1st Advantage MortgageMedian rent in Kewaunee County is $847 a month against a median household income of $82,725, about 12% of income (ACS 2020-24). For a Kewaunee County borrower, the useful steps are the same anywhere: price the need, gather three written offers, and check the Wisconsin license.
On this page
- Getting oriented in Kewaunee County
- Kewaunee County's most unusual numbers
- Homes and rents, Kewaunee County
- Kewaunee County industries and commutes
- Paychecks and income spread in Kewaunee County
- Places inside Kewaunee County
- The counties around Kewaunee County
- Room for a loan payment in Kewaunee County
- Age, degrees and coverage in Kewaunee County
- What the numbers mean for Kewaunee County borrowers
- Licensing and complaints for Kewaunee County
- Four steps for Kewaunee County borrowers
- Beyond Kewaunee County
- Frequently asked questions
Getting oriented in Kewaunee County
With an estimated 20,664 residents (ACS 2020 to 2024), Kewaunee County ranks 52nd of 72 in Wisconsin for population. Packed into 342 square miles, that is close to 60 residents for every square mile of land. Kewaunee County counts toward the Green Bay, WI metro in the 2023 OMB delineation, so regional figures for Green Bay, WI include it. The Census Bureau counts 4 places in the county (4 incorporated, 0 census-designated); the largest is Algoma, with about 3,228 residents, or 16% of the county.
Kewaunee County's most unusual numbers
Ranked against the other 71 county-level areas in Wisconsin, these are the Kewaunee County figures furthest from the middle.
- Few Wisconsin counties match Kewaunee County on the ACS unemployment rate: 1.5% here, 3.2% for the state, ranking the lowest of 72. Low unemployment does not lower your rate; your credit does.
- Kewaunee County ranks 3rd highest of 72 Wisconsin counties for homeownership: 86%, against 68% statewide. Most households here own, so home equity is often an alternative to weigh.
- Kewaunee County ranks 4th lowest of 72 Wisconsin counties for households without a vehicle: 2.8%, against 6.4% statewide. Car ownership is close to universal, and so are repair bills.
- The poverty rate: 7.6% in Kewaunee County. Only 7 of 72 Wisconsin counties are lower. Even here, a fee-first loan offer is a scam.
Homes and rents, Kewaunee County
$847 a month is the median gross rent in Kewaunee County, 22% below the state. About 4 in 10 Kewaunee County renters pay 30% or more of income for rent. Median value $222,200; median income $82,725; ratio 2.7. 86% of Kewaunee County households own their home and 14% rent.
| Measure | Kewaunee County | Wisconsin | Gap |
|---|---|---|---|
| Owners | 86% | 68% | +18.6 pts |
| Rent-burdened renters | 35% | 44% | -8.4 pts |
| Median gross rent | $847/mo | $1,087/mo | 22% lower |
| Burdened owners | 21% | 22% | -1.7 pts |
| Median home value | $222,200 | $266,500 | 17% lower |
| Mobile homes | 3.9% | 3.1% | +0.9 pts |
| Vacant units | 11% | 11% | 0.0 pts |
Because most Kewaunee County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Kewaunee County industries and commutes
Education and health care (23%), manufacturing (20%) and retail trade (9%) lead Kewaunee County's job mix. The sharpest difference from the state is in agriculture, forestry and mining, at 6% locally and 2% for Wisconsin. 1.5% of Kewaunee County's labor force reported being unemployed, averaged across 2020 to 2024. 33% of Kewaunee County workers get to work in under 15 minutes, while 12% need 45 or more.
| Top industries | Kewaunee County share | +/- vs Wisconsin |
|---|---|---|
| Education and health care | 22.8% | -0.6 pts |
| Manufacturing | 20.4% | +2.5 pts |
| Retail trade | 8.7% | -2.4 pts |
| Construction | 8.4% | +2.1 pts |
| Transportation, warehousing and utilities | 6.6% | +1.6 pts |
| Professional and administrative services | 6.6% | -2.9 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
Paychecks and income spread in Kewaunee County
At $82,725, the typical Kewaunee County household income is 26% above the median U.S. county ($65,681).
| Households earning | Kewaunee County | +/- vs Wisconsin |
|---|---|---|
| Under $35,000 | 16.2% | -4.0 pts |
| $35,000 to $99,999 | 44.8% | +2.8 pts |
| $100,000 to $199,999 | 32.2% | +3.8 pts |
| $200,000 or more | 6.7% | -2.6 pts |
About 16% of households earn under $35,000, while 39% clear $100,000. The poverty rate is 7.6%, 3 points lower than the state's 10.6%. Gini index for Kewaunee County: 0.399. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Kewaunee County median.
Places inside Kewaunee County
4 Census places fall mainly inside Kewaunee County; the 4 biggest are below. They account for 9,332 residents, leaving about 55% of the county in unincorporated, unnamed areas. Gap between richest and poorest larger place: $42,388, Casco over Algoma. Rent is cheapest in Kewaunee ($735) and steepest in Luxemburg ($896). This guide covers each of the 4 places and the rural areas around them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Algoma | city | 3,228 | $64,487 | $809 | 0 mi |
| Kewaunee | city | 2,806 | $82,028 | $735 | 10 mi |
| Luxemburg | village | 2,737 | $77,500 | $896 | 13 mi |
| Casco | village | 561 | $106,875 | $746 | 9 mi |
The counties around Kewaunee County
The six counties whose centers lie closest to Kewaunee County's, from 28 to 52 miles away. Calumet County leads the group on income ($88,810), Manitowoc County trails ($69,148), and Kewaunee County out-earns 4 of the six.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Kewaunee County | - | $82,725 | $847/mo | 86% |
| Brown County, WI | 28 mi | $79,649 | $1,031/mo | 66% |
| Manitowoc County, WI | 32 mi | $69,148 | $797/mo | 77% |
| Door County, WI | 39 mi | $74,795 | $1,086/mo | 78% |
| Oconto County, WI | 46 mi | $75,049 | $791/mo | 85% |
| Outagamie County, WI | 52 mi | $85,069 | $1,057/mo | 71% |
| Calumet County, WI | 52 mi | $88,810 | $1,073/mo | 80% |
Room for a loan payment in Kewaunee County
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Kewaunee County household at the medians it works out like this; treat it as an illustration only.
- $82,725 a year is $6,894 of gross monthly income
- Median rent: $847, or 12 cents of every gross dollar
- $1,635: what a 36% ratio leaves once rent is paid
- 43% debt-to-income limit: $2,117 left for all other debt payments
These are gross figures; take-home pay in Kewaunee County will be lower after taxes and deductions.
Age, degrees and coverage in Kewaunee County
22% of Kewaunee County adults 25 and older hold a bachelor's degree or more. 3.9% of residents have no health coverage.
| Measure | Kewaunee County | Gap to Wisconsin | Gap to typical U.S. county |
|---|---|---|---|
| Median age | 44.6 | +4.4 yrs | +3.1 yrs |
| Bachelor's or higher | 21.9% | -11.5 pts | -0.2 pts |
| No high school diploma | 5.5% | -0.9 pts | n/a |
| No health insurance | 3.9% | -1.4 pts | -4.0 pts |
| No vehicle | 2.8% | -3.6 pts | -2.6 pts |
| Work from home | 10.2% | -2.9 pts | +1.5 pts |
| Poverty rate | 7.6% | -3.0 pts | -5.6 pts |
| Unemployment (ACS) | 1.5% | -1.8 pts | -2.9 pts |
| Trip time | Share |
|---|---|
| Under 15 min | 33.2% |
| 15 to 29 min | 28.5% |
| 30 to 44 min | 26.2% |
| 45 to 59 min | 7.5% |
| 60+ min | 4.6% |
What the numbers mean for Kewaunee County borrowers
Based on the Kewaunee County data above, these borrowing questions are most likely to matter locally.
- Advance-fee offers. No legitimate lender asks a Kewaunee County borrower to pay first (scam signs).
- Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.
- Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
Licensing and complaints for Kewaunee County
The Wisconsin Department of Financial Institutions is the place to verify any lender's Wisconsin license. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. The Wisconsin guide covers state rules in more detail.
Four steps for Kewaunee County borrowers
A short checklist for Kewaunee County borrowers:
- Know the exact dollar figure you need before talking to a lender.
- Ask each lender for the APR and all fees in writing.
- Check the license, then the reviews, then the offer.
- Ask about early-payoff penalties.
Beyond Kewaunee County
No city in Kewaunee County has its own guide yet; the state page is next up.
Frequently asked questions
What does a typical Kewaunee County household make?
About $82,725 a year at the median (ACS 2020-24), 7% above the Wisconsin median.
What is the median rent in Kewaunee County, WI?
$847 a month, utilities included, or $10,164 a year.
What are the biggest places in Kewaunee County?
By population: Algoma, Kewaunee, Luxemburg, Casco. The county has 4 Census places in all.
Can Kewaunee County residents use the questionnaire?
Yes. It asks the same questions in every Wisconsin county, lists every requirement up front and does not affect your credit score.
Where can someone in Kewaunee County check a lender's license?
With the Wisconsin Department of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.