1st Advantage MortgageEvans County households have a median income of $53,259 and median rent of $719 a month (ACS 2020 to 2024). A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Georgia license first.
On this page
- Evans County, GA: the basics
- Paychecks and income spread in Evans County
- Jobs and commutes in Evans County
- What it costs to live in Evans County
- Counties near Evans County
- The communities that make up Evans County
- A Evans County household budget, worked through
- What the numbers mean for Evans County borrowers
- More Evans County figures
- Who licenses lenders for Evans County residents
- Steps before you apply in Evans County
- More guides for Evans County
- Frequently asked questions
Evans County, GA: the basics
Evans County is home to about 10,757 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 122nd most populous of 159 county-level areas in Georgia. Land area is 183 square miles (2024 Gazetteer), so density runs near 59 per square mile. No metropolitan area includes Evans County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Claxton is the biggest of its 4 Census places, at roughly 2,529 people (24% of the county total).
Paychecks and income spread in Evans County
Half of Evans County households take in less than $53,259 a year and half take in more, 31% below the Georgia median of $77,353.
| Yearly household income | Evans County | Gap to Georgia |
|---|---|---|
| Under $35,000 | 32.7% | +10.6 pts |
| $35,000 to $99,999 | 47.8% | +8.3 pts |
| $100,000 to $199,999 | 15.5% | -11.0 pts |
| $200,000 or more | 3.9% | -7.9 pts |
The spread is wide: 19% of Evans County households make $100,000 or more, and 33% make less than $35,000. The poverty rate is 19.1%, 6 points higher than the state's 13.4%. The Gini index of income inequality is 0.434 (0 is perfect equality). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Jobs and commutes in Evans County
The biggest employer of Evans County residents, by industry, is education and health care at 17% of workers, followed by manufacturing (13%). Agriculture, forestry and mining stands out: 10% of workers here, versus 1% statewide. ACS puts five-year average unemployment at 4.3% in Evans County. Long commutes are common here: 24% of workers spend 45 minutes or longer getting to work. Only 6.5% of homes here go without a vehicle.
| Industry (employed residents 16+) | Evans County | Gap to Georgia |
|---|---|---|
| Education and health care | 16.6% | -4.4 pts |
| Manufacturing | 13.0% | +3.0 pts |
| Retail trade | 10.9% | -0.4 pts |
| Arts, lodging and food service | 10.1% | +1.6 pts |
| Agriculture, forestry and mining | 9.7% | +8.8 pts |
| Construction | 9.7% | +2.7 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Evans County should have bank statements and tax returns ready.
What it costs to live in Evans County
Renters in Evans County pay a median of $719 a month, 48% below the Georgia figure of $1,393. 42% of renting households spend 30% or more of income on rent, and 24% spend half or more. With a median value of $138,200, a typical Evans County house costs 2.6 times what the median household earns in a year. The ownership rate is 65%. The median year built is 1985.
| Evans County | Georgia | U.S. county median | |
|---|---|---|---|
| Median gross rent | $719/mo | $1,393/mo | $877/mo |
| Median home value | $138,200 | $303,300 | $185,300 |
| Owners | 65% | 66% | 75% |
| Rent-burdened renters | 42% | 52% | 45% |
| Burdened owners | 32% | 26% | n/a |
| Vacant units | 13% | 10% | n/a |
Counties near Evans County
The six counties whose centers lie closest to Evans County's, from 12 to 29 miles away. Bryan County leads the group on income ($103,408), Candler County trails ($49,581), and Evans County out-earns 3 of the six.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Evans County | - | $53,259 | $719/mo | 65% |
| Tattnall County, GA | 12 mi | $50,747 | $699/mo | 71% |
| Bulloch County, GA | 19 mi | $58,810 | $995/mo | 53% |
| Candler County, GA | 20 mi | $49,581 | $715/mo | 62% |
| Toombs County, GA | 26 mi | $52,621 | $768/mo | 61% |
| Bryan County, GA | 28 mi | $103,408 | $1,618/mo | 78% |
| Long County, GA | 29 mi | $68,808 | $976/mo | 65% |
The communities that make up Evans County
Here are the 4 most populous of the county's 4 Census places, with income and rent from the same 2020 to 2024 survey. About 41% of Evans County residents live in one of the 4. This guide covers each of the 4 places and the rural areas around them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Claxton | city | 2,529 | $32,692 | $654 | 1 mi |
| Hagan | city | 1,293 | $49,955 | $930 | 2 mi |
| Daisy | city | 422 | $76,094 | $667 | 3 mi |
| Bellville | city | 171 | $98,295 | $1,014 | 5 mi |
A Evans County household budget, worked through
Here is the Evans County median household run through a simple DTI check. Your numbers will differ.
- Median income divided by twelve: $4,438 before taxes
- Housing at the median rent of $719 uses 16%
- With a 40% ceiling, about $1,056 remains for car, card, student and any new loan payments
Two-income households and single earners in Evans County land in very different places on this math, so run it for your own budget.
What the numbers mean for Evans County borrowers
Where the Evans County numbers stand out, and why it matters for a loan:
- Medical bills. 16% of Evans County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Commuter costs. 24% drive 45 minutes or more. Compare shop financing with a loan, and keep a small repair fund.
- Mobile home upkeep. 30% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- Lower-cost alternatives. In a county with 19% in poverty, nonprofit credit counseling may beat a loan (options).
More Evans County figures
College graduates make up 14% of the adult population. The uninsured rate is 15.7%, against 12.4% for Georgia.
| Residents | Evans County | Georgia | Middle U.S. county |
|---|---|---|---|
| Median age | 38.3 | 37.6 | 41.5 |
| Bachelor's or higher | 14.5% | 34.9% | 22.2% |
| No high school diploma | 17.8% | 10.8% | n/a |
| No health insurance | 15.7% | 12.4% | 7.8% |
| No vehicle | 6.5% | 5.9% | 5.4% |
| Work from home | 3.6% | 15.9% | 8.7% |
| Poverty rate | 19.1% | 13.4% | 13.2% |
| Unemployment (ACS) | 4.3% | 5.1% | 4.4% |
| Minutes to work | Evans County workers |
|---|---|
| Under 15 min | 40.1% |
| 15 to 29 min | 17.8% |
| 30 to 44 min | 17.7% |
| 45 to 59 min | 10.2% |
| 60+ min | 14.3% |
Who licenses lenders for Evans County residents
Before sharing details with a lender, a Evans County resident can confirm its license with the Georgia Department of Banking and Finance. Problems with a lender can also go to the CFPB. Statewide data and rules: Georgia guide.
Steps before you apply in Evans County
Four checks before you sign anything:
- Know the exact dollar figure you need before talking to a lender.
- Shop at least three lenders, including one Evans County-area credit union.
- Check the license, then the reviews, then the offer.
- Ask a Evans County credit union about member loans.
More guides for Evans County
The Georgia guide covers the whole state.
Frequently asked questions
Is Evans County a high-income county?
Its $53,259 median ranks 103rd of 159 Georgia counties and compares with $65,681 for the median U.S. county.
How does Evans County rent compare with Georgia?
$719 locally versus $1,393 for the state, 48% below.
What are the biggest places in Evans County?
By population: Claxton, Hagan, Daisy, Bellville. The county has 4 Census places in all.
Is the fit check different in Evans County?
No. It is identical everywhere, and it never looks at your neighborhood.
Where can someone in Evans County check a lender's license?
With the Georgia Department of Banking and Finance. If a lender is unlicensed or asks for a fee before funding, walk away.