1st Advantage MortgageEmery County (10,046 residents) has a $74,291 median household income and $739 median rent, by the latest Census five-year survey. Use those as context only. A lender looks at your own documented income and debts; compare APR and total repaid on every Emery County offer.
On this page
- Emery County, UT: the basics
- Emery County's most unusual numbers
- The Emery County job picture
- Income in Emery County compared with Utah
- Rent, home values and ownership in Emery County
- Emery County next to its neighbors
- Cities, towns and CDPs in Emery County
- Reading the Emery County data as a borrower
- More Emery County figures
- Room for a loan payment in Emery County
- Four steps for Emery County borrowers
- Who licenses lenders for Emery County residents
- Keep exploring
- Frequently asked questions
Emery County, UT: the basics
Roughly 10,046 residents live in Emery County, Utah, 21st by population among the state's 29 counties and county equivalents. Emery County spans 4,463 square miles; with 10,046 people, that is 2.3 per square mile. Metro status: none; Emery County sits outside the 2023 OMB metro areas. Of the 9 Census places inside Emery County, Huntington leads by population with about 1,965; 9 of the 9 are incorporated.
Emery County's most unusual numbers
Where Emery County lands at the extremes of Utah's county rankings:
- Few Utah counties match Emery County on median gross rent: $739/mo here, $1,496/mo for the state, ranking the lowest of 29. Lower rent can leave more room for a payment.
- Emery County ranks the lowest of 29 Utah counties for median home value: $218,700, against $489,400 statewide. With modest home values, equity borrowing is rarely large.
- On the share of adults with a bachelor's degree, Emery County sits near the bottom of Utah at 18%, 3rd lowest of 29. Lenders weigh income and credit, not schooling.
The Emery County job picture
By the Census industry count, 22% of employed Emery County residents work in education and health care and 12% in transportation, warehousing and utilities. Compared with Utah, the county leans toward agriculture, forestry and mining (10% against 1%). ACS puts five-year average unemployment at 3.6% in Emery County. 47% of Emery County workers get to work in under 15 minutes, while 11% need 45 or more. No car: 3.2% of Emery County households.
| Sector | Emery County | Compared with Utah |
|---|---|---|
| Education and health care | 22.1% | -0.4 pts |
| Transportation, warehousing and utilities | 11.7% | +6.4 pts |
| Retail trade | 10.6% | -0.8 pts |
| Construction | 10.6% | +2.5 pts |
| Agriculture, forestry and mining | 10.5% | +9.2 pts |
| Public administration | 6.8% | +2.1 pts |
Seasonal work is common in many Emery County industries; if that is you, show a full year of income rather than one strong month.
Income in Emery County compared with Utah
At $74,291, the typical Emery County household income is 13% above the median U.S. county ($65,681).
| Income band | Share in Emery County | Difference from Utah |
|---|---|---|
| Under $35,000 | 21.2% | +7.1 pts |
| $35,000 to $99,999 | 45.4% | +6.9 pts |
| $100,000 to $199,999 | 27.6% | -5.9 pts |
| $200,000 or more | 5.8% | -8.1 pts |
21% under $35,000 and 33% at $100,000 or more: that is the Emery County income split. The poverty rate is 12.5%, 4 points higher than the state's 8.5%. The Gini index of income inequality is 0.389 (0 is perfect equality). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Rent, home values and ownership in Emery County
Renters in Emery County pay a median of $739 a month, 51% below the Utah figure of $1,496. Rent takes 30% or more of income for 45% of renter households here. Median value $218,700; median income $74,291; ratio 2.9. In Emery County, 80% of occupied homes are owned by the people living in them. Half the housing stock was built before 1978.
| Home costs | Emery County | Utah | Compared with Utah |
|---|---|---|---|
| Burdened owners | 9% | 25% | -16.6 pts |
| Mobile homes | 13.8% | 2.9% | +10.9 pts |
| Owners | 80% | 70% | +9.9 pts |
| Vacant units | 16% | 8% | +8.2 pts |
| Median home value | $218,700 | $489,400 | 55% lower |
| Median gross rent | $739/mo | $1,496/mo | 51% lower |
| Rent-burdened renters | 45% | 47% | -2.7 pts |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
Emery County next to its neighbors
The six counties whose centers lie closest to Emery County's, from 46 to 89 miles away. 2 of the six report a higher median household income than Emery County; Wayne County is highest at $76,607 and Piute County lowest at $48,393.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Emery County | - | $74,291 | $739/mo | 80% |
| Carbon County, UT | 46 mi | $58,377 | $870/mo | 68% |
| Sanpete County, UT | 52 mi | $70,083 | $954/mo | 74% |
| Wayne County, UT | 54 mi | $76,607 | $884/mo | 79% |
| Sevier County, UT | 61 mi | $74,884 | $912/mo | 78% |
| Grand County, UT | 62 mi | $67,106 | $1,118/mo | 70% |
| Piute County, UT | 89 mi | $48,393 | $950/mo | 95% |
Cities, towns and CDPs in Emery County
8,619 of Emery County's 10,046 residents live in its 9 Census places (86%); the 9 largest are listed. Orangeville ($90,086) and Green River ($65,129) mark the top and bottom of Emery County's income range among larger places. Median rent ranges from $543 in Ferron to $852 in Orangeville. From Huntington to the smallest crossroads, Emery County residents share this guide.
| Town or CDP | Type | People | Median household income | Median gross rent | Miles from center |
|---|---|---|---|---|---|
| Huntington | city | 1,965 | $76,500 | $724 | 26 mi |
| Castle Dale | city | 1,546 | $82,958 | $753 | 22 mi |
| Ferron | city | 1,517 | $70,947 | $543 | 23 mi |
| Orangeville | city | 1,445 | $90,086 | $852 | 24 mi |
| Green River | city | 720 | $65,129 | n/a | 29 mi |
| Emery | town | 491 | $73,125 | n/a | 29 mi |
| Cleveland | town | 378 | $74,375 | $1,023 | 25 mi |
| Elmo | town | 360 | $45,000 | $714 | 27 mi |
| Clawson | town | 197 | $75,250 | n/a | 22 mi |
Reading the Emery County data as a borrower
What the Emery County figures suggest, and what to check first:
- Manufactured housing (14%). Emery County owners should get two written repair quotes before borrowing.
- Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
More Emery County figures
In Emery County, 18% of adults have at least a four-year degree (38% in Utah). About 7% go without health insurance.
| Indicator | Emery County | +/- Utah | +/- U.S. county |
|---|---|---|---|
| Bachelor's or higher | 18.3% | -19.4 pts | -3.9 pts |
| Work from home | 7.1% | -10.5 pts | -1.5 pts |
| Median age | 38.9 | +6.9 yrs | -2.6 yrs |
| Poverty rate | 12.5% | +4.0 pts | -0.7 pts |
| No health insurance | 6.6% | -1.8 pts | -1.3 pts |
| No high school diploma | 5.2% | -1.4 pts | n/a |
| No vehicle | 3.2% | -0.9 pts | -2.3 pts |
| Unemployment (ACS) | 3.6% | 0.0 pts | -0.8 pts |
| Commute length | Emery County |
|---|---|
| Under 15 min | 47.4% |
| 15 to 29 min | 27.3% |
| 30 to 44 min | 13.9% |
| 45 to 59 min | 5.0% |
| 60+ min | 6.4% |
Room for a loan payment in Emery County
Emery County at the medians, through a lender's eyes (what DTI means):
- Start: $6,191 gross per month ($74,291 / 12)
- Housing at the median rent of $739 uses 12%
- With a 35% ceiling, about $1,428 remains for car, card, student and any new loan payments
- Under a 45% cap, $2,786 total minus rent leaves $2,047
A household below the $74,291 median has less room than this, often none.
Four steps for Emery County borrowers
Before you apply, wherever you live in Emery County:
- Size the loan to the bill, not to the most a lender offers.
- Shop at least three lenders, including one Emery County-area credit union.
- Only work with lenders licensed for Utah borrowers.
- Read the final agreement; it must match the offer.
Who licenses lenders for Emery County residents
The Utah Department of Financial Institutions is the place to verify any lender's Utah license. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. More on Utah: Utah personal loans.
Keep exploring
For statewide rules and data, see the Utah guide.
Frequently asked questions
Is $74,291 a good income in Emery County?
It is the county median, so half of Emery County households earn more and half less; 33% earn $100,000 or more.
How much is rent in Emery County?
Median gross rent, utilities included, is $739 a month; 45% of renters spend 30% or more of income on it.
Does this page cover Huntington?
Yes, along with the other 8 Census places in Emery County, such as Castle Dale, Ferron, Orangeville.
Will a Emery County address affect my match?
Beyond confirming Utah as your state, no. Your answers about amount, credit, income and payments are all that count.
Who regulates personal lenders for Emery County residents?
The Utah Department of Financial Institutions licenses consumer lenders in Utah; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.