1st Advantage MortgageTerrebonne Parish households have a median income of $64,836 and median rent of $1,065 a month (ACS 2020 to 2024). Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- Terrebonne Parish at a glance
- How Terrebonne Parish residents earn a living
- What Terrebonne Parish households earn
- Terrebonne Parish housing compared with Louisiana
- Terrebonne Parish and the counties next door
- Towns and communities in Terrebonne Parish
- A Terrebonne Parish household budget, worked through
- What the numbers mean for Terrebonne Parish borrowers
- People and households in Terrebonne Parish
- Before you sign
- Licensing and complaints for Terrebonne Parish
- More guides for Terrebonne Parish
- Frequently asked questions
Terrebonne Parish at a glance
Roughly 106,186 residents live in Terrebonne Parish, Louisiana, 14th by population among the state's 64 counties and county equivalents. Packed into 1,230 square miles, that is close to 86 residents for every square mile of land. It is one of the counties that make up the Houma-Bayou Cane-Thibodaux, LA metropolitan statistical area (OMB, 2023). The Census Bureau counts 9 places in the county (1 incorporated, 8 census-designated); the largest is Houma, with about 32,392 residents, or 31% of the county.
How Terrebonne Parish residents earn a living
The biggest employer of Terrebonne Parish residents, by industry, is education and health care at 22% of workers, followed by retail trade (15%). Agriculture, forestry and mining stands out: 9% of workers here, versus 3% statewide. Averaged over the five survey years, 4.7% of the labor force was out of work and looking. About 84% drive to work alone and 13% have trips of 45 minutes or more.
| Where residents work | Terrebonne Parish | Difference from Louisiana |
|---|---|---|
| Education and health care | 22.0% | -3.5 pts |
| Retail trade | 14.6% | +3.6 pts |
| Construction | 9.5% | +1.1 pts |
| Agriculture, forestry and mining | 8.6% | +5.5 pts |
| Arts, lodging and food service | 8.6% | -0.7 pts |
| Manufacturing | 7.8% | +0.3 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
What Terrebonne Parish households earn
The median household income in Terrebonne Parish is $64,836; statewide it is $60,756, so Terrebonne Parish runs 7% above Louisiana as a whole. That places it 19th among Louisiana's 64 county-level areas.
| Income band | Share in Terrebonne Parish | Difference from Louisiana |
|---|---|---|
| Under $35,000 | 26.6% | -4.2 pts |
| $35,000 to $99,999 | 43.5% | +4.1 pts |
| $100,000 to $199,999 | 24.0% | +1.9 pts |
| $200,000 or more | 6.0% | -1.8 pts |
Some 27% of households here live on less than $35,000 a year; 30% have six-figure incomes. Census counts 16.0% of Terrebonne Parish residents in poverty, against 18.9% across Louisiana. Income inequality, measured by the Gini index, comes to 0.465 here. For a borrower in Terrebonne Parish, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Terrebonne Parish housing compared with Louisiana
A typical Terrebonne Parish rental runs $1,065 a month including utilities. Rent takes 30% or more of income for 39% of renter households here. The median owner-occupied home is valued at $187,200, about 2.9 times the median household income. The ownership rate is 75%. Median construction year: 1983.
| Measure | Terrebonne Parish | Louisiana | Median U.S. county |
|---|---|---|---|
| Median gross rent | $1,065/mo | $1,064/mo | $877/mo |
| Median home value | $187,200 | $216,500 | $185,300 |
| Owners | 75% | 67% | 75% |
| Rent-burdened renters | 39% | 55% | 45% |
| Burdened owners | 29% | 28% | n/a |
Because most Terrebonne Parish households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Terrebonne Parish and the counties next door
Six nearby counties, 29 to 50 miles away by the straight-line distance between their centers. St. Charles Parish leads the group on income ($80,897), Assumption Parish trails ($51,423), and Terrebonne Parish out-earns 3 of the six.
| County | Miles | Median household income | Median rent | Homeownership |
|---|---|---|---|---|
| Terrebonne Parish | - | $64,836 | $1,065/mo | 75% |
| Lafourche Parish, LA | 29 mi | $63,135 | $928/mo | 80% |
| Assumption Parish, LA | 42 mi | $51,423 | $810/mo | 85% |
| St. Mary Parish, LA | 43 mi | $52,576 | $848/mo | 69% |
| St. James Parish, LA | 48 mi | $65,531 | $903/mo | 84% |
| St. Charles Parish, LA | 49 mi | $80,897 | $1,210/mo | 82% |
| Jefferson Parish, LA | 50 mi | $65,252 | $1,190/mo | 63% |
Towns and communities in Terrebonne Parish
9 Census places fall mainly inside Terrebonne Parish; the 9 biggest are below. They account for 74,075 residents, leaving about 30% of the county in unincorporated, unnamed areas. Presquille has the highest median household income on the list ($112,000) and Dulac the lowest ($38,750), counting places with at least 500 residents. Rent is cheapest in Dulac ($585) and steepest in Bourg ($1,347). Live in one of these Terrebonne Parish communities, or between them? This is your local guide.
| Community | Type | Residents | Household income (median) | Rent (median) | Distance |
|---|---|---|---|---|---|
| Houma | city | 32,392 | $58,194 | $1,058 | 19 mi |
| Bayou Cane | CDP | 21,253 | $74,350 | $1,101 | 21 mi |
| Schriever | CDP | 6,690 | $66,571 | $990 | 27 mi |
| Gray | CDP | 5,154 | $54,559 | $1,025 | 24 mi |
| Chauvin | CDP | 2,502 | $52,619 | $833 | 17 mi |
| Bourg | CDP | 2,239 | $69,094 | $1,347 | 21 mi |
| Presquille | CDP | 2,062 | $112,000 | n/a | 20 mi |
| Montegut | CDP | 1,266 | $57,076 | $1,021 | 19 mi |
| Dulac | CDP | 517 | $38,750 | $585 | 10 mi |
CDPs are unincorporated communities the Census Bureau defines for counting.
A Terrebonne Parish household budget, worked through
Terrebonne Parish at the medians, through a lender's eyes (what DTI means):
- $64,836 a year is $5,403 of gross monthly income
- Median rent: $1,065, or 20 cents of every gross dollar
- Under a 43% cap, $2,323 total minus rent leaves $1,258
If your rent is above $1,065, the room shrinks dollar for dollar.
What the numbers mean for Terrebonne Parish borrowers
The county's numbers point to a few situations that come up often for Terrebonne Parish borrowers.
- Manufactured homes. 15% of Terrebonne Parish housing units are mobile homes, and their repairs are often paid with unsecured loans. Get the quote in writing.
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
- Fraud. Gift cards, wire transfers or fees to unlock a loan mean walk away (report it).
People and households in Terrebonne Parish
19% of Terrebonne Parish adults 25 and older hold a bachelor's degree or more. The uninsured rate is 7.8%, against 7.8% for Louisiana.
| Indicator | Terrebonne Parish | All of Louisiana | U.S. county median |
|---|---|---|---|
| Median age | 38.0 | 38.0 | 41.5 |
| Bachelor's or higher | 18.7% | 27.0% | 22.2% |
| No high school diploma | 15.9% | 12.7% | n/a |
| No health insurance | 7.8% | 7.8% | 7.8% |
| No vehicle | 6.9% | 8.4% | 5.4% |
| Work from home | 3.3% | 8.1% | 8.7% |
| Poverty rate | 16.0% | 18.9% | 13.2% |
| Unemployment (ACS) | 4.7% | 6.3% | 4.4% |
| Commute length | Terrebonne Parish |
|---|---|
| Under 15 min | 36.0% |
| 15 to 29 min | 35.5% |
| 30 to 44 min | 15.7% |
| 45 to 59 min | 4.6% |
| 60+ min | 8.2% |
Before you sign
Before you apply, wherever you live in Terrebonne Parish:
- Get a written quote for whatever you are paying for in Terrebonne Parish.
- Prequalify with soft pulls where offered, then compare in writing.
- Verify the Louisiana license before giving out your Social Security number.
- Confirm the first due date before setting up autopay.
Licensing and complaints for Terrebonne Parish
Licensing happens at the state level, so a lender working with Terrebonne Parish borrowers answers to the Louisiana Office of Financial Institutions. Federal complaints: consumerfinance.gov. The Louisiana guide covers state rules in more detail.
More guides for Terrebonne Parish
The Louisiana guide covers the whole state.
Frequently asked questions
What is the median household income in Terrebonne Parish?
$64,836 a year in the 2020 to 2024 Census survey, versus $60,756 for Louisiana. It ranks 19th of 64 in the state.
What do renters pay in Terrebonne Parish?
$1,065 a month at the median, about 20% of median household income.
Which towns does the Terrebonne Parish guide cover?
Every community in the county, unincorporated areas included. The largest of its 9 Census places: Houma, Bayou Cane, Schriever, Gray, Chauvin.
Are Terrebonne Parish applicants treated differently?
No. Everyone answers the same questions and is screened on the same objective points; lending partners set their own criteria under fair-lending laws.
Where can someone in Terrebonne Parish check a lender's license?
With the Louisiana Office of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.