1st Advantage MortgageMedian rent in Conecuh County is $834 a month against a median household income of $41,327, about 24% of income (ACS 2020-24). For a Conecuh County borrower, the useful steps are the same anywhere: price the need, gather three written offers, and check the Alabama license.
On this page
- Conecuh County in brief
- What Conecuh County households earn
- Renting and owning in Conecuh County
- Labor force snapshot: Conecuh County
- Conecuh County's most unusual numbers
- Conecuh County communities by population
- How Conecuh County compares with nearby counties
- Who lives in Conecuh County, in numbers
- Room for a loan payment in Conecuh County
- Borrowing situations common in Conecuh County
- Steps before you apply in Conecuh County
- Alabama lender licensing
- Beyond Conecuh County
- Frequently asked questions
Conecuh County in brief
Roughly 11,275 residents live in Conecuh County, Alabama, 61st by population among the state's 67 counties and county equivalents. Its 850 square miles average 13 people per square mile, by the 2024 Census Gazetteer. Metro status: none; Conecuh County sits outside the 2023 OMB metro areas. Of the 3 Census places inside Conecuh County, Evergreen leads by population with about 3,404; 3 of the 3 are incorporated.
What Conecuh County households earn
Half of Conecuh County households take in less than $41,327 a year and half take in more, 35% below the Alabama median of $63,999.
| Yearly household income | Conecuh County | Gap to Alabama |
|---|---|---|
| Under $35,000 | 42.9% | +14.7 pts |
| $35,000 to $99,999 | 41.4% | +0.2 pts |
| $100,000 to $199,999 | 11.1% | -11.8 pts |
| $200,000 or more | 4.6% | -3.2 pts |
On the low end, 43% of Conecuh County households report under $35,000; at the top, 16% report $100,000-plus. The poverty rate is 27.8%, 12 points higher than the state's 15.6%. For a borrower in Conecuh County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Renting and owning in Conecuh County
Half of Conecuh County renters pay more than $834 a month and half pay less; the Alabama midpoint is $1,007. About 5 in 10 Conecuh County renters pay 30% or more of income for rent. Conecuh County homes are worth $105,300 at the median, a 2.5-to-1 ratio to income. Owners occupy 74% of homes. The median year built is 1982.
| Measure | Conecuh County | Alabama | Gap |
|---|---|---|---|
| Median gross rent | $834/mo | $1,007/mo | 17% lower |
| Median home value | $105,300 | $209,900 | 50% lower |
| Owners | 74% | 70% | +4.1 pts |
| Rent-burdened renters | 51% | 49% | +2.2 pts |
| Burdened owners | 43% | 24% | +18.8 pts |
| Mobile homes | 26.0% | 12.3% | +13.8 pts |
At a $105,300 median value, many Conecuh County owners hold equity. Using it lowers cost only if you can carry the risk (equity vs. unsecured). When half or more of renters are already stretched, a new payment needs a stress test: what happens if a paycheck is a week late?
Labor force snapshot: Conecuh County
The biggest employer of Conecuh County residents, by industry, is education and health care at 20% of workers, followed by manufacturing (18%). The sharpest difference from the state is in manufacturing, at 18% locally and 14% for Alabama. The survey's unemployment rate for Conecuh County averages 8.7% over 2020 to 2024 (state: 4.7%). 18% of commuters travel 45 minutes or more each way, and 7% work from home.
| Industry | Share of Conecuh County workers | vs Alabama |
|---|---|---|
| Education and health care | 20.4% | -2.3 pts |
| Manufacturing | 18.4% | +4.3 pts |
| Retail trade | 11.6% | 0.0 pts |
| Professional and administrative services | 8.3% | -1.8 pts |
| Construction | 7.6% | +0.7 pts |
| Transportation, warehousing and utilities | 7.3% | +1.4 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Conecuh County should have bank statements and tax returns ready.
Conecuh County's most unusual numbers
- Few Alabama counties match Conecuh County on the housing vacancy rate: 31% here, 15% for the state, ranking the highest of 67. Many empty units can point to seasonal housing.
- Conecuh County ranks 4th highest of 67 Alabama counties for median age: 46.7, against 39.3 statewide. Older borrowers often rely on fixed incomes, so a fixed payment helps.
- On the share of households earning $100,000 or more, Conecuh County sits near the bottom of Alabama at 16%, 6th lowest of 67. Most budgets here are modest, so keep payments small.
Conecuh County communities by population
3,853 of Conecuh County's 11,275 residents live in its 3 Census places (34%); the 3 largest are listed. This guide covers each of the 3 places and the rural areas around them.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Evergreen | city | 3,404 | $40,700 | $927 | 1 mi |
| Castleberry | town | 279 | $21,923 | $686 | 9 mi |
| Repton | town | 170 | $23,438 | $861 | 15 mi |
How Conecuh County compares with nearby counties
Six nearby counties, 24 to 44 miles away by the straight-line distance between their centers. Richest neighbor: Covington County, $52,456. Poorest: Wilcox County, $40,640. Conecuh County: $41,327.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Conecuh County | - | $41,327 | $834/mo | 74% |
| Escambia County, AL | 24 mi | $48,225 | $766/mo | 71% |
| Monroe County, AL | 25 mi | $42,292 | $666/mo | 72% |
| Butler County, AL | 29 mi | $44,755 | $725/mo | 66% |
| Covington County, AL | 34 mi | $52,456 | $746/mo | 76% |
| Wilcox County, AL | 43 mi | $40,640 | $745/mo | 77% |
| Crenshaw County, AL | 44 mi | $48,560 | $661/mo | 73% |
Who lives in Conecuh County, in numbers
Bachelor's degree or higher: 13% of Conecuh County adults. Health coverage gaps: 8.0% of Conecuh County residents are uninsured.
| Indicator | Conecuh County | +/- Alabama | +/- U.S. county |
|---|---|---|---|
| Bachelor's or higher | 13.4% | -15.0 pts | -8.7 pts |
| Poverty rate | 27.8% | +12.2 pts | +14.7 pts |
| Median age | 46.7 | +7.4 yrs | +5.2 yrs |
| Unemployment (ACS) | 8.7% | +4.0 pts | +4.3 pts |
| Work from home | 7.0% | -1.9 pts | -1.7 pts |
| No health insurance | 8.0% | -1.2 pts | +0.2 pts |
| No high school diploma | 10.7% | -0.7 pts | n/a |
| No vehicle | 5.8% | +0.4 pts | +0.3 pts |
| Minutes to work | Conecuh County workers |
|---|---|
| Under 15 min | 26.9% |
| 15 to 29 min | 32.0% |
| 30 to 44 min | 22.8% |
| 45 to 59 min | 7.8% |
| 60+ min | 10.6% |
Room for a loan payment in Conecuh County
Conecuh County at the medians, through a lender's eyes (what DTI means):
- Start: $3,444 gross per month ($41,327 / 12)
- Rent at the median, $834, takes 24% of that
- Under a 36% cap, $1,240 total minus rent leaves $406
A household below the $41,327 median has less room than this, often none.
Borrowing situations common in Conecuh County
What the Conecuh County figures suggest, and what to check first:
- 18% long commutes. A Conecuh County repair bill is often urgent; compare the shop's financing with a loan in writing.
- 26% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
- Retirees. At a median age of 46.7, many borrowers here rely on award letters as proof of income; favor no prepayment penalty.
- Lower-cost alternatives. In a county with 28% in poverty, nonprofit credit counseling may beat a loan (options).
Steps before you apply in Conecuh County
Quick steps for Conecuh County:
- Size the loan to the bill, not to the most a lender offers.
- Ask each lender for the APR and all fees in writing.
- Check the license, then the reviews, then the offer.
- Ask about early-payoff penalties.
Alabama lender licensing
No county office licenses personal lenders. For Conecuh County, check the Alabama State Banking Department. If a Conecuh County lender ignores a dispute, the CFPB complaint portal is the federal backstop. The Alabama page has statewide figures to set beside Conecuh County's.
Beyond Conecuh County
The Alabama guide covers the whole state.
Frequently asked questions
Is $41,327 a good income in Conecuh County?
It is the county median, so half of Conecuh County households earn more and half less; 16% earn $100,000 or more.
What is the median rent in Conecuh County, AL?
$834 a month, utilities included, or $10,008 a year.
Is Repton covered?
Yes. Repton is one of 3 Census places in Conecuh County, and this guide covers all of them.
Is the fit check different in Conecuh County?
No. It is identical everywhere, and it never looks at your neighborhood.
Who regulates personal lenders for Conecuh County residents?
The Alabama State Banking Department licenses consumer lenders in Alabama; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.