1st Advantage MortgageIn Bonneville County, Idaho, the typical household earns $79,068 a year and the typical rent is $1,133. Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Idaho before sharing details.
On this page
- Bonneville County by the numbers
- Paychecks and income spread in Bonneville County
- Work, industries and travel time in Bonneville County
- What it costs to live in Bonneville County
- Regional comparison for Bonneville County
- Cities, towns and CDPs in Bonneville County
- Budget math at the Bonneville County median
- Borrowing situations common in Bonneville County
- Bonneville County residents: age, schooling, coverage
- Who licenses lenders for Bonneville County residents
- Before you sign
- Nearby and statewide guides
- Frequently asked questions
Bonneville County by the numbers
The latest five-year Census estimate puts Bonneville County's population at 129,523; only 3 of Idaho's 44 county-level areas are larger. Land area is 1,866 square miles (2024 Gazetteer), so density runs near 69 per square mile. The federal metro definitions (OMB, July 2023) place it in the Idaho Falls, ID metropolitan area. The Census Bureau counts 8 places in the county (7 incorporated, 1 census-designated); the largest is Idaho Falls, with about 67,725 residents, or 52% of the county.
Paychecks and income spread in Bonneville County
Half of Bonneville County households take in less than $79,068 a year and half take in more, 2% above the Idaho median of $77,800.
| Households earning | Bonneville County | +/- vs Idaho |
|---|---|---|
| Under $35,000 | 17.6% | -1.4 pts |
| $35,000 to $99,999 | 44.7% | +1.0 pts |
| $100,000 to $199,999 | 28.2% | +0.3 pts |
| $200,000 or more | 9.4% | +0.2 pts |
The spread is wide: 38% of Bonneville County households make $100,000 or more, and 18% make less than $35,000. Census counts 9.8% of Bonneville County residents in poverty, against 10.6% across Idaho. Income inequality, measured by the Gini index, comes to 0.425 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Bonneville County median.
Work, industries and travel time in Bonneville County
Education and health care employs 23% of working residents, the largest share; professional and administrative services is next with 14%. Compared with Idaho, the county leans toward professional and administrative services (14% against 11%). ACS puts five-year average unemployment at 4.6% in Bonneville County. 11% of commuters travel 45 minutes or more each way, and 10% work from home. Households without a car make up 3.1% of the total (3.7% statewide).
| Top industries | Bonneville County share | +/- vs Idaho |
|---|---|---|
| Education and health care | 23.2% | +0.8 pts |
| Professional and administrative services | 13.8% | +3.2 pts |
| Retail trade | 12.4% | +0.8 pts |
| Arts, lodging and food service | 10.0% | +1.3 pts |
| Construction | 9.3% | 0.0 pts |
| Manufacturing | 8.0% | -1.4 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Bonneville County should have bank statements and tax returns ready.
What it costs to live in Bonneville County
Renters in Bonneville County pay a median of $1,133 a month, 8% below the Idaho figure of $1,238. Rent takes 30% or more of income for 39% of renter households here. Home values center on $368,800, or 4.7 years of median income. The ownership rate is 72%. Half the housing stock was built before 1985.
| Measure | Bonneville County | Idaho | Median U.S. county |
|---|---|---|---|
| Median gross rent | $1,133/mo | $1,238/mo | $877/mo |
| Median home value | $368,800 | $418,600 | $185,300 |
| Owners | 72% | 72% | 75% |
| Rent-burdened renters | 39% | 47% | 45% |
| Burdened owners | 27% | 27% | n/a |
Regional comparison for Bonneville County
Nearest neighbors first, measured between county centers (27 to 57 miles). 2 of the six report a higher median household income than Bonneville County; Teton County is highest at $99,805 and Madison County lowest at $60,160.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Bonneville County | - | $79,068 | $1,133/mo | 72% |
| Madison County, ID | 27 mi | $60,160 | $1,014/mo | 40% |
| Teton County, ID | 33 mi | $99,805 | $1,319/mo | 81% |
| Bingham County, ID | 41 mi | $77,878 | $874/mo | 81% |
| Caribou County, ID | 42 mi | $68,782 | $847/mo | 82% |
| Jefferson County, ID | 45 mi | $86,679 | $1,138/mo | 83% |
| Fremont County, ID | 57 mi | $72,683 | $864/mo | 83% |
Cities, towns and CDPs in Bonneville County
8 Census places fall mainly inside Bonneville County; the 8 biggest are below. They account for 96,977 residents, leaving about 25% of the county in unincorporated, unnamed areas. Incomes vary by place: $89,079 at the median in Ucon, $67,123 in Ririe. Median rent ranges from $969 in Ucon to $1,533 in Iona. None of the 8 has its own city guide, so this page covers all of them.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Idaho Falls | city | 67,725 | $73,110 | $1,075 | 22 mi |
| Ammon | city | 19,064 | $86,121 | $1,372 | 18 mi |
| Lincoln | CDP | 4,002 | $84,280 | $1,218 | 19 mi |
| Iona | city | 2,984 | $84,914 | $1,533 | 18 mi |
| Ucon | city | 1,606 | $89,079 | $969 | 22 mi |
| Ririe | city | 1,079 | $67,123 | $1,144 | 18 mi |
| Swan Valley | city | 281 | n/a | n/a | 15 mi |
| Irwin | city | 236 | $67,500 | n/a | 17 mi |
Budget math at the Bonneville County median
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Bonneville County household at the medians it works out like this; treat it as an illustration only.
- $6,589 a month: gross income for a household at the Bonneville County median
- Housing at the median rent of $1,133 uses 17%
- With a 35% ceiling, about $1,173 remains for car, card, student and any new loan payments
- With a 45% ceiling, about $1,832 remains for car, card, student and any new loan payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Borrowing situations common in Bonneville County
Where the Bonneville County numbers stand out, and why it matters for a loan:
- Advance-fee offers. No legitimate lender asks a Bonneville County borrower to pay first (scam signs).
- Consolidating cards in Bonneville County. Compare the total repaid, not the monthly figure (how).
- Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).
Bonneville County residents: age, schooling, coverage
College graduates make up 33% of the adult population. About 8% go without health insurance.
| People and households | Bonneville County | Idaho | Median county |
|---|---|---|---|
| Median age | 33.6 | 37.3 | 41.5 |
| Bachelor's or higher | 33.1% | 31.8% | 22.2% |
| No high school diploma | 8.1% | 8.1% | n/a |
| No health insurance | 8.4% | 9.1% | 7.8% |
| No vehicle | 3.1% | 3.7% | 5.4% |
| Work from home | 10.4% | 13.3% | 8.7% |
| Poverty rate | 9.8% | 10.6% | 13.2% |
| Unemployment (ACS) | 4.6% | 3.7% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 44.3% |
| 15 to 29 min | 38.0% |
| 30 to 44 min | 6.6% |
| 45 to 59 min | 3.2% |
| 60+ min | 7.8% |
Who licenses lenders for Bonneville County residents
No county office licenses personal lenders. For Bonneville County, check the Idaho Department of Finance. Federal complaints: consumerfinance.gov. Statewide data and rules: Idaho guide.
Before you sign
Steps that save money for Bonneville County residents:
- Know the exact dollar figure you need before talking to a lender.
- Shop at least three lenders, including one Bonneville County-area credit union.
- Check the license, then the reviews, then the offer.
- Never pay a fee up front to get a loan.
Nearby and statewide guides
For statewide rules and data, see the Idaho guide.
Frequently asked questions
What does a typical Bonneville County household make?
About $79,068 a year at the median (ACS 2020-24), 2% above the Idaho median.
What do renters pay in Bonneville County?
$1,133 a month at the median, about 17% of median household income.
Which towns does the Bonneville County guide cover?
Every community in the county, unincorporated areas included. The largest of its 8 Census places: Idaho Falls, Ammon, Lincoln, Iona, Ucon.
Can Bonneville County residents use the questionnaire?
Yes. It asks the same questions in every Idaho county, lists every requirement up front and does not affect your credit score.
Who do I complain to about a lender in Bonneville County?
Start with the Idaho Department of Finance, then the CFPB complaint portal. Keep copies of every message.