1st Advantage MortgageCandler County households have a median income of $49,581 and median rent of $715 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Georgia before sharing details.
On this page
- Candler County by the numbers
- Work, industries and travel time in Candler County
- Household income in Candler County
- Candler County housing compared with Georgia
- Places inside Candler County
- Counties near Candler County
- People and households in Candler County
- Borrowing situations common in Candler County
- Debt-to-income at Candler County's medians
- Lender oversight for Candler County
- Four steps for Candler County borrowers
- More guides for Candler County
- Frequently asked questions
Candler County by the numbers
The latest five-year Census estimate puts Candler County's population at 11,043; only 119 of Georgia's 159 county-level areas are larger. Spread over 243 square miles, that works out to roughly 45.4 residents per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. The Census Bureau counts 2 places in the county (2 incorporated, 0 census-designated); the largest is Metter, with about 3,989 residents, or 36% of the county.
Work, industries and travel time in Candler County
The biggest employer of Candler County residents, by industry, is education and health care at 29% of workers, followed by retail trade (13%). Education and health care stands out: 29% of workers here, versus 21% statewide. The survey's unemployment rate for Candler County averages 2.5% over 2020 to 2024 (state: 5.1%). 13% of commuters travel 45 minutes or more each way, and 3% work from home.
| Top industries | Candler County share | +/- vs Georgia |
|---|---|---|
| Education and health care | 29.4% | +8.4 pts |
| Retail trade | 13.3% | +2.1 pts |
| Manufacturing | 12.0% | +1.9 pts |
| Transportation, warehousing and utilities | 8.2% | +1.0 pts |
| Arts, lodging and food service | 8.2% | -0.4 pts |
| Professional and administrative services | 6.7% | -6.9 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
Household income in Candler County
The median household income in Candler County is $49,581; statewide it is $77,353, so Candler County runs 36% below Georgia as a whole. In the state ranking that is 127th of 159.
| Yearly household income | Candler County | Gap to Georgia |
|---|---|---|
| Under $35,000 | 38.0% | +15.9 pts |
| $35,000 to $99,999 | 41.4% | +1.9 pts |
| $100,000 to $199,999 | 16.1% | -10.4 pts |
| $200,000 or more | 4.5% | -7.4 pts |
Some 38% of households here live on less than $35,000 a year; 21% have six-figure incomes. Census counts 16.3% of Candler County residents in poverty, against 13.4% across Georgia. None of these numbers decides a Candler County application. Lenders weigh your own documented income against your own debts.
Candler County housing compared with Georgia
A typical Candler County rental runs $715 a month including utilities, which is 49% below Georgia. Rent takes 30% or more of income for 30% of renter households here. With a median value of $159,200, a typical Candler County house costs 3.2 times what the median household earns in a year. Owners occupy 62% of homes.
| Candler County | Georgia | U.S. county median | |
|---|---|---|---|
| Median gross rent | $715/mo | $1,393/mo | $877/mo |
| Median home value | $159,200 | $303,300 | $185,300 |
| Owners | 62% | 66% | 75% |
| Rent-burdened renters | 30% | 52% | 45% |
| Burdened owners | 29% | 26% | n/a |
| Mobile homes | 32.6% | 7.8% | n/a |
| Vacant units | 11% | 10% | n/a |
Places inside Candler County
Here are the 2 most populous of the county's 2 Census places, with income and rent from the same 2020 to 2024 survey. About 38% of Candler County residents live in one of the 2. This guide covers each of the 2 places and the rural areas around them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Metter | city | 3,989 | $35,759 | $585 | 1 mi |
| Pulaski | town | 230 | n/a | $744 | 7 mi |
Counties near Candler County
The six counties whose centers lie closest to Candler County's, from 19 to 28 miles away. Bulloch County leads the group on income ($58,810), Jenkins County trails ($44,389), and Candler County out-earns 1 of the six.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Candler County | - | $49,581 | $715/mo | 62% |
| Emanuel County, GA | 19 mi | $52,772 | $783/mo | 61% |
| Bulloch County, GA | 19 mi | $58,810 | $995/mo | 53% |
| Evans County, GA | 20 mi | $53,259 | $719/mo | 65% |
| Tattnall County, GA | 25 mi | $50,747 | $699/mo | 71% |
| Toombs County, GA | 25 mi | $52,621 | $768/mo | 61% |
| Jenkins County, GA | 28 mi | $44,389 | $535/mo | 82% |
People and households in Candler County
College graduates make up 16% of the adult population. The uninsured rate is 15.1%, against 12.4% for Georgia.
| People and households | Candler County | Georgia | Median county |
|---|---|---|---|
| Median age | 40.4 | 37.6 | 41.5 |
| Bachelor's or higher | 16.0% | 34.9% | 22.2% |
| No high school diploma | 17.2% | 10.8% | n/a |
| No health insurance | 15.1% | 12.4% | 7.8% |
| No vehicle | 3.6% | 5.9% | 5.4% |
| Work from home | 3.1% | 15.9% | 8.7% |
| Poverty rate | 16.3% | 13.4% | 13.2% |
| Unemployment (ACS) | 2.5% | 5.1% | 4.4% |
| Minutes to work | Candler County workers |
|---|---|
| Under 15 min | 40.3% |
| 15 to 29 min | 27.7% |
| 30 to 44 min | 19.5% |
| 45 to 59 min | 5.1% |
| 60+ min | 7.5% |
Borrowing situations common in Candler County
Where the Candler County numbers stand out, and why it matters for a loan:
- Hospital bills in Candler County. For the 15% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Repairs on manufactured housing. With 33% of homes here, compare a personal loan with any dealer or park repair program.
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
Debt-to-income at Candler County's medians
Candler County at the medians, through a lender's eyes (what DTI means):
- Monthly gross at the median, Candler County: $4,132
- Median rent: $715, or 17 cents of every gross dollar
- 40% debt-to-income limit: $938 left for all other debt payments
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
Lender oversight for Candler County
Candler County borrowers fall under statewide rules, enforced by the Georgia Department of Banking and Finance. Problems with a lender can also go to the CFPB. Statewide data and rules: Georgia guide.
Four steps for Candler County borrowers
Quick steps for Candler County:
- Borrow the amount the job needs; extra cash adds interest.
- Ask each lender for the APR and all fees in writing.
- A Georgia license check takes minutes; do it first.
- Read the final agreement; it must match the offer.
More guides for Candler County
For statewide rules and data, see the Georgia guide.
Frequently asked questions
What does a typical Candler County household make?
About $49,581 a year at the median (ACS 2020-24), 36% below the Georgia median.
Is Candler County expensive for renters?
Median rent is $715 against $1,393 statewide, and 30% of renter households are cost-burdened.
Which towns does the Candler County guide cover?
Every community in the county, unincorporated areas included. The largest of its 2 Census places: Metter, Pulaski.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Candler County or elsewhere in Georgia, the same rules apply.
Is there a Candler County office that licenses lenders?
No, licensing is statewide. In Georgia it is the Georgia Department of Banking and Finance.