1st Advantage MortgageAbout 71% of Sequoyah County homes are owner-occupied, and the median household income is $51,093. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Sequoyah County, OK: the basics
- Household income in Sequoyah County
- The Sequoyah County job picture
- Housing costs in Sequoyah County
- Cities, towns and CDPs in Sequoyah County
- How Sequoyah County compares with nearby counties
- Room for a loan payment in Sequoyah County
- Who lives in Sequoyah County, in numbers
- Reading the Sequoyah County data as a borrower
- Who licenses lenders for Sequoyah County residents
- Before you sign
- Related local guides
- Frequently asked questions
Sequoyah County, OK: the basics
Roughly 39,860 residents live in Sequoyah County, Oklahoma, 26th by population among the state's 77 counties and county equivalents. Packed into 674 square miles, that is close to 59 residents for every square mile of land. For statistical purposes it belongs to the Fort Smith, AR-OK metro area, as delineated by the Office of Management and Budget in July 2023. The Census Bureau counts 30 places in the county (9 incorporated, 21 census-designated); the largest is Sallisaw, with about 8,605 residents, or 22% of the county.
Household income in Sequoyah County
The median household income in Sequoyah County is $51,093; statewide it is $65,039, so Sequoyah County runs 21% below Oklahoma as a whole. Only 61 Oklahoma counties post a higher median.
| Income band | Share in Sequoyah County | Difference from Oklahoma |
|---|---|---|
| Under $35,000 | 34.0% | +7.8 pts |
| $35,000 to $99,999 | 45.5% | +2.2 pts |
| $100,000 to $199,999 | 17.0% | -6.3 pts |
| $200,000 or more | 3.5% | -3.7 pts |
About 34% of households earn under $35,000, while 21% clear $100,000. 20.2% of residents fall below the federal poverty line (statewide: 15.3%). The Gini index of income inequality is 0.452 (0 is perfect equality). None of these numbers decides a Sequoyah County application. Lenders weigh your own documented income against your own debts.
The Sequoyah County job picture
Education and health care employs 23% of working residents, the largest share; manufacturing is next with 13%. Compared with Oklahoma, the county leans toward manufacturing (13% against 9%). ACS puts five-year average unemployment at 4.7% in Sequoyah County. About 82% drive to work alone and 15% have trips of 45 minutes or more. 5.2% of households have no vehicle.
| Where residents work | Sequoyah County | Difference from Oklahoma |
|---|---|---|
| Education and health care | 23.5% | +0.2 pts |
| Manufacturing | 12.5% | +3.3 pts |
| Retail trade | 11.0% | -0.7 pts |
| Arts, lodging and food service | 10.0% | +0.9 pts |
| Construction | 7.8% | +0.4 pts |
| Professional and administrative services | 7.1% | -2.2 pts |
Where long drives are the norm, a car repair is one of the most common surprise bills. A small repair fund can keep a breakdown from turning into a loan.
Housing costs in Sequoyah County
Renters in Sequoyah County pay a median of $811 a month, 20% below the Oklahoma figure of $1,014. By the Census definition, 44% of Sequoyah County renters are cost-burdened. Home values center on $139,400, or 2.7 years of median income. The ownership rate is 71%. Half the housing stock was built before 1986.
| Measure | Sequoyah County | Oklahoma | Median U.S. county |
|---|---|---|---|
| Median gross rent | $811/mo | $1,014/mo | $877/mo |
| Median home value | $139,400 | $199,800 | $185,300 |
| Owners | 71% | 66% | 75% |
| Rent-burdened renters | 44% | 46% | 45% |
| Burdened owners | 22% | 24% | n/a |
Cities, towns and CDPs in Sequoyah County
The table lists the 14 largest of 30 Census places in Sequoyah County, by population. Together all 30 hold about 25,554 people, so roughly 36% of residents live outside any named place. Among places of 500 or more people, median income runs from $36,164 in Nicut to $130,658 in Remy. Rent is cheapest in Muldrow ($719) and steepest in Brushy ($1,075). None of the 30 has its own city guide, so this page covers all of them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Sallisaw | city | 8,605 | $48,036 | $826 | 4 mi |
| Roland | town | 3,687 | $51,754 | $855 | 15 mi |
| Muldrow | town | 3,309 | $45,067 | $719 | 11 mi |
| Vian | town | 1,435 | $41,250 | $758 | 12 mi |
| Gore | town | 1,114 | $63,036 | $722 | 20 mi |
| Brushy | CDP | 777 | $66,429 | $1,075 | 4 mi |
| Redbird Smith | CDP | 659 | $61,316 | n/a | 16 mi |
| Nicut | CDP | 609 | $36,164 | $758 | 13 mi |
| Brent | CDP | 583 | $87,596 | n/a | 10 mi |
| Remy | CDP | 580 | $130,658 | n/a | 14 mi |
| Evening Shade | CDP | 489 | $39,875 | n/a | 12 mi |
| Akins | CDP | 450 | $31,875 | n/a | 5 mi |
| Long | CDP | 450 | $55,313 | n/a | 12 mi |
| Carlisle | CDP | 435 | $33,839 | $1,029 | 16 mi |
How Sequoyah County compares with nearby counties
Nearest neighbors first, measured between county centers (28 to 36 miles). 4 of the six report a higher median household income than Sequoyah County; Crawford County is highest at $64,132 and Adair County lowest at $48,041. Some neighbors are in Arkansas. Lender licensing is state by state, so a loan for a Sequoyah County resident follows Oklahoma rules.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Sequoyah County | - | $51,093 | $811/mo | 71% |
| Haskell County, OK | 28 mi | $49,806 | $770/mo | 78% |
| Adair County, OK | 28 mi | $48,041 | $667/mo | 69% |
| Crawford County, AR | 29 mi | $64,132 | $851/mo | 75% |
| Cherokee County, OK | 31 mi | $53,218 | $831/mo | 66% |
| Sebastian County, AR | 34 mi | $57,790 | $886/mo | 61% |
| Muskogee County, OK | 36 mi | $53,619 | $849/mo | 67% |
Room for a loan payment in Sequoyah County
Sequoyah County at the medians, through a lender's eyes (what DTI means):
- $51,093 a year is $4,258 of gross monthly income
- Median rent: $811, or 19 cents of every gross dollar
- 40% debt-to-income limit: $892 left for all other debt payments
If your rent is above $811, the room shrinks dollar for dollar.
Who lives in Sequoyah County, in numbers
College graduates make up 15% of the adult population. About 15% go without health insurance.
| Sequoyah County | Oklahoma | U.S. county median | |
|---|---|---|---|
| Median age | 40.6 | 37.0 | 41.5 |
| Bachelor's or higher | 15.2% | 28.3% | 22.2% |
| No high school diploma | 15.1% | 10.6% | n/a |
| No health insurance | 15.1% | 12.9% | 7.8% |
| No vehicle | 5.2% | 5.6% | 5.4% |
| Work from home | 4.5% | 9.4% | 8.7% |
| Poverty rate | 20.2% | 15.3% | 13.2% |
| Unemployment (ACS) | 4.7% | 5.0% | 4.4% |
| Minutes to work | Sequoyah County workers |
|---|---|
| Under 15 min | 29.8% |
| 15 to 29 min | 33.9% |
| 30 to 44 min | 21.0% |
| 45 to 59 min | 9.1% |
| 60+ min | 6.2% |
Reading the Sequoyah County data as a borrower
Based on the Sequoyah County data above, these borrowing questions are most likely to matter locally.
- Hospital bills in Sequoyah County. For the 15% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Repairs on manufactured housing. With 19% of homes here, compare a personal loan with any dealer or park repair program.
- Free help first. 20% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).
Who licenses lenders for Sequoyah County residents
The Oklahoma State Banking Department is the place to verify any lender's Oklahoma license. Consumer lending in Oklahoma is also overseen by the Oklahoma Department of Consumer Credit. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. Statewide data and rules: Oklahoma guide.
Before you sign
Before you apply, wherever you live in Sequoyah County:
- Know the exact dollar figure you need before talking to a lender.
- Line up offers side by side: APR, fees in dollars, total cost.
- Verify the Oklahoma license before giving out your Social Security number.
- Keep a small cushion so one surprise bill does not mean another loan.
Related local guides
For statewide rules and data, see the Oklahoma guide.
Frequently asked questions
Is Sequoyah County a high-income county?
Its $51,093 median ranks 62nd of 77 Oklahoma counties and compares with $65,681 for the median U.S. county.
How does Sequoyah County rent compare with Oklahoma?
$811 locally versus $1,014 for the state, 20% below.
What are the biggest places in Sequoyah County?
By population: Sallisaw, Roland, Muldrow, Vian, Gore. The county has 30 Census places in all.
Can Sequoyah County residents use the questionnaire?
Yes. It asks the same questions in every Oklahoma county, lists every requirement up front and does not affect your credit score.
Who regulates personal lenders for Sequoyah County residents?
The Oklahoma State Banking Department licenses consumer lenders in Oklahoma; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.