1st Advantage MortgageThrockmorton County households have a median income of $59,216 and median rent of $878 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Who lives in Throckmorton County
- Income in Throckmorton County compared with Texas
- Jobs and commutes in Throckmorton County
- Rent, home values and ownership in Throckmorton County
- Towns and communities in Throckmorton County
- How Throckmorton County compares with nearby counties
- What a median Throckmorton County budget can carry
- What the numbers mean for Throckmorton County borrowers
- Who lives in Throckmorton County, in numbers
- Checking a lender's license in Texas
- Four steps for Throckmorton County borrowers
- Nearby and statewide guides
- Frequently asked questions
Who lives in Throckmorton County
With an estimated 1,639 residents (ACS 2020 to 2024), Throckmorton County ranks 237th of 254 in Texas for population. Spread over 913 square miles, that works out to roughly 1.8 residents per square mile. No metropolitan area includes Throckmorton County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. The Census Bureau counts 3 places in the county (2 incorporated, 1 census-designated); the largest is Throckmorton, with about 649 residents, or 40% of the county. With so few households sampled, Throckmorton County estimates can move a lot between releases.
Income in Throckmorton County compared with Texas
Throckmorton County households have a median income of $59,216 (ACS 2020 to 2024), which ranks 176th of 254 in Texas.
| Income band | Share in Throckmorton County | Difference from Texas |
|---|---|---|
| Under $35,000 | 32.6% | +11.2 pts |
| $35,000 to $99,999 | 40.7% | +1.3 pts |
| $100,000 to $199,999 | 20.6% | -6.1 pts |
| $200,000 or more | 6.1% | -6.4 pts |
Some 33% of households here live on less than $35,000 a year; 27% have six-figure incomes. The poverty rate is 24.2%, 10 points higher than the state's 13.8%. Income inequality, measured by the Gini index, comes to 0.472 here. For a borrower in Throckmorton County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Jobs and commutes in Throckmorton County
Education and health care employs 27% of working residents, the largest share; retail trade is next with 15%. The sharpest difference from the state is in agriculture, forestry and mining, at 14% locally and 2% for Texas. Averaged over the five survey years, 8.3% of the labor force was out of work and looking. About 72% drive to work alone and 6% have trips of 45 minutes or more. Only 1.8% of homes here go without a vehicle.
| Industry | Share of Throckmorton County workers | vs Texas |
|---|---|---|
| Education and health care | 26.6% | +5.0 pts |
| Retail trade | 15.4% | +4.4 pts |
| Agriculture, forestry and mining | 14.5% | +12.2 pts |
| Other services | 9.4% | +4.5 pts |
| Manufacturing | 6.8% | -1.7 pts |
| Construction | 6.7% | -1.8 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
Rent, home values and ownership in Throckmorton County
A typical Throckmorton County rental runs $878 a month including utilities, which is 37% below Texas. By the Census definition, 35% of Throckmorton County renters are cost-burdened. With a median value of $89,500, a typical Throckmorton County house costs 1.5 times what the median household earns in a year. 68% of Throckmorton County households own their home and 32% rent.
| Measure | Throckmorton County | Texas | Median U.S. county |
|---|---|---|---|
| Median gross rent | $878/mo | $1,403/mo | $877/mo |
| Median home value | $89,500 | $283,800 | $185,300 |
| Owners | 68% | 63% | 75% |
| Rent-burdened renters | 35% | 52% | 45% |
| Burdened owners | 11% | 29% | n/a |
| Vacant units | 26% | 9% | n/a |
Towns and communities in Throckmorton County
Here are the 3 most populous of the county's 3 Census places, with income and rent from the same 2020 to 2024 survey. About 71% of Throckmorton County residents live in one of the 3. This guide covers each of the 3 places and the rural areas around them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Throckmorton | town | 649 | $45,139 | $1,022 | 2 mi |
| Woodson | town | 504 | $68,167 | $842 | 14 mi |
| Elbert | CDP | 5 | n/a | n/a | 14 mi |
A CDP is a named community without its own municipal government.
How Throckmorton County compares with nearby counties
The six counties whose centers lie closest to Throckmorton County's, from 30 to 43 miles away. Shackelford County leads the group on income ($73,047), Baylor County trails ($45,370), and Throckmorton County out-earns 2 of the six.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Throckmorton County | - | $59,216 | $878/mo | 68% |
| Haskell County, TX | 30 mi | $60,653 | $782/mo | 74% |
| Young County, TX | 31 mi | $68,010 | $862/mo | 74% |
| Shackelford County, TX | 31 mi | $73,047 | $718/mo | 79% |
| Baylor County, TX | 31 mi | $45,370 | $581/mo | 66% |
| Stephens County, TX | 37 mi | $58,008 | $846/mo | 79% |
| Archer County, TX | 43 mi | $72,159 | $770/mo | 84% |
What a median Throckmorton County budget can carry
Here is the Throckmorton County median household run through a simple DTI check. Your numbers will differ.
- Start: $4,935 gross per month ($59,216 / 12)
- 18% goes to median rent ($878)
- $1,096: what a 40% ratio leaves once rent is paid
If your rent is above $878, the room shrinks dollar for dollar.
What the numbers mean for Throckmorton County borrowers
Where the Throckmorton County numbers stand out, and why it matters for a loan:
- Medical bills. 21% of Throckmorton County residents are uninsured. Before borrowing for care, ask the provider about financial assistance and payment plans.
- Fixed incomes. Throckmorton County's median age is 45.0. Social Security and pensions count as income when documented.
- 24% below poverty. Emergency aid, payment plans and counseling (list) come first.
Who lives in Throckmorton County, in numbers
College graduates make up 22% of the adult population. About 21% go without health insurance.
| Indicator | Throckmorton County | All of Texas | U.S. county median |
|---|---|---|---|
| Median age | 45.0 | 35.6 | 41.5 |
| Bachelor's or higher | 22.4% | 33.8% | 22.2% |
| No high school diploma | 6.4% | 14.0% | n/a |
| No health insurance | 20.6% | 17.1% | 7.8% |
| No vehicle | 1.8% | 5.4% | 5.4% |
| Work from home | 7.4% | 14.4% | 8.7% |
| Poverty rate | 24.2% | 13.8% | 13.2% |
| Unemployment (ACS) | 8.3% | 5.3% | 4.4% |
Checking a lender's license in Texas
Before sharing details with a lender, a Throckmorton County resident can confirm its license with the Texas Department of Banking. Texas also has the Office of Consumer Credit Commissioner for consumer credit. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. The Texas guide covers state rules in more detail.
Four steps for Throckmorton County borrowers
Steps that save money for Throckmorton County residents:
- Price the Throckmorton County expense first and borrow that amount, no more.
- Collect three written offers and compare APR and total repaid.
- Verify the Texas license before giving out your Social Security number.
- Never pay a fee up front to get a loan.
Nearby and statewide guides
For statewide rules and data, see the Texas guide.
Frequently asked questions
How much do households in Throckmorton County earn?
The median is $59,216; 27% earn $100,000 or more and 33% under $35,000. A lender uses your own documented income, not this figure.
What do renters pay in Throckmorton County?
$878 a month at the median, about 18% of median household income.
What are the biggest places in Throckmorton County?
By population: Throckmorton, Woodson, Elbert. The county has 3 Census places in all.
Is the fit check different in Throckmorton County?
No. It is identical everywhere, and it never looks at your neighborhood.
Who regulates personal lenders for Throckmorton County residents?
The Texas Department of Banking licenses consumer lenders in Texas; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.