1st Advantage MortgageIn Haskell County, Texas, the typical household earns $60,653 a year and the typical rent is $782. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Getting oriented in Haskell County
- Household income in Haskell County
- Jobs and commutes in Haskell County
- Haskell County housing compared with Texas
- Haskell County towns compared
- The counties around Haskell County
- Haskell County residents: age, schooling, coverage
- Local borrowing considerations for Haskell County
- Room for a loan payment in Haskell County
- Texas rules that apply in Haskell County
- Steps before you apply in Haskell County
- Related local guides
- Frequently asked questions
Getting oriented in Haskell County
Haskell County is home to about 5,421 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 196th most populous of 254 county-level areas in Texas. Land area is 903 square miles (2024 Gazetteer), so density runs near 6 per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. Of the 6 Census places inside Haskell County, Stamford leads by population with about 2,917; 6 of the 6 are incorporated. With so few households sampled, Haskell County estimates can move a lot between releases.
Household income in Haskell County
The median household income in Haskell County is $60,653; statewide it is $78,476, so Haskell County runs 23% below Texas as a whole. Only 158 Texas counties post a higher median.
| Yearly household income | Haskell County | Gap to Texas |
|---|---|---|
| Under $35,000 | 27.6% | +6.2 pts |
| $35,000 to $99,999 | 47.3% | +8.0 pts |
| $100,000 to $199,999 | 18.1% | -8.6 pts |
| $200,000 or more | 7.0% | -5.5 pts |
About 28% of households earn under $35,000, while 25% clear $100,000. Census counts 16.6% of Haskell County residents in poverty, against 13.8% across Texas. None of these numbers decides a Haskell County application. Lenders weigh your own documented income against your own debts.
Jobs and commutes in Haskell County
The biggest employer of Haskell County residents, by industry, is education and health care at 25% of workers, followed by retail trade (14%). Compared with Texas, the county leans toward agriculture, forestry and mining (11% against 2%). ACS puts five-year average unemployment at 4.9% in Haskell County. 9% of commuters travel 45 minutes or more each way, and 8% work from home. Households without a car make up 3.3% of the total (5.4% statewide).
| Top industries | Haskell County share | +/- vs Texas |
|---|---|---|
| Education and health care | 25.0% | +3.4 pts |
| Retail trade | 13.5% | +2.5 pts |
| Public administration | 12.1% | +8.0 pts |
| Agriculture, forestry and mining | 10.7% | +8.5 pts |
| Professional and administrative services | 8.3% | -4.6 pts |
| Construction | 6.9% | -1.6 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Haskell County should have bank statements and tax returns ready.
Haskell County housing compared with Texas
Median gross rent, utilities included, comes to $782 in Haskell County versus $1,403 statewide. 41% of renting households spend 30% or more of income on rent, and 9% spend half or more. The median owner-occupied home is valued at $98,700, about 1.6 times the median household income. The ownership rate is 74%. Half the housing stock was built before 1964.
| Haskell County | Texas | U.S. county median | |
|---|---|---|---|
| Median gross rent | $782/mo | $1,403/mo | $877/mo |
| Median home value | $98,700 | $283,800 | $185,300 |
| Owners | 74% | 63% | 75% |
| Rent-burdened renters | 41% | 52% | 45% |
| Burdened owners | 15% | 29% | n/a |
Because most Haskell County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Haskell County towns compared
Here are the 6 most populous of the county's 6 Census places, with income and rent from the same 2020 to 2024 survey. About 100% of Haskell County residents live in one of the 6. Haskell has the highest median household income on the list ($62,378) and Rule the lowest ($34,792), counting places with at least 500 residents. Rent is cheapest in Haskell ($777) and steepest in Rule ($1,027). Live in one of these Haskell County communities, or between them? This is your local guide.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Stamford | city | 2,917 | $46,940 | $896 | 12 mi |
| Haskell | city | 2,817 | $62,378 | $777 | 1 mi |
| Rule | town | 823 | $34,792 | $1,027 | 9 mi |
| Weinert | city | 235 | $63,889 | n/a | 11 mi |
| Rochester | town | 228 | $31,827 | $700 | 12 mi |
| O'Brien | city | 130 | n/a | n/a | 16 mi |
The counties around Haskell County
Six nearby counties, 30 to 42 miles away by the straight-line distance between their centers. Shackelford County leads the group on income ($73,047), King County trails ($46,645), and Haskell County out-earns 5 of the six.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Haskell County | - | $60,653 | $782/mo | 74% |
| Knox County, TX | 30 mi | $56,667 | $521/mo | 77% |
| Stonewall County, TX | 30 mi | $56,875 | $613/mo | 85% |
| Throckmorton County, TX | 30 mi | $59,216 | $878/mo | 68% |
| Jones County, TX | 31 mi | $59,464 | $866/mo | 80% |
| Shackelford County, TX | 37 mi | $73,047 | $718/mo | 79% |
| King County, TX | 42 mi | $46,645 | n/a | 59% |
Haskell County residents: age, schooling, coverage
Degree holders: 23% of adults over 25. 16.2% of residents have no health coverage.
| People and households | Haskell County | Texas | Median county |
|---|---|---|---|
| Median age | 43.1 | 35.6 | 41.5 |
| Bachelor's or higher | 22.8% | 33.8% | 22.2% |
| No high school diploma | 13.3% | 14.0% | n/a |
| No health insurance | 16.2% | 17.1% | 7.8% |
| No vehicle | 3.3% | 5.4% | 5.4% |
| Work from home | 7.7% | 14.4% | 8.7% |
| Poverty rate | 16.6% | 13.8% | 13.2% |
| Unemployment (ACS) | 4.9% | 5.3% | 4.4% |
| One-way commute | Share of Haskell County workers |
|---|---|
| Under 15 min | 61.4% |
| 15 to 29 min | 17.7% |
| 30 to 44 min | 11.9% |
| 45 to 59 min | 5.6% |
| 60+ min | 3.4% |
Local borrowing considerations for Haskell County
Where the Haskell County numbers stand out, and why it matters for a loan:
- Uninsured care. 16% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- Repairs on manufactured housing. With 13% of homes here, compare a personal loan with any dealer or park repair program.
- Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).
Room for a loan payment in Haskell County
Here is the Haskell County median household run through a simple DTI check. Your numbers will differ.
- $60,653 a year is $5,054 of gross monthly income
- Housing at the median rent of $782 uses 15%
- 35% debt-to-income limit: $987 left for all other debt payments
- With a 45% ceiling, about $1,492 remains for car, card, student and any new loan payments
Two-income households and single earners in Haskell County land in very different places on this math, so run it for your own budget.
Texas rules that apply in Haskell County
Licensing happens at the state level, so a lender working with Haskell County borrowers answers to the Texas Department of Banking. The Office of Consumer Credit Commissioner handles consumer-credit questions as well. Problems with a lender can also go to the CFPB. The Texas guide covers state rules in more detail.
Steps before you apply in Haskell County
A short checklist for Haskell County borrowers:
- Write down what the expense costs; a smaller loan costs less.
- Prequalify with soft pulls where offered, then compare in writing.
- Check the license, then the reviews, then the offer.
- Lock paid-off cards after consolidating so balances stay at zero.
Related local guides
The Texas guide covers the whole state.
Frequently asked questions
How much do households in Haskell County earn?
The median is $60,653; 25% earn $100,000 or more and 28% under $35,000. A lender uses your own documented income, not this figure.
What do renters pay in Haskell County?
$782 a month at the median, about 15% of median household income.
I own my home in Haskell County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 74% of homes owner-occupied here, many readers can compare both in writing.
Which towns does the Haskell County guide cover?
Every community in the county, unincorporated areas included. The largest of its 6 Census places: Stamford, Haskell, Rule, Weinert, Rochester.
Does living in Haskell County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Haskell County resident as anyone. Lenders decide under fair-lending law.