1st Advantage MortgageIn Bulloch County, Georgia, the typical household earns $58,810 a year and the typical rent is $995. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Georgia license first.
On this page
- Getting oriented in Bulloch County
- Household income in Bulloch County
- Employment and commuting in Bulloch County
- Rent, home values and ownership in Bulloch County
- The communities that make up Bulloch County
- Counties near Bulloch County
- More Bulloch County figures
- What the numbers mean for Bulloch County borrowers
- Budget math at the Bulloch County median
- Who licenses lenders for Bulloch County residents
- Before you sign
- Related local guides
- Frequently asked questions
Getting oriented in Bulloch County
Roughly 82,683 residents live in Bulloch County, Georgia, 33rd by population among the state's 159 counties and county equivalents. Land area is 676 square miles (2024 Gazetteer), so density runs near 122 per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 4 Census places inside Bulloch County, Statesboro leads by population with about 34,149; 4 of the 4 are incorporated.
Household income in Bulloch County
Bulloch County households have a median income of $58,810 (ACS 2020 to 2024), which ranks 75th of 159 in Georgia.
| Household income | Bulloch County | vs Georgia |
|---|---|---|
| Under $35,000 | 29.6% | +7.5 pts |
| $35,000 to $99,999 | 44.9% | +5.3 pts |
| $100,000 to $199,999 | 20.0% | -6.4 pts |
| $200,000 or more | 5.5% | -6.4 pts |
Some 30% of households here live on less than $35,000 a year; 26% have six-figure incomes. Census counts 23.0% of Bulloch County residents in poverty, against 13.4% across Georgia. The Gini index of income inequality is 0.485 (0 is perfect equality). For a borrower in Bulloch County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Employment and commuting in Bulloch County
The biggest employer of Bulloch County residents, by industry, is education and health care at 27% of workers, followed by retail trade (12%). The sharpest difference from the state is in education and health care, at 27% locally and 21% for Georgia. Averaged over the five survey years, 8.2% of the labor force was out of work and looking. About 77% drive to work alone and 21% have trips of 45 minutes or more. Households without a car make up 5.6% of the total (5.9% statewide).
| Sector | Bulloch County | Compared with Georgia |
|---|---|---|
| Education and health care | 27.0% | +6.0 pts |
| Retail trade | 12.1% | +0.9 pts |
| Arts, lodging and food service | 11.8% | +3.3 pts |
| Professional and administrative services | 8.6% | -5.0 pts |
| Manufacturing | 8.4% | -1.6 pts |
| Transportation, warehousing and utilities | 7.6% | +0.3 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Rent, home values and ownership in Bulloch County
A typical Bulloch County rental runs $995 a month including utilities, which is 29% below Georgia. By the Census definition, 46% of Bulloch County renters are cost-burdened. Home values center on $222,500, or 3.8 years of median income. The ownership rate is 53%.
| Housing | Bulloch County | Georgia statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $995/mo | $1,393/mo | $877/mo |
| Median home value | $222,500 | $303,300 | $185,300 |
| Owners | 53% | 66% | 75% |
| Rent-burdened renters | 46% | 52% | 45% |
| Burdened owners | 18% | 26% | n/a |
| Mobile homes | 14.5% | 7.8% | n/a |
| Vacant units | 10% | 10% | n/a |
With renters making up 47% of households, many Bulloch County borrowers have no home equity to fall back on, so the cheapest written offer on an unsecured loan matters more.
The communities that make up Bulloch County
Here are the 4 most populous of the county's 4 Census places, with income and rent from the same 2020 to 2024 survey. About 45% of Bulloch County residents live in one of the 4. Among places of 500 or more people, median income runs from $44,737 in Statesboro to $77,125 in Brooklet. Median rent ranges from $779 in Portal to $1,098 in Brooklet. No Bulloch County place has a separate guide yet; this county page serves all 4.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Statesboro | city | 34,149 | $44,737 | $944 | 4 mi |
| Brooklet | city | 2,288 | $77,125 | $1,098 | 4 mi |
| Portal | town | 646 | $62,083 | $779 | 15 mi |
| Register | town | 195 | $57,000 | $1,132 | 8 mi |
Counties near Bulloch County
Evans County is closest, 19 miles from center to center; the sixth, Jenkins County, is 31 miles off. 1 of the six report a higher median household income than Bulloch County; Effingham County is highest at $88,438 and Jenkins County lowest at $44,389.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Bulloch County | - | $58,810 | $995/mo | 53% |
| Evans County, GA | 19 mi | $53,259 | $719/mo | 65% |
| Candler County, GA | 19 mi | $49,581 | $715/mo | 62% |
| Effingham County, GA | 23 mi | $88,438 | $1,147/mo | 78% |
| Screven County, GA | 25 mi | $52,792 | $679/mo | 70% |
| Tattnall County, GA | 31 mi | $50,747 | $699/mo | 71% |
| Jenkins County, GA | 31 mi | $44,389 | $535/mo | 82% |
More Bulloch County figures
Degree holders: 32% of adults over 25. 10.9% of residents have no health coverage.
| Residents | Bulloch County | Georgia | Middle U.S. county |
|---|---|---|---|
| Median age | 30.5 | 37.6 | 41.5 |
| Bachelor's or higher | 32.5% | 34.9% | 22.2% |
| No high school diploma | 10.1% | 10.8% | n/a |
| No health insurance | 10.9% | 12.4% | 7.8% |
| No vehicle | 5.6% | 5.9% | 5.4% |
| Work from home | 9.1% | 15.9% | 8.7% |
| Poverty rate | 23.0% | 13.4% | 13.2% |
| Unemployment (ACS) | 8.2% | 5.1% | 4.4% |
| Minutes to work | Bulloch County workers |
|---|---|
| Under 15 min | 37.9% |
| 15 to 29 min | 29.3% |
| 30 to 44 min | 11.5% |
| 45 to 59 min | 9.8% |
| 60+ min | 11.5% |
What the numbers mean for Bulloch County borrowers
Based on the Bulloch County data above, these borrowing questions are most likely to matter locally.
- Hospital bills in Bulloch County. For the 11% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Vehicle repairs. 21% of Bulloch County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Manufactured homes. 14% of Bulloch County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Free help first. 23% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
Budget math at the Bulloch County median
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Bulloch County household at the medians it works out like this; treat it as an illustration only.
- Monthly gross at the median, Bulloch County: $4,901
- Housing at the median rent of $995 uses 20%
- $720: what a 35% ratio leaves once rent is paid
- 45% debt-to-income limit: $1,210 left for all other debt payments
Lenders set their own limits and look beyond the ratio. The DTI calculator uses your figures instead of Bulloch County's.
Who licenses lenders for Bulloch County residents
Before sharing details with a lender, a Bulloch County resident can confirm its license with the Georgia Department of Banking and Finance. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. Statewide data and rules: Georgia guide.
Before you sign
Steps that save money for Bulloch County residents:
- Size the loan to the bill, not to the most a lender offers.
- Ask each lender for the APR and all fees in writing.
- A Georgia license check takes minutes; do it first.
- Ask a Bulloch County credit union about member loans.
Related local guides
The Georgia guide covers the whole state.
Frequently asked questions
What is the median household income in Bulloch County?
$58,810 a year in the 2020 to 2024 Census survey, versus $77,353 for Georgia. It ranks 75th of 159 in the state.
How does Bulloch County rent compare with Georgia?
$995 locally versus $1,393 for the state, 29% below.
I live in a small Bulloch County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Statesboro, Brooklet, Portal, Register.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Bulloch County or elsewhere in Georgia, the same rules apply.
Who regulates personal lenders for Bulloch County residents?
The Georgia Department of Banking and Finance licenses consumer lenders in Georgia; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.