1st Advantage MortgageAbout 84% of Juab County homes are owner-occupied, and the median household income is $101,786. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Juab County, UT: the basics
- Employment and commuting in Juab County
- Income in Juab County compared with Utah
- Juab County housing compared with Utah
- The counties around Juab County
- The communities that make up Juab County
- More Juab County figures
- Local borrowing considerations for Juab County
- Budget math at the Juab County median
- Checking a lender's license in Utah
- A Juab County borrower's checklist
- Related local guides
- Frequently asked questions
Juab County, UT: the basics
With an estimated 12,586 residents (ACS 2020 to 2024), Juab County ranks 20th of 29 in Utah for population. It covers 3,392 square miles of land, or about 4 people per square mile. It is one of the counties that make up the Provo-Orem-Lehi, UT metropolitan statistical area (OMB, 2023). Nephi is the biggest of its 5 Census places, at roughly 6,885 people (55% of the county total).
Employment and commuting in Juab County
The biggest employer of Juab County residents, by industry, is education and health care at 24% of workers, followed by manufacturing (14%). The sharpest difference from the state is in construction, at 13% locally and 8% for Utah. The survey's unemployment rate for Juab County averages 2.2% over 2020 to 2024 (state: 3.6%). Long commutes are common here: 20% of workers spend 45 minutes or longer getting to work.
| Where residents work | Juab County | Difference from Utah |
|---|---|---|
| Education and health care | 24.4% | +1.9 pts |
| Manufacturing | 14.0% | +3.8 pts |
| Construction | 13.2% | +5.1 pts |
| Retail trade | 9.4% | -2.0 pts |
| Professional and administrative services | 7.7% | -5.5 pts |
| Arts, lodging and food service | 6.5% | -1.7 pts |
If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.
Income in Juab County compared with Utah
At $101,786, the typical Juab County household income is 55% above the median U.S. county ($65,681). That places it 6th among Utah's 29 county-level areas.
| Household income | Juab County | vs Utah |
|---|---|---|
| Under $35,000 | 15.3% | +1.2 pts |
| $35,000 to $99,999 | 33.2% | -5.3 pts |
| $100,000 to $199,999 | 41.8% | +8.3 pts |
| $200,000 or more | 9.8% | -4.1 pts |
The spread is wide: 52% of Juab County households make $100,000 or more, and 15% make less than $35,000. 6.9% of residents fall below the federal poverty line (statewide: 8.5%). If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Juab County median.
Juab County housing compared with Utah
Median gross rent, utilities included, comes to $907 in Juab County versus $1,496 statewide. By the Census definition, 27% of Juab County renters are cost-burdened. Home values center on $425,400, or 4.2 years of median income. Owners occupy 84% of homes. Half the housing stock was built before 1982.
| Cost | Juab County | Utah figure | Median county, U.S. |
|---|---|---|---|
| Median gross rent | $907/mo | $1,496/mo | $877/mo |
| Median home value | $425,400 | $489,400 | $185,300 |
| Owners | 84% | 70% | 75% |
| Rent-burdened renters | 27% | 47% | 45% |
| Burdened owners | 25% | 25% | n/a |
| Mobile homes | 2.1% | 2.9% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
The counties around Juab County
Distances run center to center, from Tooele County at 55 miles out to Sevier County at 85. Income ranges from $70,083 in Sanpete County to $106,587 in Tooele County; 1 of these neighbors top Juab County's median.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Juab County | - | $101,786 | $907/mo | 84% |
| Tooele County, UT | 55 mi | $106,587 | $1,189/mo | 82% |
| Millard County, UT | 55 mi | $73,639 | $882/mo | 82% |
| Utah County, UT | 66 mi | $100,671 | $1,541/mo | 68% |
| Sanpete County, UT | 69 mi | $70,083 | $954/mo | 74% |
| Salt Lake County, UT | 80 mi | $97,494 | $1,592/mo | 66% |
| Sevier County, UT | 85 mi | $74,884 | $912/mo | 78% |
The communities that make up Juab County
The table lists the 5 largest of 5 Census places in Juab County, by population. Together all 5 hold about 11,300 people, so roughly 10% of residents live outside any named place. Incomes vary by place: $115,179 at the median in Mona, $74,028 in Eureka. Rent is cheapest in Rocky Ridge ($756) and steepest in Eureka ($1,071). Live in one of these Juab County communities, or between them? This is your local guide.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Nephi | city | 6,885 | $106,108 | $1,007 | 51 mi |
| Mona | city | 1,674 | $115,179 | n/a | 51 mi |
| Rocky Ridge | town | 1,060 | $95,625 | $756 | 53 mi |
| Levan | town | 853 | $82,969 | n/a | 51 mi |
| Eureka | city | 828 | $74,028 | $1,071 | 40 mi |
More Juab County figures
Degree holders: 20% of adults over 25. 6.5% of residents have no health coverage.
| Juab County | Utah | U.S. county median | |
|---|---|---|---|
| Median age | 30.6 | 32.0 | 41.5 |
| Bachelor's or higher | 20.0% | 37.7% | 22.2% |
| No high school diploma | 5.8% | 6.6% | n/a |
| No health insurance | 6.5% | 8.4% | 7.8% |
| No vehicle | 3.4% | 4.1% | 5.4% |
| Work from home | 10.4% | 17.6% | 8.7% |
| Poverty rate | 6.9% | 8.5% | 13.2% |
| Unemployment (ACS) | 2.2% | 3.6% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 47.1% |
| 15 to 29 min | 17.1% |
| 30 to 44 min | 15.4% |
| 45 to 59 min | 11.8% |
| 60+ min | 8.5% |
Local borrowing considerations for Juab County
Where the Juab County numbers stand out, and why it matters for a loan:
- Vehicle repairs. 20% of Juab County workers commute 45+ minutes, so a breakdown can cost a paycheck. Get two written estimates.
- Strong incomes, long terms. 52% of Juab County households earn $100,000+. The risk is a term that outlasts the need.
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
Budget math at the Juab County median
The debt-to-income ratio is the main affordability test lenders use. Applied to Juab County's medians:
- Monthly gross at the median, Juab County: $8,482
- Housing at the median rent of $907 uses 11%
- $2,062: what a 35% ratio leaves once rent is paid
- At 45%, room after rent is $2,910 a month
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
Checking a lender's license in Utah
The Utah Department of Financial Institutions is the place to verify any lender's Utah license. The Consumer Financial Protection Bureau accepts complaints nationwide. Statewide data and rules: Utah guide.
A Juab County borrower's checklist
Four checks before you sign anything:
- Get a written quote for whatever you are paying for in Juab County.
- Collect three written offers and compare APR and total repaid.
- Look the lender up with the state regulator first.
- Never pay a fee up front to get a loan.
Related local guides
The Utah guide covers the whole state.
Frequently asked questions
What is the median household income in Juab County?
$101,786 a year in the 2020 to 2024 Census survey, versus $95,166 for Utah. It ranks 6th of 29 in the state.
How does Juab County rent compare with Utah?
$907 locally versus $1,496 for the state, 39% below.
I live in a small Juab County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Nephi, Mona, Rocky Ridge, Levan, Eureka.
Can Juab County residents use the questionnaire?
Yes. It asks the same questions in every Utah county, lists every requirement up front and does not affect your credit score.
Is there a Juab County office that licenses lenders?
No, licensing is statewide. In Utah it is the Utah Department of Financial Institutions.