1st Advantage MortgageThe median Uinta County household earns $82,980, and 9% of residents live below the poverty line. A loan makes sense only if its total cost beats your alternatives and the payment fits your budget. Check the lender's Wyoming license first.
On this page
- A quick profile of Uinta County
- Work, industries and travel time in Uinta County
- Household income in Uinta County
- What it costs to live in Uinta County
- Places inside Uinta County
- Uinta County next to its neighbors
- What a median Uinta County budget can carry
- Reading the Uinta County data as a borrower
- Uinta County households compared
- Wyoming rules that apply in Uinta County
- Four steps for Uinta County borrowers
- More guides for Uinta County
- Frequently asked questions
A quick profile of Uinta County
The latest five-year Census estimate puts Uinta County's population at 20,644; only 9 of Wyoming's 23 county-level areas are larger. It covers 2,082 square miles of land, or about 10 people per square mile. Under the July 2023 OMB definitions, Uinta County is not part of any metropolitan area. The Census Bureau counts 9 places in the county (4 incorporated, 5 census-designated); the largest is Evanston, with about 11,800 residents, or 57% of the county.
Work, industries and travel time in Uinta County
The biggest employer of Uinta County residents, by industry, is education and health care at 27% of workers, followed by retail trade (11%). Compared with Wyoming, the county leans toward education and health care (27% against 24%). ACS puts five-year average unemployment at 3.2% in Uinta County. About 77% drive to work alone and 16% have trips of 45 minutes or more. 4.0% of households have no vehicle.
| Sector | Uinta County | Compared with Wyoming |
|---|---|---|
| Education and health care | 26.9% | +2.4 pts |
| Retail trade | 10.8% | 0.0 pts |
| Arts, lodging and food service | 9.4% | +0.5 pts |
| Construction | 8.9% | +0.4 pts |
| Agriculture, forestry and mining | 8.7% | -0.5 pts |
| Transportation, warehousing and utilities | 7.2% | +1.1 pts |
A lender verifies what your own job pays. The county's industry mix tells you about the local economy, not about your application.
Household income in Uinta County
At $82,980, the typical Uinta County household income is 26% above the median U.S. county ($65,681). In the state ranking that is 6th of 23.
| Band | Uinta County | Compared with Wyoming |
|---|---|---|
| Under $35,000 | 21.3% | -0.4 pts |
| $35,000 to $99,999 | 40.3% | -1.0 pts |
| $100,000 to $199,999 | 31.1% | +2.7 pts |
| $200,000 or more | 7.2% | -1.3 pts |
The spread is wide: 38% of Uinta County households make $100,000 or more, and 21% make less than $35,000. 9.2% of residents fall below the federal poverty line (statewide: 10.5%). Income inequality, measured by the Gini index, comes to 0.464 here. If your income is irregular, as it often is with tips, gig work or seasonal jobs, plan around your leaner months rather than the Uinta County median.
What it costs to live in Uinta County
Renters in Uinta County pay a median of $900 a month, 9% below the Wyoming figure of $992. Rent takes 30% or more of income for 31% of renter households here. With a median value of $290,000, a typical Uinta County house costs 3.5 times what the median household earns in a year. 77% of Uinta County households own their home and 23% rent. Median construction year: 1984.
| Home costs | Uinta County | Wyoming | U.S. middle county |
|---|---|---|---|
| Median gross rent | $900/mo | $992/mo | $877/mo |
| Median home value | $290,000 | $309,700 | $185,300 |
| Owners | 77% | 72% | 75% |
| Rent-burdened renters | 31% | 43% | 45% |
| Burdened owners | 17% | 26% | n/a |
| Mobile homes | 21.1% | 11.5% | n/a |
| Vacant units | 13% | 12% | n/a |
Because most Uinta County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.
Places inside Uinta County
The table lists the 9 largest of 9 Census places in Uinta County, by population. Together all 9 hold about 16,109 people, so roughly 22% of residents live outside any named place. Bear River has the highest median household income on the list ($120,859) and Evanston the lowest ($76,516), counting places with at least 500 residents. Median rent ranges from $805 in Evanston to $2,083 in Bear River. None of the 9 has its own city guide, so this page covers all of them.
| Place in county | Status | Population (ACS) | Median HH income | Monthly rent | Distance from center |
|---|---|---|---|---|---|
| Evanston | city | 11,800 | $76,516 | $805 | 21 mi |
| Lyman | town | 1,858 | $101,190 | $1,150 | 14 mi |
| Mountain View | town | 1,170 | $98,188 | $828 | 12 mi |
| Bear River | town | 827 | $120,859 | $2,083 | 25 mi |
| Fort Bridger | CDP | 180 | n/a | n/a | 9 mi |
| Urie | CDP | 164 | n/a | n/a | 12 mi |
| Robertson | CDP | 76 | n/a | n/a | 10 mi |
| Lonetree | CDP | 34 | n/a | n/a | 28 mi |
| Carter | CDP | 0 | n/a | n/a | 13 mi |
Uinta County next to its neighbors
The six counties whose centers lie closest to Uinta County's, from 36 to 68 miles away. Summit County leads the group on income ($138,114), Daggett County trails ($66,000), and Uinta County out-earns 2 of the six. The list crosses into Utah, where different lending rules and regulators apply.
| County | Distance | Median income | Median rent | Owners |
|---|---|---|---|---|
| Uinta County | - | $82,980 | $900/mo | 77% |
| Summit County, UT | 36 mi | $138,114 | $1,987/mo | 80% |
| Rich County, UT | 42 mi | $79,009 | $760/mo | 85% |
| Morgan County, UT | 55 mi | $130,929 | $1,492/mo | 89% |
| Daggett County, UT | 61 mi | $66,000 | $900/mo | 82% |
| Lincoln County, WY | 66 mi | $89,330 | $960/mo | 77% |
| Weber County, UT | 68 mi | $90,005 | $1,379/mo | 74% |
What a median Uinta County budget can carry
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a Uinta County household at the medians it works out like this; treat it as an illustration only.
- $82,980 a year is $6,915 of gross monthly income
- Less median rent of $900, which is 13% of it
- 36% debt-to-income limit: $1,589 left for all other debt payments
Two-income households and single earners in Uinta County land in very different places on this math, so run it for your own budget.
Reading the Uinta County data as a borrower
What the Uinta County figures suggest, and what to check first:
- Uninsured care. 11% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
- 21% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
- Scams. A fee demanded before funding is a red flag; report it at ReportFraud.ftc.gov (spotting scams).
Uinta County households compared
Degree holders: 23% of adults over 25. The uninsured rate is 10.7%, against 11.3% for Wyoming.
| Residents | Uinta County | Wyoming | Middle U.S. county |
|---|---|---|---|
| Median age | 37.1 | 39.1 | 41.5 |
| Bachelor's or higher | 22.9% | 30.6% | 22.2% |
| No high school diploma | 5.8% | 5.8% | n/a |
| No health insurance | 10.7% | 11.3% | 7.8% |
| No vehicle | 4.0% | 4.1% | 5.4% |
| Work from home | 6.4% | 9.4% | 8.7% |
| Poverty rate | 9.2% | 10.5% | 13.2% |
| Unemployment (ACS) | 3.2% | 3.7% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 60.7% |
| 15 to 29 min | 17.4% |
| 30 to 44 min | 6.1% |
| 45 to 59 min | 5.9% |
| 60+ min | 9.9% |
Wyoming rules that apply in Uinta County
Before sharing details with a lender, a Uinta County resident can confirm its license with the Wyoming Division of Banking. The Consumer Financial Protection Bureau accepts complaints nationwide. Statewide data and rules: Wyoming guide.
Four steps for Uinta County borrowers
Steps that save money for Uinta County residents:
- Borrow the amount the job needs; extra cash adds interest.
- Shop at least three lenders, including one Uinta County-area credit union.
- Confirm the lender is licensed in Wyoming.
- Lock paid-off cards after consolidating so balances stay at zero.
More guides for Uinta County
The Wyoming guide covers the whole state.
Frequently asked questions
How much do households in Uinta County earn?
The median is $82,980; 38% earn $100,000 or more and 21% under $35,000. A lender uses your own documented income, not this figure.
How much is rent in Uinta County?
Median gross rent, utilities included, is $900 a month; 31% of renters spend 30% or more of income on it.
I live in a small Uinta County town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Evanston, Lyman, Mountain View, Bear River, Fort Bridger and 4 more.
Does living in Uinta County change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Uinta County resident as anyone. Lenders decide under fair-lending law.
Who regulates personal lenders for Uinta County residents?
The Wyoming Division of Banking licenses consumer lenders in Wyoming; the CFPB takes complaints about any lender, and the FTC wants to hear about fee-first offers.