1st Advantage MortgageThe median Crawford County household earns $67,116, and 12% of residents live below the poverty line. Use those as context only. A lender looks at your own documented income and debts; compare APR and total repaid on every Crawford County offer.
On this page
- Crawford County, GA: the basics
- How Crawford County residents earn a living
- What it costs to live in Crawford County
- Crawford County against other Georgia counties
- How much Crawford County households make
- Places inside Crawford County
- The counties around Crawford County
- Debt-to-income, Crawford County edition
- People and households in Crawford County
- Local borrowing considerations for Crawford County
- Who licenses lenders for Crawford County residents
- Before you sign
- Keep exploring
- Frequently asked questions
Crawford County, GA: the basics
Roughly 12,225 residents live in Crawford County, Georgia, 114th by population among the state's 159 counties and county equivalents. Density: about 37.6 residents per square mile across 325 square miles of land. It is one of the counties that make up the Macon-Bibb County, GA metropolitan statistical area (OMB, 2023). Roberta (1,257 people) heads the county's list of 3 Census places, 1 incorporated and 2 census-designated.
How Crawford County residents earn a living
Top Crawford County industry by residents employed: education and health care, 22%; second, construction, 12%. Relative to Georgia (7%), construction is 5 points bigger in Crawford County (12%). ACS puts five-year average unemployment at 2.4% in Crawford County. 26% of commuters travel 45 minutes or more each way, and 7% work from home.
| Top industries | Crawford County share | +/- vs Georgia |
|---|---|---|
| Education and health care | 22.3% | +1.3 pts |
| Construction | 12.3% | +5.4 pts |
| Retail trade | 11.1% | -0.2 pts |
| Transportation, warehousing and utilities | 10.3% | +3.0 pts |
| Public administration | 8.8% | +4.0 pts |
| Manufacturing | 5.7% | -4.3 pts |
Self-employed in Crawford County? Two years of tax returns usually stand in for pay stubs.
What it costs to live in Crawford County
Renters in Crawford County pay a median of $914 a month, 34% below the Georgia figure of $1,393. By the Census definition, 33% of Crawford County renters are cost-burdened. Crawford County homes are worth $164,100 at the median, a 2.4-to-1 ratio to income. The ownership rate is 81%. Half the housing stock was built before 1993.
| Housing | Crawford County | Georgia statewide | Crawford County vs state |
|---|---|---|---|
| Mobile homes | 36.6% | 7.8% | +28.8 pts |
| Rent-burdened renters | 33% | 52% | -19.1 pts |
| Burdened owners | 11% | 26% | -15.7 pts |
| Owners | 81% | 66% | +15.7 pts |
| Vacant units | 15% | 10% | +5.1 pts |
| Median home value | $164,100 | $303,300 | 46% lower |
| Median gross rent | $914/mo | $1,393/mo | 34% lower |
Crawford County owners: get one secured and one unsecured quote, then compare the total cost and what you would put up as collateral (side by side).
Crawford County against other Georgia counties
Where Crawford County lands at the extremes of Georgia's county rankings:
- On the ACS unemployment rate, Crawford County sits near the bottom of Georgia at 2.4%, 7th lowest of 159. Low unemployment does not lower your rate; your credit does.
- On the share of mobile homes, Crawford County sits near the top of Georgia at 36.6%, 12th highest of 159. Manufactured homes often do not qualify for home equity loans, so unsecured loans fill the gap.
- Crawford County ranks 14th highest of 159 Georgia counties for homeownership: 81%, against 66% statewide. An owner-heavy county means repairs are a common reason to borrow.
- Crawford County ranks 20th lowest of 159 Georgia counties for the share of renters paying 30% or more of income for rent: 33%, against 52% statewide. Lower rent burdens mean more renters have slack, but test your own numbers.
How much Crawford County households make
Median household income in Crawford County: $67,116 (13% below Georgia, $77,353). Only 50 Georgia counties post a higher median.
| Household income | Crawford County | vs Georgia |
|---|---|---|
| Under $35,000 | 24.2% | +2.0 pts |
| $35,000 to $99,999 | 49.9% | +10.4 pts |
| $100,000 to $199,999 | 19.9% | -6.6 pts |
| $200,000 or more | 6.0% | -5.8 pts |
Six-figure households (26%) outnumber those under $35,000 (24%) in Crawford County. Census counts 11.6% of Crawford County residents in poverty, against 13.4% across Georgia. None of these numbers decides a Crawford County application. Lenders weigh your own documented income against your own debts.
Places inside Crawford County
3 Census places fall mainly inside Crawford County; the 3 biggest are below. They account for 1,293 residents, leaving about 89% of the county in unincorporated, unnamed areas. From Roberta to the smallest crossroads, Crawford County residents share this guide.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Roberta | city | 1,257 | $54,766 | $727 | 2 mi |
| Knoxville | CDP | 36 | n/a | n/a | 1 mi |
| Musella | CDP | 0 | n/a | n/a | 7 mi |
The counties around Crawford County
Peach County is closest, 13 miles from center to center; the sixth, Macon County, is 24 miles off. Monroe County leads the group on income ($83,183), Macon County trails ($41,031), and Crawford County out-earns 4 of the six.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Crawford County | - | $67,116 | $914/mo | 81% |
| Peach County, GA | 13 mi | $71,293 | $940/mo | 70% |
| Bibb County, GA | 18 mi | $51,234 | $1,066/mo | 51% |
| Taylor County, GA | 19 mi | $41,788 | $630/mo | 63% |
| Monroe County, GA | 22 mi | $83,183 | $943/mo | 84% |
| Upson County, GA | 22 mi | $55,429 | $849/mo | 61% |
| Macon County, GA | 24 mi | $41,031 | $655/mo | 65% |
Debt-to-income, Crawford County edition
The debt-to-income ratio is the main affordability test lenders use. Applied to Crawford County's medians:
- Monthly gross at the median, Crawford County: $5,593
- 16% goes to median rent ($914)
- $1,099: what a 36% ratio leaves once rent is paid
- $1,491: what a 43% ratio leaves once rent is paid
Two-income households and single earners in Crawford County land in very different places on this math, so run it for your own budget.
People and households in Crawford County
In Crawford County, 15% of adults have at least a four-year degree (35% in Georgia). About 12% go without health insurance.
| Residents | Crawford County | Difference from Georgia | Difference from middle U.S. county |
|---|---|---|---|
| Bachelor's or higher | 14.5% | -20.4 pts | -7.6 pts |
| Work from home | 7.5% | -8.5 pts | -1.2 pts |
| Median age | 45.1 | +7.5 yrs | +3.6 yrs |
| No high school diploma | 14.9% | +4.2 pts | n/a |
| Unemployment (ACS) | 2.4% | -2.7 pts | -2.0 pts |
| Poverty rate | 11.6% | -1.8 pts | -1.6 pts |
| No vehicle | 4.6% | -1.3 pts | -0.9 pts |
| No health insurance | 11.9% | -0.5 pts | +4.1 pts |
| Commute length | Crawford County |
|---|---|
| Under 15 min | 11.7% |
| 15 to 29 min | 29.1% |
| 30 to 44 min | 32.9% |
| 45 to 59 min | 18.5% |
| 60+ min | 7.8% |
Local borrowing considerations for Crawford County
Where the Crawford County numbers stand out, and why it matters for a loan:
- Hospital bills in Crawford County. For the 12% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Commuter costs. 26% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Manufactured housing (37%). Crawford County owners should get two written repair quotes before borrowing.
- Retirement budgets. In a county with a 45.1 median age, keep any loan term shorter than your plans for the money.
Who licenses lenders for Crawford County residents
Crawford County borrowers fall under statewide rules, enforced by the Georgia Department of Banking and Finance. Nationally, Crawford County residents can file with the CFPB. More on Georgia: Georgia personal loans.
Before you sign
Before you apply, wherever you live in Crawford County:
- Know the exact dollar figure you need before talking to a lender.
- Compare the total repaid on every offer, not just the payment.
- A Georgia license check takes minutes; do it first.
- Keep a small cushion so one surprise bill does not mean another loan.
Keep exploring
Statewide:
Frequently asked questions
What is the median household income in Crawford County?
$67,116 a year in the 2020 to 2024 Census survey, versus $77,353 for Georgia. It ranks 51st of 159 in the state.
What do renters pay in Crawford County?
$914 a month at the median, about 16% of median household income.
What are the biggest places in Crawford County?
By population: Roberta, Knoxville, Musella. The county has 3 Census places in all.
Is the fit check different in Crawford County?
No. It is identical everywhere, and it never looks at your neighborhood.
Where can someone in Crawford County check a lender's license?
With the Georgia Department of Banking and Finance. If a lender is unlicensed or asks for a fee before funding, walk away.