1st Advantage MortgageMedian rent in Denali Borough is $825 a month against a median household income of $80,781, about 12% of income (ACS 2020-24). Borrow only what the expense needs, pick the shortest affordable term, and walk away from any lender asking a Denali Borough applicant for an upfront fee.
On this page
- Denali Borough by the numbers
- How Denali Borough ranks in Alaska
- Income in Denali Borough compared with Alaska
- Jobs and commutes in Denali Borough
- Housing costs in Denali Borough
- Cities, towns and CDPs in Denali Borough
- How Denali Borough compares with nearby counties
- Before borrowing in Denali Borough
- Denali Borough demographics against Alaska
- A Denali Borough household budget, worked through
- Four steps for Denali Borough borrowers
- Lender oversight for Denali Borough
- Keep exploring
- Frequently asked questions
Denali Borough by the numbers
With an estimated 1,969 residents (ACS 2020 to 2024), Denali Borough ranks 26th of 30 in Alaska for population. Its 12,641 square miles average 0 people per square mile, by the 2024 Census Gazetteer. Denali Borough is classed as nonmetropolitan in the OMB's July 2023 list. The Census Bureau counts 5 places in the county (1 incorporated, 4 census-designated); the largest is Denali Park, with about 819 residents, or 42% of the county. With so few households sampled, Denali Borough estimates can move a lot between releases.
How Denali Borough ranks in Alaska
- On median gross rent, Denali Borough sits near the bottom of Alaska at $825/mo, the lowest of 30. Lower rent can leave more room for a payment.
- Denali Borough ranks 2nd lowest of 30 Alaska counties for the ACS unemployment rate: 0.9%, against 5.9% statewide. A tight job market helps steady income, but lenders still verify it.
- Denali Borough ranks 2nd lowest of 30 Alaska counties for the share of workers who work from home: 4.2%, against 9.7% statewide. Most workers travel to a job here, so commuting costs are part of the budget.
Income in Denali Borough compared with Alaska
Median household income in Denali Borough: $80,781 (13% below Alaska, $92,788). Only 15 Alaska counties post a higher median.
| Households earning | Denali Borough | +/- vs Alaska |
|---|---|---|
| Under $35,000 | 25.0% | +8.8 pts |
| $35,000 to $99,999 | 36.3% | -1.0 pts |
| $100,000 to $199,999 | 23.9% | -8.0 pts |
| $200,000 or more | 14.9% | +0.2 pts |
25% under $35,000 and 39% at $100,000 or more: that is the Denali Borough income split. Poverty rate, Denali Borough: 8.3%; Alaska: 10.1%. None of these numbers decides a Denali Borough application. Lenders weigh your own documented income against your own debts.
Jobs and commutes in Denali Borough
Agriculture, forestry and mining (38%), manufacturing (15%) and arts, lodging and food service (15%) lead Denali Borough's job mix. Relative to Alaska (5%), agriculture, forestry and mining is 33 points bigger in Denali Borough (38%). Unemployment in Denali Borough, ACS five-year: 0.9%; Alaska: 5.9%. Commutes of 45 minutes-plus: 5%; under 15 minutes: 49%.
| Where residents work | Denali Borough | Difference from Alaska |
|---|---|---|
| Agriculture, forestry and mining | 38.1% | +33.4 pts |
| Manufacturing | 14.9% | +10.8 pts |
| Arts, lodging and food service | 14.6% | +6.3 pts |
| Transportation, warehousing and utilities | 10.1% | +1.0 pts |
| Education and health care | 5.1% | -19.4 pts |
| Public administration | 4.2% | -7.8 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Denali Borough should have bank statements and tax returns ready.
Housing costs in Denali Borough
Median gross rent, utilities included, comes to $825 in Denali Borough versus $1,419 statewide. Rent takes 30% or more of income for 26% of renter households here. Median value $275,000; median income $80,781; ratio 3.4. Homeowners 65%, renters 35%. Median construction year: 1989. Against the median U.S. county, Denali Borough rent is 6% below.
| Housing | Denali Borough | Alaska statewide | Denali Borough vs state |
|---|---|---|---|
| Rent-burdened renters | 26% | 45% | -18.7 pts |
| Burdened owners | 22% | 29% | -7.1 pts |
| Median gross rent | $825/mo | $1,419/mo | 42% lower |
| Mobile homes | 6.8% | 3.9% | +2.9 pts |
| Median home value | $275,000 | $352,900 | 22% lower |
| Owners | 65% | 67% | -1.9 pts |
Cities, towns and CDPs in Denali Borough
The table lists the 5 largest of 5 Census places in Denali Borough, by population. Together all 5 hold about 1,779 people, so roughly 10% of residents live outside any named place. Denali Park and every other Denali Borough community use this county guide.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Denali Park | CDP | 819 | $80,938 | $1,188 | 42 mi |
| Healy | CDP | 670 | $125,000 | $575 | 37 mi |
| Anderson | city | 140 | $101,875 | n/a | 51 mi |
| Cantwell | CDP | 128 | $43,438 | $1,125 | 44 mi |
| Ferry | CDP | 22 | n/a | n/a | 42 mi |
CDP: census-designated place, an unincorporated community mapped for statistics.
How Denali Borough compares with nearby counties
Distances run center to center, from Matanuska-Susitna Borough at 99 miles out to Copper River Census Area at 223. Anchorage Municipality leads the group on income ($103,284), Yukon-Koyukuk Census Area trails ($55,741), and Denali Borough out-earns 3 of the six.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Denali Borough | - | $80,781 | $825/mo | 65% |
| Matanuska-Susitna Borough, AK | 99 mi | $94,031 | $1,299/mo | 77% |
| Yukon-Koyukuk Census Area, AK | 126 mi | $55,741 | $1,084/mo | 70% |
| Fairbanks North Star Borough, AK | 126 mi | $88,267 | $1,459/mo | 62% |
| Anchorage Municipality, AK | 175 mi | $103,284 | $1,489/mo | 64% |
| Southeast Fairbanks Census Area, AK | 208 mi | $73,882 | $1,351/mo | 75% |
| Copper River Census Area, AK | 223 mi | $79,250 | $1,089/mo | 69% |
Before borrowing in Denali Borough
A few patterns in the Denali Borough data, and the practical point behind each:
- 10% uninsured. In Denali Borough, ask for an itemized bill and a payment plan first (medical bills).
- Check your file. An error fixed before you apply can change the offers a Denali Borough borrower sees (free reports).
- Advance-fee offers. No legitimate lender asks a Denali Borough borrower to pay first (scam signs).
Denali Borough demographics against Alaska
In Denali Borough, 27% of adults have at least a four-year degree (32% in Alaska). 10.1% of residents have no health coverage.
| Indicator | Denali Borough | +/- Alaska | +/- U.S. county |
|---|---|---|---|
| Median age | 44.0 | +8.2 yrs | +2.5 yrs |
| Work from home | 4.2% | -5.5 pts | -4.5 pts |
| Bachelor's or higher | 26.6% | -5.1 pts | +4.4 pts |
| Unemployment (ACS) | 0.9% | -4.9 pts | -3.5 pts |
| No vehicle | 12.4% | +3.4 pts | +7.0 pts |
| Poverty rate | 8.3% | -1.9 pts | -4.9 pts |
| No high school diploma | 7.4% | +1.0 pts | n/a |
| No health insurance | 10.1% | -0.9 pts | +2.3 pts |
A Denali Borough household budget, worked through
Denali Borough's $80,781 median income, run through a debt-to-income check:
- $80,781 a year is $6,732 of gross monthly income
- 12% goes to median rent ($825)
- With a 36% ceiling, about $1,598 remains for car, card, student and any new loan payments
A household below the $80,781 median has less room than this, often none.
Four steps for Denali Borough borrowers
A short checklist for Denali Borough borrowers:
- Know the exact dollar figure you need before talking to a lender.
- Line up offers side by side: APR, fees in dollars, total cost.
- Look the lender up with the state regulator first.
- Never pay a fee up front to get a loan.
Lender oversight for Denali Borough
No county office licenses personal lenders. For Denali Borough, check the Alaska Division of Banking and Securities. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. The Alaska guide covers state rules in more detail.
Keep exploring
The Alaska guide covers the whole state.
Frequently asked questions
Where does Denali Borough rank on income in Alaska?
16th of 30, with a median of $80,781. The state median is $92,788.
What do renters pay in Denali Borough?
$825 a month at the median, about 12% of median household income.
Is Ferry covered?
Yes. Ferry is one of 5 Census places in Denali Borough, and this guide covers all of them.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Denali Borough or elsewhere in Alaska, the same rules apply.
How do I know a lender is legitimate in Denali Borough?
Look it up with the Alaska Division of Banking and Securities, read the written offer, and refuse any fee before funding.