1st Advantage MortgageFauquier County households have a median income of $130,189 and median rent of $1,613 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Fauquier County by the numbers
- Income in Fauquier County compared with Virginia
- Work, industries and travel time in Fauquier County
- Fauquier County housing compared with Virginia
- How Fauquier County compares with nearby counties
- The communities that make up Fauquier County
- More Fauquier County figures
- Borrowing situations common in Fauquier County
- Budget math at the Fauquier County median
- Checklist for Fauquier County applicants
- Lender oversight for Fauquier County
- More guides for Fauquier County
- Frequently asked questions
Fauquier County by the numbers
Fauquier County is home to about 74,577 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 29th most populous of 133 county-level areas in Virginia. It covers 648 square miles of land, or about 115 people per square mile. For statistical purposes it belongs to the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area, as delineated by the Office of Management and Budget in July 2023. Of the 13 Census places inside Fauquier County, New Baltimore leads by population with about 11,919; 3 of the 13 are incorporated.
Income in Fauquier County compared with Virginia
Half of Fauquier County households take in less than $130,189 a year and half take in more, 40% above the Virginia median of $93,170. Only 7 Virginia counties post a higher median.
| Household income | Fauquier County | vs Virginia |
|---|---|---|
| Under $35,000 | 10.9% | -7.0 pts |
| $35,000 to $99,999 | 28.9% | -6.3 pts |
| $100,000 to $199,999 | 34.0% | +4.8 pts |
| $200,000 or more | 26.2% | +8.5 pts |
Some 11% of households here live on less than $35,000 a year; 60% have six-figure incomes. The poverty rate is 6.8%, 3 points lower than the state's 9.9%. The Gini index of income inequality is 0.416 (0 is perfect equality). A household earning below the $130,189 median should test any payment carefully; one earning above it should still pick the shortest term it can manage.
Work, industries and travel time in Fauquier County
Education and health care employs 19% of working residents, the largest share; professional and administrative services is next with 19%. The sharpest difference from the state is in construction, at 9% locally and 7% for Virginia. ACS puts five-year average unemployment at 2.9% in Fauquier County. Long commutes are common here: 37% of workers spend 45 minutes or longer getting to work. Households without a car make up 3.5% of the total (6.1% statewide).
| Industry (employed residents 16+) | Fauquier County | Gap to Virginia |
|---|---|---|
| Education and health care | 18.8% | -3.5 pts |
| Professional and administrative services | 18.6% | +1.8 pts |
| Public administration | 9.5% | +0.6 pts |
| Construction | 9.2% | +2.7 pts |
| Retail trade | 8.9% | -0.9 pts |
| Arts, lodging and food service | 6.9% | -1.1 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Fauquier County housing compared with Virginia
Median gross rent, utilities included, comes to $1,613 in Fauquier County versus $1,579 statewide. By the Census definition, 40% of Fauquier County renters are cost-burdened. With a median value of $573,700, a typical Fauquier County house costs 4.4 times what the median household earns in a year. The ownership rate is 79%. Median construction year: 1987.
| Measure | Fauquier County | Virginia | Median U.S. county |
|---|---|---|---|
| Median gross rent | $1,613/mo | $1,579/mo | $877/mo |
| Median home value | $573,700 | $383,700 | $185,300 |
| Owners | 79% | 67% | 75% |
| Rent-burdened renters | 40% | 49% | 45% |
| Burdened owners | 23% | 25% | n/a |
| Mobile homes | 1.6% | 4.3% | n/a |
| Vacant units | 7% | 9% | n/a |
Because most Fauquier County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
How Fauquier County compares with nearby counties
Distances run center to center, from Manassas city at 18 miles out to Warren County at 24. Prince William County leads the group on income ($131,402), Rappahannock County trails ($83,380), and Fauquier County out-earns 5 of the six.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Fauquier County | - | $130,189 | $1,613/mo | 79% |
| Manassas city, VA | 18 mi | $113,590 | $1,850/mo | 71% |
| Prince William County, VA | 19 mi | $131,402 | $2,067/mo | 74% |
| Rappahannock County, VA | 19 mi | $83,380 | $1,290/mo | 73% |
| Culpeper County, VA | 19 mi | $100,049 | $1,423/mo | 75% |
| Manassas Park city, VA | 21 mi | $103,250 | $2,146/mo | 66% |
| Warren County, VA | 24 mi | $84,682 | $1,199/mo | 76% |
The communities that make up Fauquier County
Here are the 13 most populous of the county's 13 Census places, with income and rent from the same 2020 to 2024 survey. About 44% of Fauquier County residents live in one of the 13. New Baltimore has the highest median household income on the list ($189,327) and Remington the lowest ($56,500), counting places with at least 500 residents. Median rent ranges from $1,370 in Remington to $2,020 in New Baltimore. This guide covers each of the 13 places and the rural areas around them.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| New Baltimore | CDP | 11,919 | $189,327 | $2,020 | 6 mi |
| Warrenton | town | 10,176 | $83,331 | $1,418 | 2 mi |
| Bealeton | CDP | 5,034 | $108,224 | $1,561 | 11 mi |
| Marshall | CDP | 3,219 | $93,594 | $1,814 | 8 mi |
| Remington | town | 989 | $56,500 | $1,370 | 14 mi |
| Opal | CDP | 984 | $181,932 | n/a | 9 mi |
| Catlett | CDP | 290 | $91,278 | n/a | 12 mi |
| The Plains | town | 164 | $84,375 | $1,323 | 9 mi |
| Midland | CDP | 122 | n/a | n/a | 11 mi |
| Paris | CDP | 63 | n/a | n/a | 19 mi |
| Upperville | CDP | 61 | n/a | n/a | 17 mi |
| Rectortown | CDP | 45 | n/a | n/a | 12 mi |
| Calverton | CDP | 26 | n/a | n/a | 11 mi |
More Fauquier County figures
Degree holders: 42% of adults over 25. The uninsured rate is 6.2%, against 6.9% for Virginia.
| Measure | Fauquier County | Virginia statewide | Typical U.S. county |
|---|---|---|---|
| Median age | 41.2 | 39.0 | 41.5 |
| Bachelor's or higher | 41.7% | 42.2% | 22.2% |
| No high school diploma | 7.6% | 8.4% | n/a |
| No health insurance | 6.2% | 6.9% | 7.8% |
| No vehicle | 3.5% | 6.1% | 5.4% |
| Work from home | 16.9% | 18.3% | 8.7% |
| Poverty rate | 6.8% | 9.9% | 13.2% |
| Unemployment (ACS) | 2.9% | 4.3% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 18.2% |
| 15 to 29 min | 24.6% |
| 30 to 44 min | 20.2% |
| 45 to 59 min | 16.7% |
| 60+ min | 20.4% |
Borrowing situations common in Fauquier County
The county's numbers point to a few situations that come up often for Fauquier County borrowers.
- Long drives. With 37% of commutes over 45 minutes, tires and repairs are fixed costs in many Fauquier County budgets.
- Six-figure budgets. For the 60% earning $100,000 or more, lifestyle creep, not approval, is the usual problem.
- Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).
Budget math at the Fauquier County median
The debt-to-income ratio is the main affordability test lenders use. Applied to Fauquier County's medians:
- Start: $10,849 gross per month ($130,189 / 12)
- Less median rent of $1,613, which is 15% of it
- 36% debt-to-income limit: $2,293 left for all other debt payments
- 43% debt-to-income limit: $3,052 left for all other debt payments
If your rent is above $1,613, the room shrinks dollar for dollar.
Checklist for Fauquier County applicants
Quick steps for Fauquier County:
- Write down what the expense costs; a smaller loan costs less.
- Prequalify with soft pulls where offered, then compare in writing.
- Only work with lenders licensed for Virginia borrowers.
- Confirm the first due date before setting up autopay.
Lender oversight for Fauquier County
Consumer lenders serving Fauquier County are licensed by the state, not the county; in Virginia that is the Virginia Bureau of Financial Institutions. Federal complaints: consumerfinance.gov. See the Virginia state guide for the statewide picture.
More guides for Fauquier County
For statewide rules and data, see the Virginia guide.
Frequently asked questions
What does a typical Fauquier County household make?
About $130,189 a year at the median (ACS 2020-24), 40% above the Virginia median.
How much is rent in Fauquier County?
Median gross rent, utilities included, is $1,613 a month; 40% of renters spend 30% or more of income on it.
I own my home in Fauquier County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 79% of homes owner-occupied here, many readers can compare both in writing.
I live in a small Fauquier County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers New Baltimore, Warrenton, Bealeton, Marshall, Remington and 8 more.
Are Fauquier County applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.