Check my match
Georgia

Borrowing in Turner County, GA: a county-level guide

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

Turner County households have a median income of $36,799 and median rent of $679 a month (ACS 2020 to 2024). Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Getting oriented in Turner County
  2. How much Turner County households make
  3. Work, industries and travel time in Turner County
  4. Turner County housing compared with Georgia
  5. Turner County towns compared
  6. Counties near Turner County
  7. A Turner County household budget, worked through
  8. Reading the Turner County data as a borrower
  9. Turner County residents: age, schooling, coverage
  10. Who licenses lenders for Turner County residents
  11. Steps before you apply in Turner County
  12. More guides for Turner County
  13. Frequently asked questions

Getting oriented in Turner County

8,939Population (ACS 2020-24)
$36,799Median household income
$679/moMedian gross rent
$97,300Median home value
64%Owner-occupied homes
20%Below the poverty line
285 sq miLand area
36.6Median age

Turner County is home to about 8,939 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 130th most populous of 159 county-level areas in Georgia. Spread over 285 square miles, that works out to roughly 31.3 residents per square mile. It sits outside every metropolitan statistical area in the July 2023 OMB delineation. The Census Bureau counts 3 places in the county (3 incorporated, 0 census-designated); the largest is Ashburn, with about 4,231 residents, or 47% of the county. With so few households sampled, Turner County estimates can move a lot between releases.

How much Turner County households make

At $36,799, the typical Turner County household income is 44% below the median U.S. county ($65,681). That places it 157th among Georgia's 159 county-level areas.

Households earningTurner County+/- vs Georgia
Under $35,00048.0%+25.9 pts
$35,000 to $99,99932.3%-7.2 pts
$100,000 to $199,99917.7%-8.7 pts
$200,000 or more1.9%-9.9 pts

About 48% of households earn under $35,000, while 20% clear $100,000. Census counts 20.3% of Turner County residents in poverty, against 13.4% across Georgia. Income inequality, measured by the Gini index, comes to 0.485 here. For a borrower in Turner County, the county median is only context: a lender looks at the income you can document, so pay stubs, benefit letters or tax returns matter more than any average.

Work, industries and travel time in Turner County

Education and health care employs 24% of working residents, the largest share; construction is next with 16%. Compared with Georgia, the county leans toward construction (16% against 7%). ACS puts five-year average unemployment at 12.2% in Turner County. About 73% drive to work alone and 12% have trips of 45 minutes or more. Households without a car make up 7.9% of the total (5.9% statewide).

IndustryShare of Turner County workersvs Georgia
Education and health care24.4%+3.4 pts
Construction16.4%+9.4 pts
Retail trade13.9%+2.6 pts
Public administration10.7%+5.9 pts
Professional and administrative services8.1%-5.5 pts
Other services7.0%+2.4 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

Turner County housing compared with Georgia

Renters in Turner County pay a median of $679 a month, 51% below the Georgia figure of $1,393. Rent takes 30% or more of income for 37% of renter households here. With a median value of $97,300, a typical Turner County house costs 2.6 times what the median household earns in a year. The ownership rate is 64%. Half the housing stock was built before 1977.

HousingTurner CountyGeorgia statewideTypical U.S. county
Median gross rent$679/mo$1,393/mo$877/mo
Median home value$97,300$303,300$185,300
Owners64%66%75%
Rent-burdened renters37%52%45%
Burdened owners31%26%n/a
Mobile homes25.4%7.8%n/a
Vacant units16%10%n/a

Turner County towns compared

The table lists the 3 largest of 3 Census places in Turner County, by population. Together all 3 hold about 5,611 people, so roughly 37% of residents live outside any named place. Live in one of these Turner County communities, or between them? This is your local guide.

PlaceTypePopulationMedian incomeMedian rentFrom county center
Ashburncity4,231$29,583$6612 mi
Sycamorecity1,096$39,250$8104 mi
Rebeccatown284$64,479$90410 mi

Counties near Turner County

The six counties whose centers lie closest to Turner County's, from 16 to 28 miles away. Income ranges from $41,758 in Ben Hill County to $58,694 in Worth County; all six of these neighbors top Turner County's median.

Nearby countyCenter to centerHousehold incomeGross rentOwner-occupied
Turner County-$36,799$679/mo64%
Crisp County, GA16 mi$45,105$778/mo56%
Worth County, GA18 mi$58,694$864/mo74%
Tift County, GA19 mi$53,255$777/mo61%
Wilcox County, GA20 mi$54,138$610/mo75%
Irwin County, GA22 mi$51,384$865/mo70%
Ben Hill County, GA28 mi$41,758$688/mo63%

A Turner County household budget, worked through

The debt-to-income ratio is the main affordability test lenders use. Applied to Turner County's medians:

  • Median income divided by twelve: $3,067 before taxes
  • Less median rent of $679, which is 22% of it
  • Under a 36% cap, $1,104 total minus rent leaves $425
  • $640: what a 43% ratio leaves once rent is paid

Two-income households and single earners in Turner County land in very different places on this math, so run it for your own budget.

Reading the Turner County data as a borrower

A few patterns in the Turner County data, and the practical point behind each:

  • Uninsured care. 13% lack coverage here; nonprofit hospitals must publish an assistance policy, so ask for it first (guide).
  • Repairs on manufactured housing. With 25% of homes here, compare a personal loan with any dealer or park repair program.
  • Free help first. 20% of residents live below the poverty line; utility, rent and food programs cost nothing to repay (free options).

Turner County residents: age, schooling, coverage

College graduates make up 10% of the adult population. 13.2% of residents have no health coverage.

Turner CountyGeorgiaU.S. county median
Median age36.637.641.5
Bachelor's or higher9.8%34.9%22.2%
No high school diploma23.4%10.8%n/a
No health insurance13.2%12.4%7.8%
No vehicle7.9%5.9%5.4%
Work from home12.2%15.9%8.7%
Poverty rate20.3%13.4%13.2%
Unemployment (ACS)12.2%5.1%4.4%
Commute lengthTurner County
Under 15 min26.7%
15 to 29 min39.2%
30 to 44 min22.2%
45 to 59 min6.1%
60+ min5.7%

Who licenses lenders for Turner County residents

No county office licenses personal lenders. For Turner County, check the Georgia Department of Banking and Finance. Federal complaints: consumerfinance.gov. See the Georgia state guide for the statewide picture.

Steps before you apply in Turner County

A short checklist for Turner County borrowers:

  • Borrow the amount the job needs; extra cash adds interest.
  • Line up offers side by side: APR, fees in dollars, total cost.
  • Look the lender up with the state regulator first.
  • Confirm the first due date before setting up autopay.

For statewide rules and data, see the Georgia guide.

Frequently asked questions

What is the median household income in Turner County?

$36,799 a year in the 2020 to 2024 Census survey, versus $77,353 for Georgia. It ranks 157th of 159 in the state.

What do renters pay in Turner County?

$679 a month at the median, about 22% of median household income.

Which towns does the Turner County guide cover?

Every community in the county, unincorporated areas included. The largest of its 3 Census places: Ashburn, Sycamore, Rebecca.

Does living in Turner County change what I qualify for?

Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a Turner County resident as anyone. Lenders decide under fair-lending law.

Where can someone in Turner County check a lender's license?

With the Georgia Department of Banking and Finance. If a lender is unlicensed or asks for a fee before funding, walk away.

CallCheck my match