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Wyoming

Personal loans for Washakie County, WY residents

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

The median Washakie County household earns $65,714, and 9% of residents live below the poverty line. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. A quick profile of Washakie County
  2. What Washakie County households earn
  3. How Washakie County residents earn a living
  4. Washakie County housing compared with Wyoming
  5. The communities that make up Washakie County
  6. Regional comparison for Washakie County
  7. Washakie County households compared
  8. What the numbers mean for Washakie County borrowers
  9. A Washakie County household budget, worked through
  10. Steps before you apply in Washakie County
  11. Licensing and complaints for Washakie County
  12. Related local guides
  13. Frequently asked questions

A quick profile of Washakie County

7,703Population (ACS 2020-24)
$65,714Median household income
$720/moMedian gross rent
$206,000Median home value
74%Owner-occupied homes
9%Below the poverty line
2,239 sq miLand area
44.4Median age

Roughly 7,703 residents live in Washakie County, Wyoming, 19th by population among the state's 23 counties and county equivalents. It covers 2,239 square miles of land, or about 3 people per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. The Census Bureau counts 2 places in the county (2 incorporated, 0 census-designated); the largest is Worland, with about 4,794 residents, or 62% of the county. Small populations mean wide margins of error, so read every Washakie County figure on this page as a rough guide.

What Washakie County households earn

Washakie County households have a median income of $65,714 (ACS 2020 to 2024), which ranks 16th of 23 in Wyoming.

Yearly household incomeWashakie CountyGap to Wyoming
Under $35,00026.0%+4.3 pts
$35,000 to $99,99942.8%+1.5 pts
$100,000 to $199,99925.8%-2.7 pts
$200,000 or more5.4%-3.1 pts

About 26% of households earn under $35,000, while 31% clear $100,000. The poverty rate is 8.8%, 2 points lower than the state's 10.5%. Income inequality, measured by the Gini index, comes to 0.424 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Washakie County median.

How Washakie County residents earn a living

By the Census industry count, 22% of employed Washakie County residents work in education and health care and 14% in agriculture, forestry and mining. Compared with Wyoming, the county leans toward agriculture, forestry and mining (14% against 9%). ACS puts five-year average unemployment at 2.7% in Washakie County. Long commutes are the exception here: 9% of workers spend 45 minutes or longer getting to work. 3.2% of households have no vehicle.

SectorWashakie CountyCompared with Wyoming
Education and health care22.4%-2.1 pts
Agriculture, forestry and mining14.0%+4.8 pts
Retail trade10.6%-0.3 pts
Manufacturing9.1%+4.6 pts
Construction8.3%-0.2 pts
Other services8.2%+3.2 pts

Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Washakie County should have bank statements and tax returns ready.

Washakie County housing compared with Wyoming

A typical Washakie County rental runs $720 a month including utilities, which is 27% below Wyoming. By the Census definition, 44% of Washakie County renters are cost-burdened. Home values center on $206,000, or 3.1 years of median income. The ownership rate is 74%.

CostWashakie CountyWyoming figureMedian county, U.S.
Median gross rent$720/mo$992/mo$877/mo
Median home value$206,000$309,700$185,300
Owners74%72%75%
Rent-burdened renters44%43%45%
Burdened owners27%26%n/a
Mobile homes7.0%11.5%n/a
Vacant units12%12%n/a

Because most Washakie County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.

The communities that make up Washakie County

The table lists the 2 largest of 2 Census places in Washakie County, by population. Together all 2 hold about 5,033 people, so roughly 35% of residents live outside any named place. This guide covers each of the 2 places and the rural areas around them.

PlaceTypePopulationMedian incomeMedian rentFrom county center
Worlandcity4,794$63,357$70318 mi
Ten Sleeptown239$46,875$75015 mi

Regional comparison for Washakie County

Six nearby counties, 40 to 77 miles away by the straight-line distance between their centers. Natrona County leads the group on income ($72,156), Hot Springs County trails ($61,250), and Washakie County out-earns 4 of the six.

Nearby countyCenter to centerHousehold incomeGross rentOwner-occupied
Washakie County-$65,714$720/mo74%
Hot Springs County, WY40 mi$61,250$887/mo73%
Big Horn County, WY47 mi$62,101$823/mo76%
Johnson County, WY55 mi$64,871$1,029/mo82%
Sheridan County, WY74 mi$71,388$939/mo71%
Fremont County, WY74 mi$64,904$898/mo70%
Natrona County, WY77 mi$72,156$1,016/mo74%

Washakie County households compared

24% of Washakie County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 12.8%, against 11.3% for Wyoming.

IndicatorWashakie CountyAll of WyomingU.S. county median
Median age44.439.141.5
Bachelor's or higher23.5%30.6%22.2%
No high school diploma8.4%5.8%n/a
No health insurance12.8%11.3%7.8%
No vehicle3.2%4.1%5.4%
Work from home8.2%9.4%8.7%
Poverty rate8.8%10.5%13.2%
Unemployment (ACS)2.7%3.7%4.4%
Trip timeShare
Under 15 min73.8%
15 to 29 min13.9%
30 to 44 min3.1%
45 to 59 min3.7%
60+ min5.5%

What the numbers mean for Washakie County borrowers

What the Washakie County figures suggest, and what to check first:

  • Hospital bills in Washakie County. For the 13% of residents without coverage, the provider's charity-care program comes before any loan (details).
  • Requirements. Lenders weigh credit history, documented income and existing debt (what to gather).
  • Credit reports. Pull free reports at AnnualCreditReport.com and dispute errors before applying.

A Washakie County household budget, worked through

The debt-to-income ratio is the main affordability test lenders use. Applied to Washakie County's medians:

  • Median income divided by twelve: $5,476 before taxes
  • Housing at the median rent of $720 uses 13%
  • With a 35% ceiling, about $1,197 remains for car, card, student and any new loan payments
  • 45% debt-to-income limit: $1,744 left for all other debt payments

Two-income households and single earners in Washakie County land in very different places on this math, so run it for your own budget.

Steps before you apply in Washakie County

Four checks before you sign anything:

  • Write down what the expense costs; a smaller loan costs less.
  • Prequalify with soft pulls where offered, then compare in writing.
  • Look the lender up with the state regulator first.
  • Lock paid-off cards after consolidating so balances stay at zero.

Licensing and complaints for Washakie County

Consumer lenders serving Washakie County are licensed by the state, not the county; in Wyoming that is the Wyoming Division of Banking. Problems with a lender can also go to the CFPB. Statewide data and rules: Wyoming guide.

The Wyoming guide covers the whole state.

Frequently asked questions

Is Washakie County a high-income county?

Its $65,714 median ranks 16th of 23 Wyoming counties and compares with $65,681 for the median U.S. county.

Is Washakie County expensive for renters?

Median rent is $720 against $992 statewide, and 44% of renter households are cost-burdened.

I own my home in Washakie County. Personal loan or HELOC?

A HELOC uses the house as collateral; a personal loan usually does not. With 74% of homes owner-occupied here, many readers can compare both in writing.

Does this page cover Worland?

Yes, along with the other 1 Census place in Washakie County, such as Ten Sleep.

Can Washakie County residents use the questionnaire?

Yes. It asks the same questions in every Wyoming county, lists every requirement up front and does not affect your credit score.

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