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Idaho

Personal loans in Teton County, ID: county guide

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

Teton County households have a median income of $99,805 and median rent of $1,319 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Idaho before sharing details.

On this page
  1. Teton County at a glance
  2. Employment and commuting in Teton County
  3. Paychecks and income spread in Teton County
  4. Housing costs in Teton County
  5. Counties near Teton County
  6. Towns and communities in Teton County
  7. Budget math at the Teton County median
  8. Before borrowing in Teton County
  9. Who lives in Teton County, in numbers
  10. Who licenses lenders for Teton County residents
  11. A Teton County borrower's checklist
  12. Nearby and statewide guides
  13. Frequently asked questions

Teton County at a glance

12,425Population (ACS 2020-24)
$99,805Median household income
$1,319/moMedian gross rent
$690,500Median home value
81%Owner-occupied homes
9%Below the poverty line
449 sq miLand area
39.6Median age

Roughly 12,425 residents live in Teton County, Idaho, 27th by population among the state's 44 counties and county equivalents. It covers 449 square miles of land, or about 28 people per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Victor is the biggest of its 3 Census places, at roughly 3,067 people (25% of the county total).

Employment and commuting in Teton County

Education and health care employs 18% of working residents, the largest share; arts, lodging and food service is next with 15%. The sharpest difference from the state is in arts, lodging and food service, at 15% locally and 9% for Idaho. Averaged over the five survey years, 1.2% of the labor force was out of work and looking. Long commutes are common here: 36% of workers spend 45 minutes or longer getting to work. Households without a car make up 1.4% of the total (3.7% statewide).

SectorTeton CountyCompared with Idaho
Education and health care18.5%-3.9 pts
Arts, lodging and food service14.7%+6.0 pts
Professional and administrative services12.9%+2.4 pts
Construction11.8%+2.4 pts
Retail trade10.5%-1.1 pts
Other services6.6%+2.0 pts

Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Teton County should have bank statements and tax returns ready.

Paychecks and income spread in Teton County

The median household income in Teton County is $99,805; statewide it is $77,800, so Teton County runs 28% above Idaho as a whole.

Yearly household incomeTeton CountyGap to Idaho
Under $35,00014.4%-4.7 pts
$35,000 to $99,99935.7%-8.1 pts
$100,000 to $199,99934.4%+6.4 pts
$200,000 or more15.6%+6.4 pts

About 14% of households earn under $35,000, while 50% clear $100,000. The poverty rate is 9.1%, 1 point lower than the state's 10.6%. The Gini index of income inequality is 0.423 (0 is perfect equality). For a borrower in Teton County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.

Housing costs in Teton County

Median gross rent, utilities included, comes to $1,319 in Teton County versus $1,238 statewide. By the Census definition, 40% of Teton County renters are cost-burdened. Home values center on $690,500, or 6.9 years of median income. The ownership rate is 81%. Half the housing stock was built before 2001.

MeasureTeton CountyIdahoMedian U.S. county
Median gross rent$1,319/mo$1,238/mo$877/mo
Median home value$690,500$418,600$185,300
Owners81%72%75%
Rent-burdened renters40%47%45%
Burdened owners29%27%n/a
Mobile homes4.6%6.9%n/a
Vacant units28%10%n/a

In an owner-heavy county like Teton County, many borrowers can also choose a home equity loan or line of credit. Those can price lower but put the house on the line, so compare the two in writing; our personal loan vs. HELOC guide walks through it.

Counties near Teton County

Distances run center to center, from Madison County at 22 miles out to Clark County at 68. 1 of the six report a higher median household income than Teton County; Teton County is highest at $124,172 and Clark County lowest at $55,208. Some neighbors are in Wyoming. Lender licensing is state by state, so a loan for a Teton County resident follows Idaho rules.

CountyDistanceMedian incomeMedian rentOwners
Teton County-$99,805$1,319/mo81%
Madison County, ID22 mi$60,160$1,014/mo40%
Bonneville County, ID33 mi$79,068$1,133/mo72%
Fremont County, ID34 mi$72,683$864/mo83%
Teton County, WY44 mi$124,172$1,904/mo58%
Jefferson County, ID55 mi$86,679$1,138/mo83%
Clark County, ID68 mi$55,208$773/mo61%

Towns and communities in Teton County

3 Census places fall mainly inside Teton County; the 3 biggest are below. They account for 6,418 residents, leaving about 48% of the county in unincorporated, unnamed areas. No Teton County place has a separate guide yet; this county page serves all 3.

NameKindPop.IncomeRentMiles
Victorcity3,067$77,267$1,40512 mi
Driggscity2,925$95,392$1,1696 mi
Tetoniacity426$78,864$2,0215 mi

Budget math at the Teton County median

Here is the Teton County median household run through a simple DTI check. Your numbers will differ.

  • Monthly gross at the median, Teton County: $8,317
  • Housing at the median rent of $1,319 uses 16%
  • $2,257: what a 43% ratio leaves once rent is paid

Two-income households and single earners in Teton County land in very different places on this math, so run it for your own budget.

Before borrowing in Teton County

A few patterns in the Teton County data, and the practical point behind each:

  • Uninsured care. 14% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
  • Vehicle repairs. 36% of Teton County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
  • Consolidation math. With 50% at six figures, card consolidation is common; it pays only if total cost falls (guide).

Who lives in Teton County, in numbers

Degree holders: 50% of adults over 25. 14.5% of residents have no health coverage.

People and householdsTeton CountyIdahoMedian county
Median age39.637.341.5
Bachelor's or higher49.9%31.8%22.2%
No high school diploma7.5%8.1%n/a
No health insurance14.5%9.1%7.8%
No vehicle1.4%3.7%5.4%
Work from home17.7%13.3%8.7%
Poverty rate9.1%10.6%13.2%
Unemployment (ACS)1.2%3.7%4.4%
Trip timeShare
Under 15 min32.3%
15 to 29 min14.6%
30 to 44 min17.1%
45 to 59 min17.8%
60+ min18.1%

Who licenses lenders for Teton County residents

No county office licenses personal lenders. For Teton County, check the Idaho Department of Finance. A CFPB complaint gets forwarded to the company for a response. More on Idaho: Idaho personal loans.

A Teton County borrower's checklist

Steps that save money for Teton County residents:

  • Borrow the amount the job needs; extra cash adds interest.
  • Shop at least three lenders, including one Teton County-area credit union.
  • Look the lender up with the state regulator first.
  • Read the final agreement; it must match the offer.

Nearby and statewide guides

The Idaho guide covers the whole state.

Frequently asked questions

Is Teton County a high-income county?

Its $99,805 median ranks 1st of 44 Idaho counties and compares with $65,681 for the median U.S. county.

Is Teton County expensive for renters?

Median rent is $1,319 against $1,238 statewide, and 40% of renter households are cost-burdened.

Which towns does the Teton County guide cover?

Every community in the county, unincorporated areas included. The largest of its 3 Census places: Victor, Driggs, Tetonia.

Is the fit check different in Teton County?

No. It is identical everywhere, and it never looks at your neighborhood.

Where can someone in Teton County check a lender's license?

With the Idaho Department of Finance. If a lender is unlicensed or asks for a fee before funding, walk away.

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