1st Advantage MortgageAbout 71% of Pulaski County homes are owner-occupied, and the median household income is $50,406. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Getting oriented in Pulaski County
- Employment and commuting in Pulaski County
- Paychecks and income spread in Pulaski County
- What it costs to live in Pulaski County
- Places inside Pulaski County
- How Pulaski County compares with nearby counties
- Who lives in Pulaski County, in numbers
- Local borrowing considerations for Pulaski County
- A Pulaski County household budget, worked through
- Checklist for Pulaski County applicants
- Georgia rules that apply in Pulaski County
- More guides for Pulaski County
- Frequently asked questions
Getting oriented in Pulaski County
Pulaski County is home to about 9,939 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 125th most populous of 159 county-level areas in Georgia. It covers 249 square miles of land, or about 40 people per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 1 Census place inside Pulaski County, Hawkinsville leads by population with about 4,731. With so few households sampled, Pulaski County estimates can move a lot between releases.
Employment and commuting in Pulaski County
Education and health care employs 22% of working residents, the largest share; retail trade is next with 19%. Compared with Georgia, the county leans toward retail trade (19% against 11%). The survey's unemployment rate for Pulaski County averages 3.2% over 2020 to 2024 (state: 5.1%). About 80% drive to work alone and 17% have trips of 45 minutes or more. 5.9% of households have no vehicle.
| Top industries | Pulaski County share | +/- vs Georgia |
|---|---|---|
| Education and health care | 22.1% | +1.1 pts |
| Retail trade | 18.9% | +7.6 pts |
| Manufacturing | 12.6% | +2.6 pts |
| Public administration | 10.0% | +5.2 pts |
| Construction | 7.2% | +0.2 pts |
| Transportation, warehousing and utilities | 7.1% | -0.2 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Paychecks and income spread in Pulaski County
The median household income in Pulaski County is $50,406; statewide it is $77,353, so Pulaski County runs 35% below Georgia as a whole. In the state ranking that is 124th of 159.
| Households earning | Pulaski County | +/- vs Georgia |
|---|---|---|
| Under $35,000 | 34.9% | +12.8 pts |
| $35,000 to $99,999 | 40.4% | +0.9 pts |
| $100,000 to $199,999 | 20.2% | -6.3 pts |
| $200,000 or more | 4.4% | -7.4 pts |
Some 35% of households here live on less than $35,000 a year; 25% have six-figure incomes. 16.5% of residents fall below the federal poverty line (statewide: 13.4%). None of these numbers decides a Pulaski County application. Lenders weigh your own documented income against your own debts.
What it costs to live in Pulaski County
A typical Pulaski County rental runs $883 a month including utilities, which is 37% below Georgia. By the Census definition, 57% of Pulaski County renters are cost-burdened. Home values center on $157,600, or 3.1 years of median income. 71% of Pulaski County households own their home and 29% rent. Median construction year: 1984.
| Measure | Pulaski County | Georgia | Median U.S. county |
|---|---|---|---|
| Median gross rent | $883/mo | $1,393/mo | $877/mo |
| Median home value | $157,600 | $303,300 | $185,300 |
| Owners | 71% | 66% | 75% |
| Rent-burdened renters | 57% | 52% | 45% |
| Burdened owners | 24% | 26% | n/a |
| Vacant units | 22% | 10% | n/a |
Rent pressure is real here, so run any payment through the debt-to-income calculator before you apply.
Places inside Pulaski County
Hawkinsville is the only Census place mainly inside Pulaski County, with about 4,731 of the county's 9,939 residents. None of the 1 has its own city guide, so this page covers all of them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Hawkinsville | city | 4,731 | $39,603 | $794 | 4 mi |
How Pulaski County compares with nearby counties
The six counties whose centers lie closest to Pulaski County's, from 16 to 27 miles away. 5 of the six report a higher median household income than Pulaski County; Houston County is highest at $80,698 and Crisp County lowest at $45,105.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Pulaski County | - | $50,406 | $883/mo | 71% |
| Bleckley County, GA | 16 mi | $62,008 | $799/mo | 73% |
| Houston County, GA | 18 mi | $80,698 | $1,208/mo | 67% |
| Dodge County, GA | 19 mi | $51,587 | $723/mo | 71% |
| Wilcox County, GA | 19 mi | $54,138 | $610/mo | 75% |
| Dooly County, GA | 20 mi | $60,987 | $758/mo | 65% |
| Crisp County, GA | 27 mi | $45,105 | $778/mo | 56% |
Who lives in Pulaski County, in numbers
14% of Pulaski County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 9.7%, against 12.4% for Georgia.
| Residents | Pulaski County | Georgia | Middle U.S. county |
|---|---|---|---|
| Median age | 45.2 | 37.6 | 41.5 |
| Bachelor's or higher | 14.5% | 34.9% | 22.2% |
| No high school diploma | 15.3% | 10.8% | n/a |
| No health insurance | 9.7% | 12.4% | 7.8% |
| No vehicle | 5.9% | 5.9% | 5.4% |
| Work from home | 6.1% | 15.9% | 8.7% |
| Poverty rate | 16.5% | 13.4% | 13.2% |
| Unemployment (ACS) | 3.2% | 5.1% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 29.3% |
| 15 to 29 min | 28.7% |
| 30 to 44 min | 24.5% |
| 45 to 59 min | 10.3% |
| 60+ min | 7.2% |
Local borrowing considerations for Pulaski County
Based on the Pulaski County data above, these borrowing questions are most likely to matter locally.
- Manufactured homes. 24% of Pulaski County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Retirees. At a median age of 45.2, many borrowers here rely on award letters as proof of income; favor no prepayment penalty.
- 57% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
A Pulaski County household budget, worked through
Here is the Pulaski County median household run through a simple DTI check. Your numbers will differ.
- Median income divided by twelve: $4,200 before taxes
- Median rent: $883, or 21 cents of every gross dollar
- With a 43% ceiling, about $923 remains for car, card, student and any new loan payments
Two-income households and single earners in Pulaski County land in very different places on this math, so run it for your own budget.
Checklist for Pulaski County applicants
Quick steps for Pulaski County:
- Get a written quote for whatever you are paying for in Pulaski County.
- Line up offers side by side: APR, fees in dollars, total cost.
- A Georgia license check takes minutes; do it first.
- Ask a Pulaski County credit union about member loans.
Georgia rules that apply in Pulaski County
Before sharing details with a lender, a Pulaski County resident can confirm its license with the Georgia Department of Banking and Finance. Problems with a lender can also go to the CFPB. The Georgia guide covers state rules in more detail.
More guides for Pulaski County
The Georgia guide covers the whole state.
Frequently asked questions
Is Pulaski County a high-income county?
Its $50,406 median ranks 124th of 159 Georgia counties and compares with $65,681 for the median U.S. county.
What do renters pay in Pulaski County?
$883 a month at the median, about 21% of median household income.
Should Pulaski County homeowners use home equity instead?
Maybe, but weigh the risk: 71% of Pulaski County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
Which towns does the Pulaski County guide cover?
Every community in the county, unincorporated areas included. The largest of its 1 Census places: Hawkinsville.
Can Pulaski County residents use the questionnaire?
Yes. It asks the same questions in every Georgia county, lists every requirement up front and does not affect your credit score.