1st Advantage MortgageAbout 74% of Natrona County homes are owner-occupied, and the median household income is $72,156. Use those as context only. A lender looks at your own documented income and debts; compare APR and total repaid on every Natrona County offer.
On this page
- 79,977 residents: Natrona County basics
- Natrona County housing compared with Wyoming
- Natrona County at the extremes
- How Natrona County residents earn a living
- How much Natrona County households make
- The counties around Natrona County
- Census places in Natrona County
- What the numbers mean for Natrona County borrowers
- Natrona County households compared
- Room for a loan payment in Natrona County
- Steps before you apply in Natrona County
- Checking a lender's license in Wyoming
- Related local guides
- Frequently asked questions
79,977 residents: Natrona County basics
Natrona County is home to about 79,977 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 2nd most populous of 23 county-level areas in Wyoming. Its 5,341 square miles average 15 people per square mile, by the 2024 Census Gazetteer. The federal metro definitions (OMB, July 2023) place it in the Casper, WY metropolitan area. Casper is the biggest of its 18 Census places, at roughly 58,839 people (74% of the county total).
Natrona County housing compared with Wyoming
A typical Natrona County rental runs $1,016 a month including utilities, which is 2% above Wyoming. Rent takes 30% or more of income for 44% of renter households here. Median value $273,000; median income $72,156; ratio 3.8. In Natrona County, 74% of occupied homes are owned by the people living in them. Half the housing stock was built before 1977.
| Cost | Natrona County | Wyoming figure | Higher or lower |
|---|---|---|---|
| Mobile homes | 8.4% | 11.5% | -3.1 pts |
| Vacant units | 9% | 12% | -3.0 pts |
| Owners | 74% | 72% | +1.9 pts |
| Rent-burdened renters | 44% | 43% | +1.4 pts |
| Median home value | $273,000 | $309,700 | 12% lower |
| Burdened owners | 27% | 26% | +0.4 pts |
| Median gross rent | $1,016/mo | $992/mo | 2% higher |
With 74% of Natrona County homes owner-occupied, equity is a real alternative for many readers; just remember a missed HELOC payment puts the home at risk.
Natrona County at the extremes
Ranked against the other 22 county-level areas in Wyoming, these are the Natrona County figures furthest from the middle.
- The housing vacancy rate: 9% in Natrona County. Only 1 of 23 Wyoming counties are lower. Few vacant units can mean a tight housing market.
- Few Wyoming counties match Natrona County on population: 79,977 here, 582,397 for the state, ranking 2nd highest of 23. A big county has more local lenders, so shopping around is easier.
- Natrona County ranks 5th lowest of 23 Wyoming counties for median age: 38.4, against 39.1 statewide. Younger borrowers often have thin credit files; a co-signer or credit union may help.
- Few Wyoming counties match Natrona County on median gross rent: $1,016/mo here, $992/mo for the state, ranking 5th highest of 23. High rent is the first thing a lender's ratio will see.
How Natrona County residents earn a living
The biggest employer of Natrona County residents, by industry, is education and health care at 26% of workers, followed by retail trade (11%). The survey's unemployment rate for Natrona County averages 4.1% over 2020 to 2024 (state: 3.7%). About 79% drive to work alone and 8% have trips of 45 minutes or more.
| Top industries | Natrona County share | +/- vs Wyoming |
|---|---|---|
| Education and health care | 26.0% | +1.5 pts |
| Retail trade | 10.8% | 0.0 pts |
| Professional and administrative services | 8.8% | +1.0 pts |
| Arts, lodging and food service | 8.0% | -1.0 pts |
| Construction | 7.4% | -1.1 pts |
| Agriculture, forestry and mining | 7.1% | -2.0 pts |
Self-employed in Natrona County? Two years of tax returns usually stand in for pay stubs.
How much Natrona County households make
At $72,156, the typical Natrona County household income is 10% above the median U.S. county ($65,681).
| Yearly household income | Natrona County | Gap to Wyoming |
|---|---|---|
| Under $35,000 | 21.7% | 0.0 pts |
| $35,000 to $99,999 | 44.0% | +2.7 pts |
| $100,000 to $199,999 | 25.7% | -2.8 pts |
| $200,000 or more | 8.6% | +0.1 pts |
Six-figure households (34%) outnumber those under $35,000 (22%) in Natrona County. Natrona County counts about 7,675 residents below the poverty line, 9.6% of the population. Gini index for Natrona County: 0.448. A household earning below the $72,156 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
The counties around Natrona County
Six nearby counties, 63 to 98 miles away by the straight-line distance between their centers. Income ranges from $61,250 in Hot Springs County to $81,558 in Converse County; 1 of these neighbors top Natrona County's median.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Natrona County | - | $72,156 | $1,016/mo | 74% |
| Converse County, WY | 63 mi | $81,558 | $866/mo | 77% |
| Johnson County, WY | 74 mi | $64,871 | $1,029/mo | 82% |
| Washakie County, WY | 77 mi | $65,714 | $720/mo | 74% |
| Carbon County, WY | 88 mi | $70,511 | $842/mo | 76% |
| Fremont County, WY | 93 mi | $64,904 | $898/mo | 70% |
| Hot Springs County, WY | 98 mi | $61,250 | $887/mo | 73% |
Census places in Natrona County
The table lists the 14 largest of 18 Census places in Natrona County, by population. Together all 18 hold about 73,085 people, so roughly 9% of residents live outside any named place. Red Butte ($190,444) and Mills ($50,656) mark the top and bottom of Natrona County's income range among larger places. Median rent ranges from $1,004 in Evansville to $1,073 in Mills. From Casper to the smallest crossroads, Natrona County residents share this guide.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Casper | city | 58,839 | $70,218 | $1,009 | 24 mi |
| Mills | town | 4,390 | $50,656 | $1,073 | 21 mi |
| Bar Nunn | town | 3,008 | $98,804 | $1,042 | 22 mi |
| Evansville | town | 2,779 | $76,893 | $1,004 | 26 mi |
| Hartrandt | CDP | 975 | $67,835 | n/a | 22 mi |
| Vista West | CDP | 953 | $91,850 | n/a | 19 mi |
| Red Butte | CDP | 580 | $190,444 | n/a | 21 mi |
| Casper Mountain | CDP | 435 | $107,895 | n/a | 28 mi |
| Midwest | town | 267 | $77,800 | $531 | 39 mi |
| Homa Hills | CDP | 235 | $94,313 | n/a | 19 mi |
| Bessemer Bend | CDP | 143 | $165,929 | n/a | 20 mi |
| Meadow Acres | CDP | 124 | n/a | n/a | 35 mi |
| Alcova | CDP | 99 | n/a | n/a | 29 mi |
| Brookhurst | CDP | 99 | $76,087 | n/a | 28 mi |
A CDP is a named community without its own municipal government.
What the numbers mean for Natrona County borrowers
Based on the Natrona County data above, these borrowing questions are most likely to matter locally.
- Hospital bills in Natrona County. For the 11% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Consolidating cards in Natrona County. Compare the total repaid, not the monthly figure (how).
- Check your file. An error fixed before you apply can change the offers a Natrona County borrower sees (free reports).
Natrona County households compared
In Natrona County, 28% of adults have at least a four-year degree (31% in Wyoming). Health coverage gaps: 10.7% of Natrona County residents are uninsured.
| Natrona County | vs Wyoming | vs U.S. county median | |
|---|---|---|---|
| Bachelor's or higher | 27.7% | -2.9 pts | +5.5 pts |
| Poverty rate | 9.6% | -0.9 pts | -3.6 pts |
| Median age | 38.4 | -0.7 yrs | -3.1 yrs |
| No high school diploma | 6.5% | +0.7 pts | n/a |
| No health insurance | 10.7% | -0.6 pts | +2.8 pts |
| Work from home | 9.9% | +0.5 pts | +1.2 pts |
| No vehicle | 4.5% | +0.5 pts | -0.9 pts |
| Unemployment (ACS) | 4.1% | +0.4 pts | -0.3 pts |
| Minutes to work | Natrona County workers |
|---|---|
| Under 15 min | 49.1% |
| 15 to 29 min | 38.0% |
| 30 to 44 min | 5.1% |
| 45 to 59 min | 2.6% |
| 60+ min | 5.3% |
Room for a loan payment in Natrona County
The debt-to-income ratio is the main affordability test lenders use. Applied to Natrona County's medians:
- Monthly gross at the median, Natrona County: $6,013
- Less median rent of $1,016, which is 17% of it
- 40% debt-to-income limit: $1,389 left for all other debt payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Steps before you apply in Natrona County
Four checks before you sign anything:
- Know the exact dollar figure you need before talking to a lender.
- Compare the total repaid on every offer, not just the payment.
- Confirm the lender is licensed in Wyoming.
- Confirm the first due date before setting up autopay.
Checking a lender's license in Wyoming
No county office licenses personal lenders. For Natrona County, check the Wyoming Division of Banking. The Consumer Financial Protection Bureau accepts complaints nationwide. State-level detail for Natrona County borrowers is in the Wyoming guide.
Related local guides
Statewide:
Frequently asked questions
Where does Natrona County rank on income in Wyoming?
12th of 23, with a median of $72,156. The state median is $76,176.
How much is rent in Natrona County?
Median gross rent, utilities included, is $1,016 a month; 44% of renters spend 30% or more of income on it.
Should Natrona County homeowners use home equity instead?
Maybe, but weigh the risk: 74% of Natrona County homes are owner-occupied, and a home-equity loan or line is secured by the house while a personal loan usually is not.
I live near Casper. Which guide is mine?
This one. Casper and the rest of Natrona County have no separate city guide.
Can Natrona County residents use the questionnaire?
Yes. It asks the same questions in every Wyoming county, lists every requirement up front and does not affect your credit score.