1st Advantage MortgageMedian rent in Utah County is $1,541 a month against a median household income of $100,671, about 18% of income (ACS 2020-24). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Utah before sharing details.
On this page
- First look: Utah County, UT
- Renting and owning in Utah County
- The Utah County job picture
- The $100,671 median and what sits around it
- Utah County against other Utah counties
- The communities that make up Utah County
- Utah County, Wasatch County and other neighbors
- Before borrowing in Utah County
- More Utah County figures
- $8,389 a month: the Utah County median budget
- Who licenses lenders for Utah County residents
- Checklist for Utah County applicants
- Other Utah guides
- Frequently asked questions
First look: Utah County, UT
The latest five-year Census estimate puts Utah County's population at 705,400; only 1 of Utah's 29 county-level areas are larger. Land area is 2,004 square miles (2024 Gazetteer), so density runs near 352 per square mile. The federal metro definitions (OMB, July 2023) place it in the Provo-Orem-Lehi, UT metropolitan area. Of the 32 Census places inside Utah County, Provo leads by population with about 114,766; 24 of the 32 are incorporated.
Renting and owning in Utah County
A typical Utah County rental runs $1,541 a month including utilities, which is 3% above Utah. By the Census definition, 45% of Utah County renters are cost-burdened. With a median value of $538,700, a typical Utah County house costs 5.4 times what the median household earns in a year. Homeowners 68%, renters 32%. Median construction year: 2001.
| Utah County | Utah | Difference | |
|---|---|---|---|
| Rent-burdened renters | 45% | 47% | -2.0 pts |
| Owners | 68% | 70% | -2.0 pts |
| Median home value | $538,700 | $489,400 | 10% higher |
| Median gross rent | $1,541/mo | $1,496/mo | 3% higher |
| Burdened owners | 25% | 25% | +0.2 pts |
The Utah County job picture
The biggest employer of Utah County residents, by industry, is education and health care at 25% of workers, followed by professional and administrative services (16%). The sharpest difference from the state is in professional and administrative services, at 16% locally and 13% for Utah. Unemployment in Utah County, ACS five-year: 3.8%; Utah: 3.6%. About 65% drive to work alone and 12% have trips of 45 minutes or more. No car: 2.7% of Utah County households.
| Industry | Share of Utah County workers | vs Utah |
|---|---|---|
| Education and health care | 25.0% | +2.5 pts |
| Professional and administrative services | 16.0% | +2.9 pts |
| Retail trade | 11.8% | +0.4 pts |
| Manufacturing | 8.9% | -1.4 pts |
| Construction | 8.3% | +0.2 pts |
| Arts, lodging and food service | 7.7% | -0.4 pts |
Self-employed in Utah County? Two years of tax returns usually stand in for pay stubs.
The $100,671 median and what sits around it
The median household income in Utah County is $100,671; statewide it is $95,166, so Utah County runs 6% above Utah as a whole.
| Household income | Utah County | vs Utah |
|---|---|---|
| Under $35,000 | 12.2% | -1.8 pts |
| $35,000 to $99,999 | 37.4% | -1.2 pts |
| $100,000 to $199,999 | 35.0% | +1.5 pts |
| $200,000 or more | 15.3% | +1.4 pts |
About 12% of households earn under $35,000, while 50% clear $100,000. 8.7% of residents fall below the federal poverty line (statewide: 8.5%). The Gini index of income inequality is 0.418 (0 is perfect equality). None of these numbers decides a Utah County application. Lenders weigh your own documented income against your own debts.
Utah County against other Utah counties
- The housing vacancy rate: 4% in Utah County, the lowest of 29 in Utah. Few vacant units can mean a tight housing market.
- On median age, Utah County sits near the bottom of Utah at 25.8, the lowest of 29. A young county means many first-time borrowers; read every fee line.
- Few Utah counties match Utah County on population: 705,400 here, 3,392,331 for the state, ranking 2nd highest of 29. A big county has more local lenders, so shopping around is easier.
The communities that make up Utah County
698,300 of Utah County's 705,400 residents live in its 32 Census places (99%); the 14 largest are listed. Highland ($186,075) and Provo ($64,171) mark the top and bottom of Utah County's income range among larger places. Rent is cheapest in Lake Shore ($1,117) and steepest in Alpine ($3,501). Linked names have their own city guide; this page covers every other Utah County community.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Provo | city | 114,766 | $64,171 | $1,193 | 9 mi |
| Orem | city | 97,182 | $83,342 | $1,438 | 12 mi |
| Lehi | city | 85,173 | $131,299 | $1,964 | 23 mi |
| Eagle Mountain | city | 53,290 | $113,648 | $2,020 | 23 mi |
| Saratoga Springs | city | 48,425 | $128,802 | $2,256 | 20 mi |
| Spanish Fork | city | 44,946 | $104,844 | $1,489 | 1 mi |
| Pleasant Grove | city | 37,852 | $101,073 | $1,689 | 18 mi |
| American Fork | city | 37,109 | $98,878 | $1,697 | 19 mi |
| Springville | city | 35,849 | $89,816 | $1,572 | 4 mi |
| Payson | city | 23,039 | $89,905 | $1,549 | 7 mi |
| Highland | city | 20,119 | $186,075 | $2,166 | 22 mi |
| Santaquin | city | 16,436 | $99,837 | $1,397 | 12 mi |
| Vineyard | town | 14,446 | $103,380 | $1,834 | 14 mi |
| Mapleton | city | 13,114 | $133,142 | $1,386 | 5 mi |
Utah County, Wasatch County and other neighbors
The six counties whose centers lie closest to Utah County's, from 31 to 66 miles away. 3 of the six report a higher median household income than Utah County; Summit County is highest at $138,114 and Carbon County lowest at $58,377.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| Utah County | - | $100,671 | $1,541/mo | 68% |
| Wasatch County, UT | 31 mi | $117,608 | $2,000/mo | 80% |
| Salt Lake County, UT | 40 mi | $97,494 | $1,592/mo | 66% |
| Sanpete County, UT | 52 mi | $70,083 | $954/mo | 74% |
| Summit County, UT | 64 mi | $138,114 | $1,987/mo | 80% |
| Carbon County, UT | 65 mi | $58,377 | $870/mo | 68% |
| Juab County, UT | 66 mi | $101,786 | $907/mo | 84% |
Before borrowing in Utah County
Based on the Utah County data above, these borrowing questions are most likely to matter locally.
- Six-figure budgets. For the 50% earning $100,000 or more, lifestyle creep, not approval, is the usual problem.
- Rent at $1,541. With 45% burdened, a short term and small amount keep risk down.
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
More Utah County figures
44% of Utah County adults 25 and older hold a bachelor's degree or more. Uninsured, Utah County: 7.5%; Utah: 8.4%.
| People and households | Utah County | Compared with Utah | Compared with median county |
|---|---|---|---|
| Median age | 25.8 | -6.2 yrs | -15.7 yrs |
| Bachelor's or higher | 44.4% | +6.7 pts | +22.2 pts |
| No high school diploma | 4.9% | -1.7 pts | n/a |
| No health insurance | 7.5% | -0.9 pts | -0.3 pts |
| No vehicle | 2.7% | -1.4 pts | -2.7 pts |
| Work from home | 19.0% | +1.4 pts | +10.4 pts |
| Poverty rate | 8.7% | +0.2 pts | -4.5 pts |
| Unemployment (ACS) | 3.8% | +0.2 pts | -0.7 pts |
| Commute length | Utah County |
|---|---|
| Under 15 min | 33.3% |
| 15 to 29 min | 37.0% |
| 30 to 44 min | 17.8% |
| 45 to 59 min | 6.5% |
| 60+ min | 5.4% |
$8,389 a month: the Utah County median budget
Utah County's $100,671 median income, run through a debt-to-income check:
- Start: $8,389 gross per month ($100,671 / 12)
- Housing at the median rent of $1,541 uses 18%
- With a 43% ceiling, about $2,066 remains for car, card, student and any new loan payments
A household below the $100,671 median has less room than this, often none.
Who licenses lenders for Utah County residents
Before sharing details with a lender, a Utah County resident can confirm its license with the Utah Department of Financial Institutions. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. State-level detail for Utah County borrowers is in the Utah guide.
Checklist for Utah County applicants
Steps that save money for Utah County residents:
- Know the exact dollar figure you need before talking to a lender.
- Collect three written offers and compare APR and total repaid.
- Only work with lenders licensed for Utah borrowers.
- Confirm the first due date before setting up autopay.
Other Utah guides
More local guides:
Frequently asked questions
Where does Utah County rank on income in Utah?
7th of 29, with a median of $100,671. The state median is $95,166.
Is Utah County expensive for renters?
Median rent is $1,541 against $1,496 statewide, and 45% of renter households are cost-burdened.
Is Sundance covered?
Yes. Sundance is one of 32 Census places in Utah County, and this guide covers all of them.
Can Utah County residents use the questionnaire?
Yes. It asks the same questions in every Utah county, lists every requirement up front and does not affect your credit score.
Who do I complain to about a lender in Utah County?
Start with the Utah Department of Financial Institutions, then the CFPB complaint portal. Keep copies of every message.