1st Advantage MortgageIn Danville city, Virginia, the typical household earns $44,423 a year and the typical rent is $836. County medians do not set your terms. Shop at least three lenders, including a credit union serving Danville city, and confirm each one's Virginia license.
On this page
- 42,214 residents: Danville city basics
- Rent, home values and ownership in Danville city
- What Danville city households earn
- Jobs and commutes in Danville city
- How Danville city ranks in Virginia
- Towns and communities in Danville city
- How Danville city compares with nearby counties
- Before borrowing in Danville city
- Debt-to-income, Danville city edition
- People and households in Danville city
- Licensing and complaints for Danville city
- Steps before you apply in Danville city
- More guides for Danville city
- Frequently asked questions
42,214 residents: Danville city basics
The latest five-year Census estimate puts Danville city's population at 42,214; only 41 of Virginia's 133 county-level areas are larger. Its 43 square miles average 986 people per square mile, by the 2024 Census Gazetteer. Danville city is classed as nonmetropolitan in the OMB's July 2023 list. Danville, with about 42,214 people, is the only Census place mainly inside the county.
Rent, home values and ownership in Danville city
Half of Danville city renters pay more than $836 a month and half pay less; the Virginia midpoint is $1,579. 45% of renting households spend 30% or more of income on rent, and 24% spend half or more. With a median value of $119,100, a typical Danville city house costs 2.7 times what the median household earns in a year. The ownership rate is 48%. Against the median U.S. county, Danville city rent is 5% below.
| Danville city | Virginia | Difference | |
|---|---|---|---|
| Owners | 48% | 67% | -19.6 pts |
| Burdened owners | 37% | 25% | +11.6 pts |
| Median home value | $119,100 | $383,700 | 69% lower |
| Median gross rent | $836/mo | $1,579/mo | 47% lower |
| Rent-burdened renters | 45% | 49% | -4.0 pts |
| Mobile homes | 3.2% | 4.3% | -1.1 pts |
For the many renters in Danville city, deposits, moving costs and card balances are typical reasons to borrow. Keep the amount small and the term short.
What Danville city households earn
Half of Danville city households take in less than $44,423 a year and half take in more, 52% below the Virginia median of $93,170.
| Households earning | Danville city | +/- vs Virginia |
|---|---|---|
| Under $35,000 | 41.4% | +23.5 pts |
| $35,000 to $99,999 | 40.4% | +5.2 pts |
| $100,000 to $199,999 | 14.8% | -14.4 pts |
| $200,000 or more | 3.4% | -14.2 pts |
On the low end, 41% of Danville city households report under $35,000; at the top, 18% report $100,000-plus. 24.7% of residents fall below the federal poverty line (statewide: 9.9%). If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Danville city median.
Jobs and commutes in Danville city
By the Census industry count, 30% of employed Danville city residents work in education and health care and 14% in manufacturing. The sharpest difference from the state is in education and health care, at 30% locally and 22% for Virginia. ACS puts five-year average unemployment at 5.6% in Danville city. Long commutes are the exception here: 10% of workers spend 45 minutes or longer getting to work.
| Sector | Danville city | Compared with Virginia |
|---|---|---|
| Education and health care | 29.8% | +7.5 pts |
| Manufacturing | 14.0% | +6.9 pts |
| Retail trade | 13.8% | +4.0 pts |
| Arts, lodging and food service | 9.3% | +1.4 pts |
| Professional and administrative services | 7.2% | -9.6 pts |
| Transportation, warehousing and utilities | 6.1% | +1.3 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
How Danville city ranks in Virginia
The 3 Danville city numbers that rank furthest from typical in Virginia, and what each means for a borrower:
- On households without a vehicle, Danville city sits near the top of Virginia at 13.6%, 3rd highest of 133. Without a car, transit and ride costs belong in the budget before any payment.
- On median household income, Danville city sits near the bottom of Virginia at $44,423, 6th lowest of 133. Where incomes run low, free assistance and credit-union small-dollar loans deserve a look first.
- Median home value: $119,100 in Danville city. Only 8 of 133 Virginia counties are lower. With modest home values, equity borrowing is rarely large.
Towns and communities in Danville city
Danville is the only Census place mainly inside Danville city, with about 42,214 of the county's 42,214 residents. Danville has no separate guide, so this county page serves it.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Danville | city | 42,214 | $44,423 | $836 | 0 mi |
How Danville city compares with nearby counties
Caswell County is closest, 14 miles from center to center; the sixth, Halifax County, is 29 miles off. Income ranges from $46,727 in Martinsville city to $63,300 in Person County; all six of these neighbors top Danville city's median. The list crosses into North Carolina, where different lending rules and regulators apply.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Danville city | - | $44,423 | $836/mo | 48% |
| Caswell County, NC | 14 mi | $59,755 | $727/mo | 75% |
| Pittsylvania County, VA | 16 mi | $54,085 | $861/mo | 79% |
| Rockingham County, NC | 25 mi | $57,053 | $810/mo | 72% |
| Martinsville city, VA | 26 mi | $46,727 | $808/mo | 55% |
| Person County, NC | 28 mi | $63,300 | $864/mo | 77% |
| Halifax County, VA | 29 mi | $52,013 | $790/mo | 75% |
Before borrowing in Danville city
Danville city-specific points to check:
- Assistance before credit. With a 25% poverty rate, check no-cost options before any Danville city loan.
- Getting ready. Gather pay stubs or benefit letters before you apply (checklist).
- Consolidating cards in Danville city. Compare the total repaid, not the monthly figure (how).
Debt-to-income, Danville city edition
Danville city's $44,423 median income, run through a debt-to-income check:
- Monthly gross at the median, Danville city: $3,702
- Housing at the median rent of $836 uses 23%
- $756: what a 43% ratio leaves once rent is paid
Two-income households and single earners in Danville city land in very different places on this math, so run it for your own budget.
People and households in Danville city
College graduates make up 20% of the adult population. About 8% go without health insurance.
| People and households | Danville city | Compared with Virginia | Compared with median county |
|---|---|---|---|
| Bachelor's or higher | 19.6% | -22.5 pts | -2.5 pts |
| Poverty rate | 24.7% | +14.8 pts | +11.5 pts |
| Work from home | 8.8% | -9.5 pts | +0.1 pts |
| No vehicle | 13.6% | +7.5 pts | +8.2 pts |
| No high school diploma | 12.9% | +4.5 pts | n/a |
| Median age | 40.4 | +1.4 yrs | -1.1 yrs |
| Unemployment (ACS) | 5.6% | +1.3 pts | +1.1 pts |
| No health insurance | 8.0% | +1.1 pts | +0.2 pts |
| One-way commute | Share of Danville city workers |
|---|---|
| Under 15 min | 39.7% |
| 15 to 29 min | 42.4% |
| 30 to 44 min | 7.8% |
| 45 to 59 min | 4.5% |
| 60+ min | 5.6% |
Licensing and complaints for Danville city
Consumer lenders serving Danville city are licensed by the state, not the county; in Virginia that is the Virginia Bureau of Financial Institutions. The Consumer Financial Protection Bureau accepts complaints nationwide. Statewide data and rules: Virginia guide.
Steps before you apply in Danville city
A short checklist for Danville city borrowers:
- Get a written quote for whatever you are paying for in Danville city.
- Shop at least three lenders, including one Danville city-area credit union.
- Look the lender up with the state regulator first.
- Ask a Danville city credit union about member loans.
More guides for Danville city
Next step up from Danville city:
Frequently asked questions
How much do households in Danville city earn?
The median is $44,423; 18% earn $100,000 or more and 41% under $35,000. A lender uses your own documented income, not this figure.
What do renters pay in Danville city?
$836 a month at the median, about 23% of median household income.
I live in a small Danville city town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Danville.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Danville city or elsewhere in Virginia, the same rules apply.
What agency protects Danville city borrowers?
The Virginia Bureau of Financial Institutions at the state level and the CFPB federally.