $200,000 or more | 3.3% | -11.3 pts |
The spread is wide: 22% of Yukon-Koyukuk Census Area households make $100,000 or more, and 34% make less than $35,000. The poverty rate is 16.0%, 6 points higher than the state's 10.1%. For a borrower in Yukon-Koyukuk Census Area, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Rent, home values and ownership in Yukon-Koyukuk Census Area
A typical Yukon-Koyukuk Census Area rental runs $1,084 a month including utilities, which is 24% below Alaska. 24% of renting households spend 30% or more of income on rent, and 13% spend half or more. The median owner-occupied home is valued at $98,500, about 1.8 times the median household income. The ownership rate is 70%. Median construction year: 1984.
| Housing | Yukon-Koyukuk Census Area | Alaska statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $1,084/mo | $1,419/mo | $877/mo |
| Median home value | $98,500 | $352,900 | $185,300 |
| Owners | 70% | 67% | 75% |
| Rent-burdened renters | 24% | 45% | 45% |
| Burdened owners | 27% | 29% | n/a |
| Mobile homes | 1.4% | 3.9% | n/a |
Yukon-Koyukuk Census Area and the counties next door
The six counties whose centers lie closest to Yukon-Koyukuk Census Area's, from 126 to 286 miles away. North Slope Borough leads the group on income ($95,694), Southeast Fairbanks Census Area trails ($73,882), and Yukon-Koyukuk Census Area out-earns 0 of the six.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Yukon-Koyukuk Census Area | - | $55,741 | $1,084/mo | 70% |
| Denali Borough, AK | 126 mi | $80,781 | $825/mo | 65% |
| Fairbanks North Star Borough, AK | 156 mi | $88,267 | $1,459/mo | 62% |
| Matanuska-Susitna Borough, AK | 224 mi | $94,031 | $1,299/mo | 77% |
| Northwest Arctic Borough, AK | 261 mi | $84,018 | $1,350/mo | 64% |
| Southeast Fairbanks Census Area, AK | 268 mi | $73,882 | $1,351/mo | 75% |
| North Slope Borough, AK | 286 mi | $95,694 | $1,254/mo | 49% |
The communities that make up Yukon-Koyukuk Census Area
The table lists the 14 largest of 38 Census places in Yukon-Koyukuk Census Area, by population. Together all 38 hold about 4,739 people, so roughly 9% of residents live outside any named place. Live in one of these Yukon-Koyukuk Census Area communities, or between them? This is your local guide.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Fort Yukon | city | 656 | $42,022 | $810 | 197 mi |
| Galena | city | 611 | $87,875 | $1,199 | 160 mi |
| Nenana | city | 479 | $57,446 | $1,337 | 93 mi |
| Tanana | city | 334 | $83,036 | $780 | 19 mi |
| McGrath | city | 255 | $59,063 | $1,014 | 207 mi |
| Nulato | city | 255 | $53,021 | n/a | 201 mi |
| Ruby | city | 237 | n/a | n/a | 123 mi |
| Minto | CDP | 214 | n/a | n/a | 61 mi |
| Coldfoot | CDP | 211 | n/a | n/a | 137 mi |
| Holy Cross | city | 205 | n/a | $485 | 335 mi |
| Grayling | city | 173 | $46,250 | $875 | 309 mi |
| Allakaket | city | 167 | n/a | n/a | 85 mi |
| Arctic Village | CDP | 164 | $38,125 | n/a | 256 mi |
| Central | CDP | 108 | $24,545 | n/a | 200 mi |
CDPs are unincorporated communities the Census Bureau defines for counting.
Budget math at the Yukon-Koyukuk Census Area median
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Yukon-Koyukuk Census Area household at the medians it works out like this; treat it as an illustration only.
- $4,645 a month: gross income for a household at the Yukon-Koyukuk Census Area median
- Median rent: $1,084, or 23 cents of every gross dollar
- $542: what a 35% ratio leaves once rent is paid
- 45% debt-to-income limit: $1,006 left for all other debt payments
Two-income households and single earners in Yukon-Koyukuk Census Area land in very different places on this math, so run it for your own budget.
Who lives in Yukon-Koyukuk Census Area, in numbers
16% of Yukon-Koyukuk Census Area adults 25 and older hold a bachelor's degree or more. The uninsured rate is 24.5%, against 11.0% for Alaska.
| Yukon-Koyukuk Census Area | Alaska | U.S. county median | |
|---|---|---|---|
| Median age | 37.8 | 35.8 | 41.5 |
| Bachelor's or higher | 16.0% | 31.7% | 22.2% |
| No high school diploma | 12.4% | 6.4% | n/a |
| No health insurance | 24.5% | 11.0% | 7.8% |
| No vehicle | 37.0% | 9.0% | 5.4% |
| Work from home | 8.8% | 9.7% | 8.7% |
| Poverty rate | 16.0% | 10.1% | 13.2% |
| Unemployment (ACS) | 5.4% | 5.9% | 4.4% |
| Commute length | Yukon-Koyukuk Census Area |
|---|---|
| Under 15 min | 84.2% |
| 15 to 29 min | 8.1% |
| 30 to 44 min | 2.2% |
| 45 to 59 min | 0.0% |
| 60+ min | 5.5% |
What the numbers mean for Yukon-Koyukuk Census Area borrowers
What the Yukon-Koyukuk Census Area figures suggest, and what to check first:
- Hospital bills in Yukon-Koyukuk Census Area. For the 25% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
Before you sign
A short checklist for Yukon-Koyukuk Census Area borrowers:
- Write down what the expense costs; a smaller loan costs less.
- Ask each lender for the APR and all fees in writing.
- Verify the Alaska license before giving out your Social Security number.
- Never pay a fee up front to get a loan.
Lender oversight for Yukon-Koyukuk Census Area
Yukon-Koyukuk Census Area borrowers fall under statewide rules, enforced by the Alaska Division of Banking and Securities. Problems with a lender can also go to the CFPB. The Alaska guide covers state rules in more detail.
Nearby and statewide guides
For statewide rules and data, see the Alaska guide.
Frequently asked questions
Is Yukon-Koyukuk Census Area a high-income county?
Its $55,741 median ranks 29th of 30 Alaska counties and compares with $65,681 for the median U.S. county.
What do renters pay in Yukon-Koyukuk Census Area?
$1,084 a month at the median, about 23% of median household income.
Which towns does the Yukon-Koyukuk Census Area guide cover?
Every community in the county, unincorporated areas included. The largest of its 38 Census places: Fort Yukon, Galena, Nenana, Tanana, McGrath.
Does living in Yukon-Koyukuk Census Area change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Yukon-Koyukuk Census Area resident as anyone. Lenders decide under fair-lending law.
Where can someone in Yukon-Koyukuk Census Area check a lender's license?
With the Alaska Division of Banking and Securities. If a lender is unlicensed or asks for a fee before funding, walk away.