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Alabama

Butler County, AL: borrowing basics and county figures

Updated October 28, 2026 by the Personal Loan Compare editors · How we research and review

Short answer

The median Butler County household earns $44,755, and 22% of residents live below the poverty line. Use those as context only. A lender looks at your own documented income and debts; compare APR and total repaid on every Butler County offer.

On this page
  1. First look: Butler County, AL
  2. The Butler County housing market in figures
  3. Where Butler County differs from the rest of Alabama
  4. Employment and commuting in Butler County
  5. Household income in Butler County
  6. Butler County and the counties next door
  7. Cities, towns and CDPs in Butler County
  8. Age, degrees and coverage in Butler County
  9. What a median Butler County budget can carry
  10. What the numbers mean for Butler County borrowers
  11. Steps before you apply in Butler County
  12. Licensing and complaints for Butler County
  13. Beyond Butler County
  14. Frequently asked questions

First look: Butler County, AL

18,630Population (ACS 2020-24)
$44,755Median household income
$725/moMedian gross rent
$99,800Median home value
66%Owner-occupied homes
22%Below the poverty line
777 sq miLand area
42.7Median age

With an estimated 18,630 residents (ACS 2020 to 2024), Butler County ranks 50th of 67 in Alabama for population. Land area is 777 square miles (2024 Gazetteer), so density runs near 24 per square mile. Metro status: none; Butler County sits outside the 2023 OMB metro areas. Of the 3 Census places inside Butler County, Greenville leads by population with about 7,163; 3 of the 3 are incorporated.

The Butler County housing market in figures

Renters in Butler County pay a median of $725 a month, 28% below the Alabama figure of $1,007. By the Census definition, 46% of Butler County renters are cost-burdened. Butler County homes are worth $99,800 at the median, a 2.2-to-1 ratio to income. Owners occupy 66% of homes. Median construction year: 1979.

CostButler CountyAlabama figureHigher or lower
Vacant units23%15%+8.6 pts
Median home value$99,800$209,90052% lower
Burdened owners28%24%+4.7 pts
Owners66%70%-4.4 pts
Rent-burdened renters46%49%-3.1 pts
Median gross rent$725/mo$1,007/mo28% lower

Where Butler County differs from the rest of Alabama

The 3 Butler County numbers that rank furthest from typical in Alabama, and what each means for a borrower:

  • The uninsured rate: 12.3% in Butler County. Only 4 of 67 Alabama counties are higher. Hospital payment plans are usually interest-free; compare before a loan.
  • Few Alabama counties match Butler County on median home value: $99,800 here, $209,900 for the state, ranking 8th lowest of 67. Lower values mean less equity to tap, so unsecured loans are the usual route.
  • The share of households earning $100,000 or more: 18% in Butler County. Only 9 of 67 Alabama counties are lower. Most budgets here are modest, so keep payments small.

Employment and commuting in Butler County

Education and health care employs 21% of working residents, the largest share; manufacturing is next with 18%. Manufacturing stands out: 18% of workers here, versus 14% statewide. Unemployment in Butler County, ACS five-year: 6.5%; Alabama: 4.7%. Commutes of 45 minutes-plus: 21%; under 15 minutes: 41%.

Where residents workButler CountyDifference from Alabama
Education and health care20.6%-2.0 pts
Manufacturing18.5%+4.4 pts
Retail trade14.0%+2.4 pts
Arts, lodging and food service9.4%+1.3 pts
Other services5.9%+1.1 pts
Professional and administrative services5.8%-4.2 pts

Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Butler County should have bank statements and tax returns ready.

Household income in Butler County

Median household income in Butler County: $44,755 (30% below Alabama, $63,999). Only 54 Alabama counties post a higher median.

Income bandShare in Butler CountyDifference from Alabama
Under $35,00039.9%+11.7 pts
$35,000 to $99,99942.3%+1.2 pts
$100,000 to $199,99914.2%-8.7 pts
$200,000 or more3.6%-4.2 pts

Some 40% of households here live on less than $35,000 a year; 18% have six-figure incomes. Poverty rate, Butler County: 22.4%; Alabama: 15.6%. None of these numbers decides a Butler County application. Lenders weigh your own documented income against your own debts.

Butler County and the counties next door

Six nearby counties, 21 to 42 miles away by the straight-line distance between their centers. Richest neighbor: Montgomery County, $59,386. Poorest: Lowndes County, $37,052. Butler County: $44,755.

Nearby countyCenter to centerHousehold incomeGross rentOwner-occupied
Butler County-$44,755$725/mo66%
Crenshaw County, AL21 mi$48,560$661/mo73%
Lowndes County, AL27 mi$37,052$710/mo78%
Conecuh County, AL29 mi$41,327$834/mo74%
Covington County, AL38 mi$52,456$746/mo76%
Wilcox County, AL40 mi$40,640$745/mo77%
Montgomery County, AL42 mi$59,386$1,092/mo58%

Cities, towns and CDPs in Butler County

Places, by size: the top 3 of 3. Roughly 50% of Butler County lives outside all of them, in open country or unnamed settlements. Greenville ($40,822) and Georgiana ($24,321) mark the top and bottom of Butler County's income range among larger places. Median rent ranges from $542 in Georgiana to $730 in Greenville. Greenville and every other Butler County community use this county guide.

Place in countyStatusPopulation (ACS)Median HH incomeMonthly rentDistance from center
Greenvillecity7,163$40,822$7307 mi
Georgianatown1,578$24,321$5429 mi
McKenzietown557$31,250$57314 mi

Age, degrees and coverage in Butler County

In Butler County, 14% of adults have at least a four-year degree (28% in Alabama). The uninsured rate is 12.3%, against 9.2% for Alabama.

Butler Countyvs Alabamavs U.S. county median
Median age42.7+3.4 yrs+1.2 yrs
Bachelor's or higher13.5%-14.8 pts-8.6 pts
No high school diploma13.0%+1.7 ptsn/a
No health insurance12.3%+3.1 pts+4.4 pts
No vehicle5.9%+0.5 pts+0.5 pts
Work from home5.4%-3.4 pts-3.2 pts
Poverty rate22.4%+6.8 pts+9.2 pts
Unemployment (ACS)6.5%+1.8 pts+2.1 pts
One-way commuteShare of Butler County workers
Under 15 min40.9%
15 to 29 min21.4%
30 to 44 min17.0%
45 to 59 min9.7%
60+ min11.0%

What a median Butler County budget can carry

Butler County's $44,755 median income, run through a debt-to-income check:

  • Median income divided by twelve: $3,730 before taxes
  • Rent at the median, $725, takes 19% of that
  • Under a 35% cap, $1,305 total minus rent leaves $580
  • With a 45% ceiling, about $953 remains for car, card, student and any new loan payments

Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.

What the numbers mean for Butler County borrowers

Based on the Butler County data above, these borrowing questions are most likely to matter locally.

  • Health costs. With 12% of the county uninsured, an interest-free hospital payment plan usually beats a loan (medical bills).
  • Commuter costs. 21% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
  • Repairs on manufactured housing. With 20% of homes here, compare a personal loan with any dealer or park repair program.
  • Before borrowing. At 22.4% poverty, Butler County has local aid programs worth checking (options).

Steps before you apply in Butler County

Quick steps for Butler County:

  • Borrow the amount the job needs; extra cash adds interest.
  • Line up offers side by side: APR, fees in dollars, total cost.
  • Confirm the lender is licensed in Alabama.
  • Keep a small cushion so one surprise bill does not mean another loan.

Licensing and complaints for Butler County

Before sharing details with a lender, a Butler County resident can confirm its license with the Alabama State Banking Department. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. The Alabama page has statewide figures to set beside Butler County's.

Beyond Butler County

The Alabama guide covers the whole state.

Frequently asked questions

What is the median household income in Butler County?

$44,755 a year in the 2020 to 2024 Census survey, versus $63,999 for Alabama. It ranks 55th of 67 in the state.

How does Butler County rent compare with Alabama?

$725 locally versus $1,007 for the state, 28% below.

Does this page cover Greenville?

Yes, along with the other 2 Census places in Butler County, such as Georgiana, McKenzie.

Are Butler County applicants treated differently?

No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.

What agency protects Butler County borrowers?

The Alabama State Banking Department at the state level and the CFPB federally.

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