1st Advantage MortgageIn Caddo Parish, Louisiana, the typical household earns $50,705 a year and the typical rent is $974. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Who lives in Caddo Parish
- How Caddo Parish residents earn a living
- How much Caddo Parish households make
- Housing costs in Caddo Parish
- The communities that make up Caddo Parish
- Neighboring counties at a glance
- Who lives in Caddo Parish, in numbers
- What the numbers mean for Caddo Parish borrowers
- Budget math at the Caddo Parish median
- Checking a lender's license in Louisiana
- Four steps for Caddo Parish borrowers
- Nearby and statewide guides
- Frequently asked questions
Who lives in Caddo Parish
Roughly 230,004 residents live in Caddo Parish, Louisiana, 6th by population among the state's 64 counties and county equivalents. Land area is 880 square miles (2024 Gazetteer), so density runs near 262 per square mile. It is one of the counties that make up the Shreveport-Bossier City, LA metropolitan statistical area (OMB, 2023). Of the 12 Census places inside Caddo Parish, Shreveport leads by population with about 180,982; 11 of the 12 are incorporated.
How Caddo Parish residents earn a living
The biggest employer of Caddo Parish residents, by industry, is education and health care at 29% of workers, followed by retail trade (12%). Education and health care stands out: 29% of workers here, versus 26% statewide. The survey's unemployment rate for Caddo Parish averages 8.7% over 2020 to 2024 (state: 6.3%). Long commutes are the exception here: 6% of workers spend 45 minutes or longer getting to work.
| Sector | Caddo Parish | Compared with Louisiana |
|---|---|---|
| Education and health care | 28.5% | +3.0 pts |
| Retail trade | 12.1% | +1.0 pts |
| Professional and administrative services | 10.0% | +0.2 pts |
| Arts, lodging and food service | 9.3% | 0.0 pts |
| Transportation, warehousing and utilities | 6.3% | +0.4 pts |
| Other services | 6.2% | +1.0 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
How much Caddo Parish households make
Caddo Parish households have a median income of $50,705 (ACS 2020 to 2024), which ranks 37th of 64 in Louisiana.
| Band | Caddo Parish | Compared with Louisiana |
|---|---|---|
| Under $35,000 | 36.6% | +5.9 pts |
| $35,000 to $99,999 | 40.0% | +0.6 pts |
| $100,000 to $199,999 | 17.2% | -4.9 pts |
| $200,000 or more | 6.2% | -1.6 pts |
Some 37% of households here live on less than $35,000 a year; 23% have six-figure incomes. 22.4% of residents fall below the federal poverty line (statewide: 18.9%). None of these numbers decides a Caddo Parish application. Lenders weigh your own documented income against your own debts.
Housing costs in Caddo Parish
Renters in Caddo Parish pay a median of $974 a month, 8% below the Louisiana figure of $1,064. By the Census definition, 55% of Caddo Parish renters are cost-burdened. Home values center on $175,700, or 3.5 years of median income. Owners occupy 60% of homes. Half the housing stock was built before 1975.
| Cost | Caddo Parish | Louisiana figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $974/mo | $1,064/mo | $877/mo |
| Median home value | $175,700 | $216,500 | $185,300 |
| Owners | 60% | 67% | 75% |
| Rent-burdened renters | 55% | 55% | 45% |
| Burdened owners | 28% | 28% | n/a |
| Vacant units | 15% | 14% | n/a |
High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.
The communities that make up Caddo Parish
12 Census places fall mainly inside Caddo Parish; the 12 biggest are below. They account for 194,238 residents, leaving about 16% of the county in unincorporated, unnamed areas. Blanchard has the highest median household income on the list ($75,069) and Oil City the lowest ($21,325), counting places with at least 500 residents. Rent is cheapest in Oil City ($413) and steepest in Shreveport ($987). No Caddo Parish place has a separate guide yet; this county page serves all 12.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Shreveport | city | 180,982 | $48,699 | $987 | 10 mi |
| Blanchard | town | 3,437 | $75,069 | $842 | 2 mi |
| Greenwood | town | 3,110 | $64,063 | $485 | 11 mi |
| Vivian | town | 2,975 | $22,237 | $726 | 21 mi |
| Oil City | town | 1,184 | $21,325 | $413 | 13 mi |
| Lakeview | CDP | 781 | $59,333 | $890 | 5 mi |
| Mooringsport | town | 688 | $21,989 | $675 | 8 mi |
| Hosston | village | 333 | $80,625 | $768 | 21 mi |
| Ida | village | 254 | $59,063 | n/a | 29 mi |
| Belcher | village | 204 | $90,000 | $1,109 | 12 mi |
| Rodessa | village | 173 | n/a | $644 | 28 mi |
| Gilliam | village | 117 | $93,750 | n/a | 17 mi |
Neighboring counties at a glance
Six nearby counties, 17 to 38 miles away by the straight-line distance between their centers. 3 of the six report a higher median household income than Caddo Parish; Bossier Parish is highest at $69,617 and Webster Parish lowest at $41,182. Some neighbors are in Texas. Lender licensing is state by state, so a loan for a Caddo Parish resident follows Louisiana rules.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Caddo Parish | - | $50,705 | $974/mo | 60% |
| Bossier Parish, LA | 17 mi | $69,617 | $1,174/mo | 65% |
| Harrison County, TX | 29 mi | $66,103 | $974/mo | 77% |
| Marion County, TX | 31 mi | $49,672 | $911/mo | 78% |
| Webster Parish, LA | 33 mi | $41,182 | $795/mo | 67% |
| De Soto Parish, LA | 37 mi | $48,578 | $687/mo | 77% |
| Panola County, TX | 38 mi | $64,894 | $834/mo | 80% |
Who lives in Caddo Parish, in numbers
26% of Caddo Parish adults 25 and older hold a bachelor's degree or more. About 7% go without health insurance.
| Residents | Caddo Parish | Louisiana | Middle U.S. county |
|---|---|---|---|
| Median age | 39.5 | 38.0 | 41.5 |
| Bachelor's or higher | 26.0% | 27.0% | 22.2% |
| No high school diploma | 12.1% | 12.7% | n/a |
| No health insurance | 7.4% | 7.8% | 7.8% |
| No vehicle | 9.9% | 8.4% | 5.4% |
| Work from home | 6.5% | 8.1% | 8.7% |
| Poverty rate | 22.4% | 18.9% | 13.2% |
| Unemployment (ACS) | 8.7% | 6.3% | 4.4% |
| Minutes to work | Caddo Parish workers |
|---|---|
| Under 15 min | 30.5% |
| 15 to 29 min | 48.4% |
| 30 to 44 min | 14.9% |
| 45 to 59 min | 2.7% |
| 60+ min | 3.5% |
What the numbers mean for Caddo Parish borrowers
A few patterns in the Caddo Parish data, and the practical point behind each:
- 22% below poverty. Emergency aid, payment plans and counseling (list) come first.
- 55% rent-burdened. A payment on top of high rent needs a cushion; size it with the calculator.
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
Budget math at the Caddo Parish median
Here is the Caddo Parish median household run through a simple DTI check. Your numbers will differ.
- Monthly gross at the median, Caddo Parish: $4,225
- Rent at the median, $974, takes 23% of that
- $547: what a 36% ratio leaves once rent is paid
- With a 43% ceiling, about $843 remains for car, card, student and any new loan payments
If your rent is above $974, the room shrinks dollar for dollar.
Checking a lender's license in Louisiana
Consumer lenders serving Caddo Parish are licensed by the state, not the county; in Louisiana that is the Louisiana Office of Financial Institutions. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. More on Louisiana: Louisiana personal loans.
Four steps for Caddo Parish borrowers
Four checks before you sign anything:
- Borrow the amount the job needs; extra cash adds interest.
- Ask each lender for the APR and all fees in writing.
- Verify the Louisiana license before giving out your Social Security number.
- Pick the shortest term whose payment still fits.
Nearby and statewide guides
The Louisiana guide covers the whole state.
Frequently asked questions
Is Caddo Parish a high-income county?
Its $50,705 median ranks 37th of 64 Louisiana counties and compares with $65,681 for the median U.S. county.
How much is rent in Caddo Parish?
Median gross rent, utilities included, is $974 a month; 55% of renters spend 30% or more of income on it.
Which towns does the Caddo Parish guide cover?
Every community in the county, unincorporated areas included. The largest of its 12 Census places: Shreveport, Blanchard, Greenwood, Vivian, Oil City.
Are Caddo Parish applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.
Who do I complain to about a lender in Caddo Parish?
Start with the Louisiana Office of Financial Institutions, then the CFPB complaint portal. Keep copies of every message.