Check my match
Louisiana

Plaquemines Parish, LA personal loans: what the local numbers say

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

In Plaquemines Parish, Louisiana, the typical household earns $86,315 a year and the typical rent is $1,573. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Plaquemines Parish by the numbers
  2. What Plaquemines Parish households earn
  3. Work, industries and travel time in Plaquemines Parish
  4. Housing costs in Plaquemines Parish
  5. Plaquemines Parish and the counties next door
  6. The communities that make up Plaquemines Parish
  7. Debt-to-income at Plaquemines Parish's medians
  8. Plaquemines Parish households compared
  9. Before borrowing in Plaquemines Parish
  10. Who licenses lenders for Plaquemines Parish residents
  11. Four steps for Plaquemines Parish borrowers
  12. Related local guides
  13. Frequently asked questions

Plaquemines Parish by the numbers

22,803Population (ACS 2020-24)
$86,315Median household income
$1,573/moMedian gross rent
$282,900Median home value
76%Owner-occupied homes
13%Below the poverty line
781 sq miLand area
37.5Median age

Plaquemines Parish is home to about 22,803 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 38th most populous of 64 county-level areas in Louisiana. Spread over 781 square miles, that works out to roughly 29.2 residents per square mile. The federal metro definitions (OMB, July 2023) place it in the New Orleans-Metairie, LA metropolitan area. The Census Bureau counts 9 places in the county (0 incorporated, 9 census-designated); the largest is Belle Chasse, with about 10,934 residents, or 48% of the county.

What Plaquemines Parish households earn

Plaquemines Parish households have a median income of $86,315 (ACS 2020 to 2024), which ranks 3rd of 64 in Louisiana.

Households earningPlaquemines Parish+/- vs Louisiana
Under $35,00022.6%-8.1 pts
$35,000 to $99,99936.6%-2.8 pts
$100,000 to $199,99931.4%+9.3 pts
$200,000 or more9.4%+1.6 pts

About 23% of households earn under $35,000, while 41% clear $100,000. The poverty rate is 12.9%, 6 points lower than the state's 18.9%. For a borrower in Plaquemines Parish, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.

Work, industries and travel time in Plaquemines Parish

Education and health care employs 22% of working residents, the largest share; professional and administrative services is next with 13%. Compared with Louisiana, the county leans toward professional and administrative services (13% against 10%). Averaged over the five survey years, 4.2% of the labor force was out of work and looking. About 81% drive to work alone and 17% have trips of 45 minutes or more.

Top industriesPlaquemines Parish share+/- vs Louisiana
Education and health care22.1%-3.4 pts
Professional and administrative services13.3%+3.5 pts
Arts, lodging and food service9.8%+0.6 pts
Manufacturing9.3%+1.7 pts
Transportation, warehousing and utilities8.2%+2.3 pts
Public administration7.9%+2.4 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

Housing costs in Plaquemines Parish

A typical Plaquemines Parish rental runs $1,573 a month including utilities, which is 48% above Louisiana. 54% of renting households spend 30% or more of income on rent, and 29% spend half or more. With a median value of $282,900, a typical Plaquemines Parish house costs 3.3 times what the median household earns in a year. 76% of Plaquemines Parish households own their home and 24% rent. Median construction year: 1997.

MeasurePlaquemines ParishLouisianaMedian U.S. county
Median gross rent$1,573/mo$1,064/mo$877/mo
Median home value$282,900$216,500$185,300
Owners76%67%75%
Rent-burdened renters54%55%45%
Burdened owners24%28%n/a
Mobile homes28.2%12.6%n/a
Vacant units16%14%n/a

Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare). High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.

Plaquemines Parish and the counties next door

Distances run center to center, from Jefferson Parish at 32 miles out to Terrebonne Parish at 76. Income ranges from $56,631 in Orleans Parish to $80,897 in St. Charles Parish; none of these neighbors top Plaquemines Parish's median.

Adjacent areaHow farHH income (median)Rent (median)Owner share
Plaquemines Parish-$86,315$1,573/mo76%
Jefferson Parish, LA32 mi$65,252$1,190/mo63%
St. Bernard Parish, LA48 mi$58,651$1,082/mo70%
Lafourche Parish, LA51 mi$63,135$928/mo80%
Orleans Parish, LA57 mi$56,631$1,251/mo51%
St. Charles Parish, LA64 mi$80,897$1,210/mo82%
Terrebonne Parish, LA76 mi$64,836$1,065/mo75%

The communities that make up Plaquemines Parish

9 Census places fall mainly inside Plaquemines Parish; the 9 biggest are below. They account for 17,682 residents, leaving about 22% of the county in unincorporated, unnamed areas. Incomes vary by place: $115,012 at the median in Belle Chasse, $26,514 in Boothville. Live in one of these Plaquemines Parish communities, or between them? This is your local guide.

Place in countyStatusPopulation (ACS)Median HH incomeMonthly rentDistance from center
Belle ChasseCDP10,934$115,012$1,48547 mi
New Orleans StationCDP2,307$59,474$1,82546 mi
Port SulphurCDP1,593$52,289n/a18 mi
EmpireCDP988$47,083n/a11 mi
BurasCDP607$54,167n/a6 mi
BoothvilleCDP586$26,514n/a11 mi
Pointe a la HacheCDP288n/an/a24 mi
VeniceCDP259$66,989n/a13 mi
TriumphCDP120n/an/a7 mi

CDP: census-designated place, an unincorporated community mapped for statistics.

Debt-to-income at Plaquemines Parish's medians

How much room does a median Plaquemines Parish budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.

  • Monthly gross at the median, Plaquemines Parish: $7,193
  • Less median rent of $1,573, which is 22% of it
  • With a 35% ceiling, about $945 remains for car, card, student and any new loan payments
  • $1,664: what a 45% ratio leaves once rent is paid

Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.

Plaquemines Parish households compared

22% of Plaquemines Parish adults 25 and older hold a bachelor's degree or more. The uninsured rate is 6.5%, against 7.8% for Louisiana.

People and householdsPlaquemines ParishLouisianaMedian county
Median age37.538.041.5
Bachelor's or higher21.5%27.0%22.2%
No high school diploma12.4%12.7%n/a
No health insurance6.5%7.8%7.8%
No vehicle1.9%8.4%5.4%
Work from home5.9%8.1%8.7%
Poverty rate12.9%18.9%13.2%
Unemployment (ACS)4.2%6.3%4.4%
Minutes to workPlaquemines Parish workers
Under 15 min29.5%
15 to 29 min27.5%
30 to 44 min25.7%
45 to 59 min8.2%
60+ min9.1%

Before borrowing in Plaquemines Parish

Based on the Plaquemines Parish data above, these borrowing questions are most likely to matter locally.

  • 28% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
  • Higher earners. 41% of households clear $100,000; shop at least three lenders and pick the shortest term.
  • Renters under pressure. When 54% pay 30% or more for rent, the smallest loan that solves the problem is the right size.

Who licenses lenders for Plaquemines Parish residents

Consumer lenders serving Plaquemines Parish are licensed by the state, not the county; in Louisiana that is the Louisiana Office of Financial Institutions. Problems with a lender can also go to the CFPB. See the Louisiana state guide for the statewide picture.

Four steps for Plaquemines Parish borrowers

Quick steps for Plaquemines Parish:

  • Borrow the amount the job needs; extra cash adds interest.
  • Ask each lender for the APR and all fees in writing.
  • Verify the Louisiana license before giving out your Social Security number.
  • Read the final agreement; it must match the offer.

The Louisiana guide covers the whole state.

Frequently asked questions

What is the median household income in Plaquemines Parish?

$86,315 a year in the 2020 to 2024 Census survey, versus $60,756 for Louisiana. It ranks 3rd of 64 in the state.

How does Plaquemines Parish rent compare with Louisiana?

$1,573 locally versus $1,064 for the state, 48% above.

I own my home in Plaquemines Parish. Personal loan or HELOC?

A HELOC uses the house as collateral; a personal loan usually does not. With 76% of homes owner-occupied here, many readers can compare both in writing.

Which towns does the Plaquemines Parish guide cover?

Every community in the county, unincorporated areas included. The largest of its 9 Census places: Belle Chasse, New Orleans Station, Port Sulphur, Empire, Buras.

Does my county matter to the questionnaire?

Only your state does. Whether you live in Plaquemines Parish or elsewhere in Louisiana, the same rules apply.

CallCheck my match