1st Advantage MortgageIn Fremont County, Idaho, the typical household earns $72,683 a year and the typical rent is $864. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Idaho license first.
On this page
- Fremont County, ID: the basics
- How Fremont County residents earn a living
- Paychecks and income spread in Fremont County
- Rent, home values and ownership in Fremont County
- How Fremont County compares with nearby counties
- Places inside Fremont County
- A Fremont County household budget, worked through
- Borrowing situations common in Fremont County
- More Fremont County figures
- Idaho rules that apply in Fremont County
- Before you sign
- Nearby and statewide guides
- Frequently asked questions
Fremont County, ID: the basics
Fremont County is home to about 13,943 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 23rd most populous of 44 county-level areas in Idaho. Spread over 1,864 square miles, that works out to roughly 7.5 residents per square mile. Under the July 2023 OMB definitions, Fremont County is not part of any metropolitan area. Of the 8 Census places inside Fremont County, St. Anthony leads by population with about 3,911; 8 of the 8 are incorporated.
How Fremont County residents earn a living
The biggest employer of Fremont County residents, by industry, is education and health care at 19% of workers, followed by retail trade (13%). Compared with Idaho, the county leans toward agriculture, forestry and mining (9% against 4%). ACS puts five-year average unemployment at 3.9% in Fremont County. 15% of commuters travel 45 minutes or more each way, and 12% work from home.
| Where residents work | Fremont County | Difference from Idaho |
|---|---|---|
| Education and health care | 18.8% | -3.6 pts |
| Retail trade | 13.2% | +1.6 pts |
| Construction | 11.5% | +2.2 pts |
| Manufacturing | 9.4% | 0.0 pts |
| Agriculture, forestry and mining | 8.8% | +4.8 pts |
| Public administration | 7.5% | +2.7 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Paychecks and income spread in Fremont County
At $72,683, the typical Fremont County household income is 11% above the median U.S. county ($65,681). In the state ranking that is 13th of 44.
| Household income | Fremont County | vs Idaho |
|---|---|---|
| Under $35,000 | 18.8% | -0.3 pts |
| $35,000 to $99,999 | 49.2% | +5.5 pts |
| $100,000 to $199,999 | 26.9% | -1.0 pts |
| $200,000 or more | 5.0% | -4.2 pts |
The spread is wide: 32% of Fremont County households make $100,000 or more, and 19% make less than $35,000. The poverty rate is 10.1%, 1 point lower than the state's 10.6%. The Gini index of income inequality is 0.429 (0 is perfect equality). None of these numbers decides a Fremont County application. Lenders weigh your own documented income against your own debts.
Rent, home values and ownership in Fremont County
A typical Fremont County rental runs $864 a month including utilities, which is 30% below Idaho. Rent takes 30% or more of income for 35% of renter households here. Home values center on $314,200, or 4.3 years of median income. The ownership rate is 83%. Half the housing stock was built before 1979.
| Cost | Fremont County | Idaho figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $864/mo | $1,238/mo | $877/mo |
| Median home value | $314,200 | $418,600 | $185,300 |
| Owners | 83% | 72% | 75% |
| Rent-burdened renters | 35% | 47% | 45% |
| Burdened owners | 30% | 27% | n/a |
| Vacant units | 47% | 10% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
How Fremont County compares with nearby counties
Six nearby counties, 31 to 57 miles away by the straight-line distance between their centers. Teton County leads the group on income ($124,172), Clark County trails ($55,208), and Fremont County out-earns 2 of the six. The list crosses into Wyoming, where different lending rules and regulators apply.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Fremont County | - | $72,683 | $864/mo | 83% |
| Madison County, ID | 31 mi | $60,160 | $1,014/mo | 40% |
| Teton County, ID | 34 mi | $99,805 | $1,319/mo | 81% |
| Clark County, ID | 43 mi | $55,208 | $773/mo | 61% |
| Jefferson County, ID | 51 mi | $86,679 | $1,138/mo | 83% |
| Teton County, WY | 54 mi | $124,172 | $1,904/mo | 58% |
| Bonneville County, ID | 57 mi | $79,068 | $1,133/mo | 72% |
Places inside Fremont County
The table lists the 8 largest of 8 Census places in Fremont County, by population. Together all 8 hold about 7,510 people, so roughly 46% of residents live outside any named place. Incomes vary by place: $93,750 at the median in Parker, $53,152 in St. Anthony. Median rent ranges from $793 in St. Anthony to $1,304 in Parker. This guide covers each of the 8 places and the rural areas around them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| St. Anthony | city | 3,911 | $53,152 | $793 | 20 mi |
| Ashton | city | 1,417 | $65,428 | $1,025 | 10 mi |
| Teton | city | 877 | $67,321 | $1,143 | 25 mi |
| Parker | city | 607 | $93,750 | $1,304 | 23 mi |
| Newdale | city | 525 | $85,625 | $888 | 24 mi |
| Island Park | city | 170 | $91,250 | n/a | 23 mi |
| Drummond | city | 3 | n/a | n/a | 17 mi |
| Warm River | city | 0 | n/a | n/a | 11 mi |
A Fremont County household budget, worked through
The debt-to-income ratio is the main affordability test lenders use. Applied to Fremont County's medians:
- Median income divided by twelve: $6,057 before taxes
- 14% goes to median rent ($864)
- 36% debt-to-income limit: $1,316 left for all other debt payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Borrowing situations common in Fremont County
A few patterns in the Fremont County data, and the practical point behind each:
- Uninsured care. 11% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Know your credit. Review all three bureau reports for free (AnnualCreditReport.com).
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
More Fremont County figures
College graduates make up 23% of the adult population. 10.6% of residents have no health coverage.
| Fremont County | Idaho | U.S. county median | |
|---|---|---|---|
| Median age | 40.0 | 37.3 | 41.5 |
| Bachelor's or higher | 22.8% | 31.8% | 22.2% |
| No high school diploma | 9.2% | 8.1% | n/a |
| No health insurance | 10.6% | 9.1% | 7.8% |
| No vehicle | 1.8% | 3.7% | 5.4% |
| Work from home | 11.7% | 13.3% | 8.7% |
| Poverty rate | 10.1% | 10.6% | 13.2% |
| Unemployment (ACS) | 3.9% | 3.7% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 36.6% |
| 15 to 29 min | 35.1% |
| 30 to 44 min | 12.8% |
| 45 to 59 min | 7.2% |
| 60+ min | 8.2% |
Idaho rules that apply in Fremont County
No county office licenses personal lenders. For Fremont County, check the Idaho Department of Finance. Federal complaints: consumerfinance.gov. See the Idaho state guide for the statewide picture.
Before you sign
Before you apply, wherever you live in Fremont County:
- Price the Fremont County expense first and borrow that amount, no more.
- Ask each lender for the APR and all fees in writing.
- Only work with lenders licensed for Idaho borrowers.
- Never pay a fee up front to get a loan.
Nearby and statewide guides
For statewide rules and data, see the Idaho guide.
Frequently asked questions
What is the median household income in Fremont County?
$72,683 a year in the 2020 to 2024 Census survey, versus $77,800 for Idaho. It ranks 13th of 44 in the state.
What do renters pay in Fremont County?
$864 a month at the median, about 14% of median household income.
Does this page cover St. Anthony?
Yes, along with the other 7 Census places in Fremont County, such as Ashton, Teton, Parker.
Does living in Fremont County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Fremont County resident as anyone. Lenders decide under fair-lending law.
Where can someone in Fremont County check a lender's license?
With the Idaho Department of Finance. If a lender is unlicensed or asks for a fee before funding, walk away.