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Georgia

Dodge County, GA: personal loan guide and local data

Personal Loan Compare editorial team · Data checked October 28, 2026 · How these guides are made

Short answer

Median rent in Dodge County is $723 a month against a median household income of $51,587, about 17% of income (ACS 2020-24). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Dodge County by the numbers
  2. Dodge County against other Georgia counties
  3. Dodge County industries and commutes
  4. Housing costs in Dodge County
  5. The $51,587 median and what sits around it
  6. How Dodge County compares with nearby counties
  7. Places inside Dodge County
  8. Debt-to-income at Dodge County's medians
  9. Reading the Dodge County data as a borrower
  10. Age, degrees and coverage in Dodge County
  11. A Dodge County borrower's checklist
  12. Checking a lender's license in Georgia
  13. More guides for Dodge County
  14. Frequently asked questions

Dodge County by the numbers

19,805Population (ACS 2020-24)
$51,587Median household income
$723/moMedian gross rent
$118,100Median home value
71%Owner-occupied homes
22%Below the poverty line
496 sq miLand area
42.6Median age

The latest five-year Census estimate puts Dodge County's population at 19,805; only 92 of Georgia's 159 county-level areas are larger. It covers 496 square miles of land, or about 40 people per square mile. Dodge County is classed as nonmetropolitan in the OMB's July 2023 list. Of the 4 Census places inside Dodge County, Eastman leads by population with about 5,584; 4 of the 4 are incorporated.

Dodge County against other Georgia counties

Out of every Georgia county, Dodge County is most unusual on these measures.

  • Dodge County ranks 29th lowest of 159 Georgia counties for median gross rent: $723/mo, against $1,393/mo statewide. Lower rent can leave more room for a payment.
  • On the share of renters paying 30% or more of income for rent, Dodge County sits near the bottom of Georgia at 40%, 29th lowest of 159. Rents are manageable for most, which can leave space for savings.

Dodge County industries and commutes

Top Dodge County industry by residents employed: education and health care, 22%; second, manufacturing, 20%. Dodge County over-indexes on manufacturing: 20% versus 10% in Georgia. ACS puts five-year average unemployment at 6.1% in Dodge County. Long commutes are common here: 25% of workers spend 45 minutes or longer getting to work. No car: 4.2% of Dodge County households.

Industry (employed residents 16+)Dodge CountyGap to Georgia
Education and health care22.4%+1.4 pts
Manufacturing19.9%+9.8 pts
Public administration11.6%+6.9 pts
Construction11.3%+4.4 pts
Arts, lodging and food service7.9%-0.7 pts
Professional and administrative services6.6%-7.0 pts

Self-employed in Dodge County? Two years of tax returns usually stand in for pay stubs.

Housing costs in Dodge County

Median gross rent, utilities included, comes to $723 in Dodge County versus $1,393 statewide. 40% of renting households spend 30% or more of income on rent, and 19% spend half or more. Median value $118,100; median income $51,587; ratio 2.3. The ownership rate is 71%. Against the median U.S. county, Dodge County rent is 18% below.

Home costsDodge CountyGeorgiaCompared with Georgia
Mobile homes26.6%7.8%+18.8 pts
Rent-burdened renters40%52%-12.9 pts
Vacant units20%10%+9.6 pts
Median home value$118,100$303,30061% lower
Owners71%66%+4.9 pts
Median gross rent$723/mo$1,393/mo48% lower
Burdened owners26%26%-0.6 pts

The $51,587 median and what sits around it

The median household income in Dodge County is $51,587; statewide it is $77,353, so Dodge County runs 33% below Georgia as a whole. That places it 116th among Georgia's 159 county-level areas.

Income bandShare in Dodge CountyDifference from Georgia
Under $35,00032.8%+10.6 pts
$35,000 to $99,99943.7%+4.2 pts
$100,000 to $199,99921.3%-5.1 pts
$200,000 or more2.2%-9.7 pts

33% under $35,000 and 24% at $100,000 or more: that is the Dodge County income split. Census counts 21.5% of Dodge County residents in poverty, against 13.4% across Georgia. The Gini index of income inequality is 0.436 (0 is perfect equality). None of these numbers decides a Dodge County application. Lenders weigh your own documented income against your own debts.

How Dodge County compares with nearby counties

Six nearby counties, 19 to 26 miles away by the straight-line distance between their centers. 3 of the six report a higher median household income than Dodge County; Bleckley County is highest at $62,008 and Wheeler County lowest at $40,539.

Adjacent areaHow farHH income (median)Rent (median)Owner share
Dodge County-$51,587$723/mo71%
Pulaski County, GA19 mi$50,406$883/mo71%
Bleckley County, GA21 mi$62,008$799/mo73%
Wilcox County, GA21 mi$54,138$610/mo75%
Laurens County, GA21 mi$55,010$863/mo64%
Telfair County, GA22 mi$50,929$712/mo65%
Wheeler County, GA26 mi$40,539$581/mo66%

Places inside Dodge County

Places, by size: the top 4 of 4. Roughly 58% of Dodge County lives outside all of them, in open country or unnamed settlements. Chester ($56,048) and Rhine ($44,167) mark the top and bottom of Dodge County's income range among larger places. From Eastman to the smallest crossroads, Dodge County residents share this guide.

CommunityTypeResidentsHousehold income (median)Rent (median)Distance
Eastmancity5,584$52,394$7702 mi
Chestertown1,808$56,048$38616 mi
Rhinetown662$44,167n/a12 mi
Chaunceycity264$40,694$4177 mi

Debt-to-income at Dodge County's medians

Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Dodge County household at the medians it works out like this; treat it as an illustration only.

  • $51,587 a year is $4,299 of gross monthly income
  • Median rent: $723, or 17 cents of every gross dollar
  • Under a 35% cap, $1,505 total minus rent leaves $782
  • 45% debt-to-income limit: $1,212 left for all other debt payments

Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.

Reading the Dodge County data as a borrower

A few patterns in the Dodge County data, and the practical point behind each:

  • Uninsured care. 15% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
  • 25% long commutes. A Dodge County repair bill is often urgent; compare the shop's financing with a loan in writing.
  • Mobile home upkeep. 27% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
  • Lower-cost alternatives. In a county with 22% in poverty, nonprofit credit counseling may beat a loan (options).

Age, degrees and coverage in Dodge County

Bachelor's degree or higher: 17% of Dodge County adults. The uninsured rate is 14.6%, against 12.4% for Georgia.

People and householdsDodge CountyCompared with GeorgiaCompared with median county
Bachelor's or higher17.2%-17.7 pts-5.0 pts
Work from home5.8%-10.1 pts-2.9 pts
Poverty rate21.5%+8.2 pts+8.4 pts
Median age42.6+5.0 yrs+1.1 yrs
No high school diploma15.7%+5.0 ptsn/a
No health insurance14.6%+2.2 pts+6.8 pts
No vehicle4.2%-1.7 pts-1.2 pts
Unemployment (ACS)6.1%+0.9 pts+1.7 pts
One-way commuteShare of Dodge County workers
Under 15 min35.3%
15 to 29 min25.2%
30 to 44 min14.3%
45 to 59 min13.2%
60+ min12.0%

A Dodge County borrower's checklist

Steps that save money for Dodge County residents:

  • Size the loan to the bill, not to the most a lender offers.
  • Shop at least three lenders, including one Dodge County-area credit union.
  • Check the license, then the reviews, then the offer.
  • Ask a Dodge County credit union about member loans.

Checking a lender's license in Georgia

Dodge County borrowers fall under statewide rules, enforced by the Georgia Department of Banking and Finance. Problems with a lender can also go to the CFPB. See the Georgia state guide for the statewide picture.

The Georgia guide covers the whole state.

Frequently asked questions

Is Dodge County a high-income county?

Its $51,587 median ranks 116th of 159 Georgia counties and compares with $65,681 for the median U.S. county.

How much is rent in Dodge County?

Median gross rent, utilities included, is $723 a month; 40% of renters spend 30% or more of income on it.

Is home equity cheaper than a personal loan in Dodge County?

Often, because the home secures it. With 71% of Dodge County homes owner-occupied, weigh that lower cost against the risk to the house.

How many towns are in Dodge County?

The Census Bureau counts 4 places mainly in the county, led by Eastman, Chester, Rhine, Chauncey.

Does my county matter to the questionnaire?

Only your state does. Whether you live in Dodge County or elsewhere in Georgia, the same rules apply.

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