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Wyoming

Converse County, WY: personal loan guide and local data

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

Converse County households have a median income of $81,558 and median rent of $866 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. A quick profile of Converse County
  2. Renting and owning in Converse County
  3. What Converse County households earn
  4. Jobs and commutes in Converse County
  5. The counties around Converse County
  6. Towns and communities in Converse County
  7. A Converse County household budget, worked through
  8. Before borrowing in Converse County
  9. Converse County households compared
  10. Steps before you apply in Converse County
  11. Licensing and complaints for Converse County
  12. More guides for Converse County
  13. Frequently asked questions

A quick profile of Converse County

13,762Population (ACS 2020-24)
$81,558Median household income
$866/moMedian gross rent
$292,700Median home value
77%Owner-occupied homes
11%Below the poverty line
4,255 sq miLand area
42.1Median age

Roughly 13,762 residents live in Converse County, Wyoming, 13th by population among the state's 23 counties and county equivalents. Spread over 4,255 square miles, that works out to roughly 3.2 residents per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 6 Census places inside Converse County, Douglas leads by population with about 6,420; 4 of the 6 are incorporated.

Renting and owning in Converse County

Renters in Converse County pay a median of $866 a month, 13% below the Wyoming figure of $992. Rent takes 30% or more of income for 36% of renter households here. With a median value of $292,700, a typical Converse County house costs 3.6 times what the median household earns in a year. 77% of Converse County households own their home and 23% rent. Half the housing stock was built before 1978.

HousingConverse CountyWyoming statewideTypical U.S. county
Median gross rent$866/mo$992/mo$877/mo
Median home value$292,700$309,700$185,300
Owners77%72%75%
Rent-burdened renters36%43%45%
Burdened owners24%26%n/a
Vacant units13%12%n/a

Because most Converse County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.

What Converse County households earn

The median household income in Converse County is $81,558; statewide it is $76,176, so Converse County runs 7% above Wyoming as a whole. In the state ranking that is 7th of 23.

Household incomeConverse Countyvs Wyoming
Under $35,00021.1%-0.6 pts
$35,000 to $99,99938.2%-3.1 pts
$100,000 to $199,99933.9%+5.5 pts
$200,000 or more6.7%-1.8 pts

Some 21% of households here live on less than $35,000 a year; 41% have six-figure incomes. Census counts 10.6% of Converse County residents in poverty, against 10.5% across Wyoming. The Gini index of income inequality is 0.413 (0 is perfect equality). If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Converse County median.

Jobs and commutes in Converse County

By the Census industry count, 26% of employed Converse County residents work in education and health care and 19% in agriculture, forestry and mining. Compared with Wyoming, the county leans toward agriculture, forestry and mining (19% against 9%). The survey's unemployment rate for Converse County averages 4.2% over 2020 to 2024 (state: 3.7%). 16% of commuters travel 45 minutes or more each way, and 6% work from home. 5.2% of households have no vehicle.

Industry (employed residents 16+)Converse CountyGap to Wyoming
Education and health care26.0%+1.5 pts
Agriculture, forestry and mining19.4%+10.3 pts
Construction7.5%-1.0 pts
Retail trade6.8%-4.0 pts
Arts, lodging and food service6.6%-2.3 pts
Transportation, warehousing and utilities6.1%-0.1 pts

A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.

The counties around Converse County

Niobrara County is closest, 54 miles from center to center; the sixth, Goshen County, is 86 miles off. Campbell County leads the group on income ($89,869), Goshen County trails ($58,929), and Converse County out-earns 4 of the six.

CountyMilesMedian household incomeMedian rentHomeownership
Converse County-$81,558$866/mo77%
Niobrara County, WY54 mi$64,113$605/mo62%
Natrona County, WY63 mi$72,156$1,016/mo74%
Platte County, WY66 mi$67,718$781/mo76%
Weston County, WY76 mi$89,509$698/mo87%
Campbell County, WY83 mi$89,869$1,009/mo78%
Goshen County, WY86 mi$58,929$778/mo73%

Towns and communities in Converse County

6 Census places fall mainly inside Converse County; the 6 biggest are below. They account for 9,977 residents, leaving about 28% of the county in unincorporated, unnamed areas. Live in one of these Converse County communities, or between them? This is your local guide.

Place in countyStatusPopulation (ACS)Median HH incomeMonthly rentDistance from center
Douglascity6,420$83,147$84117 mi
Glenrocktown2,941$64,806$86219 mi
Rolling Hillstown474$111,161n/a17 mi
OrinCDP110n/an/a29 mi
EsterbrookCDP31n/an/a41 mi
Lost Springstown1n/an/a34 mi

CDP: census-designated place, an unincorporated community mapped for statistics.

A Converse County household budget, worked through

Here is the Converse County median household run through a simple DTI check. Your numbers will differ.

  • $6,796 a month: gross income for a household at the Converse County median
  • Housing at the median rent of $866 uses 13%
  • With a 40% ceiling, about $1,853 remains for car, card, student and any new loan payments

If your rent is above $866, the room shrinks dollar for dollar.

Before borrowing in Converse County

What the Converse County figures suggest, and what to check first:

  • Medical bills. 12% of Converse County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
  • Manufactured homes. 12% of Converse County housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
  • Strong incomes, long terms. 41% of Converse County households earn $100,000+. The risk is a term that outlasts the need.

Converse County households compared

25% of Converse County adults 25 and older hold a bachelor's degree or more. About 12% go without health insurance.

Converse CountyWyomingU.S. county median
Median age42.139.141.5
Bachelor's or higher24.9%30.6%22.2%
No high school diploma5.3%5.8%n/a
No health insurance12.1%11.3%7.8%
No vehicle5.2%4.1%5.4%
Work from home6.5%9.4%8.7%
Poverty rate10.6%10.5%13.2%
Unemployment (ACS)4.2%3.7%4.4%
Minutes to workConverse County workers
Under 15 min56.5%
15 to 29 min14.8%
30 to 44 min12.2%
45 to 59 min7.3%
60+ min9.1%

Steps before you apply in Converse County

Four checks before you sign anything:

  • Price the Converse County expense first and borrow that amount, no more.
  • Compare the total repaid on every offer, not just the payment.
  • Confirm the lender is licensed in Wyoming.
  • Ask a Converse County credit union about member loans.

Licensing and complaints for Converse County

Before sharing details with a lender, a Converse County resident can confirm its license with the Wyoming Division of Banking. Federal complaints: consumerfinance.gov. More on Wyoming: Wyoming personal loans.

For statewide rules and data, see the Wyoming guide.

Frequently asked questions

Is Converse County a high-income county?

Its $81,558 median ranks 7th of 23 Wyoming counties and compares with $65,681 for the median U.S. county.

Is Converse County expensive for renters?

Median rent is $866 against $992 statewide, and 36% of renter households are cost-burdened.

What are the biggest places in Converse County?

By population: Douglas, Glenrock, Rolling Hills, Orin, Esterbrook. The county has 6 Census places in all.

Does living in Converse County change what I qualify for?

Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Converse County resident as anyone. Lenders decide under fair-lending law.

Is there a Converse County office that licenses lenders?

No, licensing is statewide. In Wyoming it is the Wyoming Division of Banking.

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