1st Advantage MortgageSitka City and Borough households have a median income of $101,727 and median rent of $1,341 a month (ACS 2020 to 2024). Whatever your own numbers, compare written offers on APR, fees and total cost, and verify the lender is licensed in Alaska before sharing details.
On this page
- Sitka City and Borough at a glance
- Household income in Sitka City and Borough
- Sitka City and Borough housing compared with Alaska
- How Sitka City and Borough residents earn a living
- Sitka City and Borough towns compared
- Sitka City and Borough next to its neighbors
- Room for a loan payment in Sitka City and Borough
- Who lives in Sitka City and Borough, in numbers
- What the numbers mean for Sitka City and Borough borrowers
- Alaska rules that apply in Sitka City and Borough
- Before you sign
- Related local guides
- Frequently asked questions
Sitka City and Borough at a glance
Roughly 8,368 residents live in Sitka City and Borough, Alaska, 11th by population among the state's 30 counties and county equivalents. It covers 2,870 square miles of land, or about 3 people per square mile. Under the July 2023 OMB definitions, Sitka City and Borough is not part of any metropolitan area. The Census Bureau counts 1 place in the county (1 incorporated, 0 census-designated); the largest is Sitka, with about 8,368 residents, or 100% of the county. With so few households sampled, Sitka City and Borough estimates can move a lot between releases.
Household income in Sitka City and Borough
Sitka City and Borough households have a median income of $101,727 (ACS 2020 to 2024), which ranks 3rd of 30 in Alaska.
| Household income | Sitka City and Borough | vs Alaska |
|---|---|---|
| Under $35,000 | 14.1% | -2.1 pts |
| $35,000 to $99,999 | 34.8% | -2.5 pts |
| $100,000 to $199,999 | 40.3% | +8.4 pts |
| $200,000 or more | 10.8% | -3.9 pts |
The spread is wide: 51% of Sitka City and Borough households make $100,000 or more, and 14% make less than $35,000. Census counts 7.5% of Sitka City and Borough residents in poverty, against 10.1% across Alaska. The Gini index of income inequality is 0.365 (0 is perfect equality). For a borrower in Sitka City and Borough, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.
Sitka City and Borough housing compared with Alaska
Renters in Sitka City and Borough pay a median of $1,341 a month, 5% below the Alaska figure of $1,419. By the Census definition, 47% of Sitka City and Borough renters are cost-burdened. Home values center on $450,300, or 4.4 years of median income. Owners occupy 62% of homes. Median construction year: 1980.
| Sitka City and Borough | Alaska | U.S. county median | |
|---|---|---|---|
| Median gross rent | $1,341/mo | $1,419/mo | $877/mo |
| Median home value | $450,300 | $352,900 | $185,300 |
| Owners | 62% | 67% | 75% |
| Rent-burdened renters | 47% | 45% | 45% |
| Burdened owners | 26% | 29% | n/a |
| Mobile homes | 9.1% | 3.9% | n/a |
| Vacant units | 17% | 18% | n/a |
How Sitka City and Borough residents earn a living
By the Census industry count, 29% of employed Sitka City and Borough residents work in education and health care and 11% in public administration. Compared with Alaska, the county leans toward manufacturing (11% against 4%). The survey's unemployment rate for Sitka City and Borough averages 6.8% over 2020 to 2024 (state: 5.9%). About 61% drive to work alone and 4% have trips of 45 minutes or more.
| Where residents work | Sitka City and Borough | Difference from Alaska |
|---|---|---|
| Education and health care | 28.6% | +4.1 pts |
| Public administration | 11.2% | -0.8 pts |
| Manufacturing | 10.9% | +6.8 pts |
| Retail trade | 10.3% | +0.4 pts |
| Arts, lodging and food service | 6.5% | -1.8 pts |
| Agriculture, forestry and mining | 6.4% | +1.7 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in Sitka City and Borough should have bank statements and tax returns ready.
Sitka City and Borough towns compared
Sitka is the only Census place mainly inside Sitka City and Borough, with about 8,368 of the county's 8,368 residents. Live in one of these Sitka City and Borough communities, or between them? This is your local guide.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Sitka | city and borough | 8,368 | $101,727 | $1,341 | 0 mi |
Sitka City and Borough next to its neighbors
Distances run center to center, from Hoonah-Angoon Census Area at 86 miles out to Wrangell City and Borough at 145. Juneau City and Borough leads the group on income ($101,661), Prince of Wales-Hyder Census Area trails ($61,156), and Sitka City and Borough out-earns 6 of the six.
| Neighbor | Distance | Income | Rent | Own |
|---|---|---|---|---|
| Sitka City and Borough | - | $101,727 | $1,341/mo | 62% |
| Hoonah-Angoon Census Area, AK | 86 mi | $61,406 | $1,014/mo | 72% |
| Petersburg Borough, AK | 89 mi | $75,125 | $950/mo | 66% |
| Juneau City and Borough, AK | 93 mi | $101,661 | $1,444/mo | 64% |
| Haines Borough, AK | 132 mi | $86,927 | $1,087/mo | 78% |
| Prince of Wales-Hyder Census Area, AK | 134 mi | $61,156 | $964/mo | 71% |
| Wrangell City and Borough, AK | 145 mi | $63,750 | $993/mo | 59% |
Room for a loan payment in Sitka City and Borough
How much room does a median Sitka City and Borough budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.
- Monthly gross at the median, Sitka City and Borough: $8,477
- Rent at the median, $1,341, takes 16% of that
- At 43%, room after rent is $2,304 a month
If your rent is above $1,341, the room shrinks dollar for dollar.
Who lives in Sitka City and Borough, in numbers
College graduates make up 34% of the adult population. About 10% go without health insurance.
| Residents | Sitka City and Borough | Alaska | Middle U.S. county |
|---|---|---|---|
| Median age | 39.7 | 35.8 | 41.5 |
| Bachelor's or higher | 34.3% | 31.7% | 22.2% |
| No high school diploma | 5.2% | 6.4% | n/a |
| No health insurance | 10.1% | 11.0% | 7.8% |
| No vehicle | 11.0% | 9.0% | 5.4% |
| Work from home | 7.5% | 9.7% | 8.7% |
| Poverty rate | 7.5% | 10.1% | 13.2% |
| Unemployment (ACS) | 6.8% | 5.9% | 4.4% |
| Commute length | Sitka City and Borough |
|---|---|
| Under 15 min | 76.6% |
| 15 to 29 min | 16.7% |
| 30 to 44 min | 2.9% |
| 45 to 59 min | 0.2% |
| 60+ min | 3.6% |
What the numbers mean for Sitka City and Borough borrowers
What the Sitka City and Borough figures suggest, and what to check first:
- Hospital bills in Sitka City and Borough. For the 10% of residents without coverage, the provider's charity-care program comes before any loan (details).
- Strong incomes, long terms. 51% of Sitka City and Borough households earn $100,000+. The risk is a term that outlasts the need.
- Renters under pressure. When 47% pay 30% or more for rent, the smallest loan that solves the problem is the right size.
Alaska rules that apply in Sitka City and Borough
No county office licenses personal lenders. For Sitka City and Borough, check the Alaska Division of Banking and Securities. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. The Alaska guide covers state rules in more detail.
Before you sign
Before you apply, wherever you live in Sitka City and Borough:
- Borrow the amount the job needs; extra cash adds interest.
- Line up offers side by side: APR, fees in dollars, total cost.
- Confirm the lender is licensed in Alaska.
- Confirm the first due date before setting up autopay.
Related local guides
The Alaska guide covers the whole state.
Frequently asked questions
Is Sitka City and Borough a high-income county?
Its $101,727 median ranks 3rd of 30 Alaska counties and compares with $65,681 for the median U.S. county.
What do renters pay in Sitka City and Borough?
$1,341 a month at the median, about 16% of median household income.
Which towns does the Sitka City and Borough guide cover?
Every community in the county, unincorporated areas included. The largest of its 1 Census places: Sitka.
Does my county matter to the questionnaire?
Only your state does. Whether you live in Sitka City and Borough or elsewhere in Alaska, the same rules apply.
Who do I complain to about a lender in Sitka City and Borough?
Start with the Alaska Division of Banking and Securities, then the CFPB complaint portal. Keep copies of every message.