1st Advantage MortgageAbout 58% of East Carroll Parish homes are owner-occupied, and the median household income is $33,341. Those figures describe the county, not you: compare at least three written offers by APR and total cost, and confirm the lender's license before you apply.
On this page
- East Carroll Parish at a glance
- What East Carroll Parish households earn
- Employment and commuting in East Carroll Parish
- Rent, home values and ownership in East Carroll Parish
- How East Carroll Parish compares with nearby counties
- Places inside East Carroll Parish
- Budget math at the East Carroll Parish median
- People and households in East Carroll Parish
- Local borrowing considerations for East Carroll Parish
- Who licenses lenders for East Carroll Parish residents
- Four steps for East Carroll Parish borrowers
- Related local guides
- Frequently asked questions
East Carroll Parish at a glance
With an estimated 7,072 residents (ACS 2020 to 2024), East Carroll Parish ranks 62nd of 64 in Louisiana for population. It covers 421 square miles of land, or about 17 people per square mile. No metropolitan area includes East Carroll Parish in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Lake Providence, with about 3,349 people, is the only Census place mainly inside the county. Small populations mean wide margins of error, so read every East Carroll Parish figure on this page as a rough guide.
What East Carroll Parish households earn
East Carroll Parish households have a median income of $33,341 (ACS 2020 to 2024), which ranks 63rd of 64 in Louisiana.
| Band | East Carroll Parish | Compared with Louisiana |
|---|---|---|
| Under $35,000 | 51.5% | +20.7 pts |
| $35,000 to $99,999 | 31.4% | -7.9 pts |
| $100,000 to $199,999 | 15.3% | -6.8 pts |
| $200,000 or more | 1.8% | -6.0 pts |
The spread is wide: 17% of East Carroll Parish households make $100,000 or more, and 51% make less than $35,000. The poverty rate is 35.2%, 16 points higher than the state's 18.9%. The Gini index of income inequality is 0.513 (0 is perfect equality). None of these numbers decides a East Carroll Parish application. Lenders weigh your own documented income against your own debts.
Employment and commuting in East Carroll Parish
By the Census industry count, 28% of employed East Carroll Parish residents work in education and health care and 18% in public administration. Public administration stands out: 18% of workers here, versus 5% statewide. ACS puts five-year average unemployment at 13.9% in East Carroll Parish. 5% of commuters travel 45 minutes or more each way, and 5% work from home. Households without a car make up 9.2% of the total (8.4% statewide).
| Top industries | East Carroll Parish share | +/- vs Louisiana |
|---|---|---|
| Education and health care | 28.5% | +3.0 pts |
| Public administration | 17.6% | +12.1 pts |
| Agriculture, forestry and mining | 11.5% | +8.4 pts |
| Arts, lodging and food service | 7.7% | -1.6 pts |
| Retail trade | 7.4% | -3.7 pts |
| Manufacturing | 5.4% | -2.1 pts |
Industry shapes paperwork. Salaried and public jobs are easy to verify, while hourly, tipped, commission or contract earners in East Carroll Parish should have bank statements and tax returns ready.
Rent, home values and ownership in East Carroll Parish
Renters in East Carroll Parish pay a median of $652 a month, 39% below the Louisiana figure of $1,064. By the Census definition, 69% of East Carroll Parish renters are cost-burdened. Home values center on $100,500, or 3.0 years of median income. The ownership rate is 58%.
| Housing | East Carroll Parish | Louisiana statewide | Typical U.S. county |
|---|---|---|---|
| Median gross rent | $652/mo | $1,064/mo | $877/mo |
| Median home value | $100,500 | $216,500 | $185,300 |
| Owners | 58% | 67% | 75% |
| Rent-burdened renters | 69% | 55% | 45% |
| Burdened owners | 50% | 28% | n/a |
| Vacant units | 24% | 14% | n/a |
High rent burdens leave little slack. If you are borrowing to consolidate, make sure the new payment is lower than the ones it replaces.
How East Carroll Parish compares with nearby counties
Six nearby counties, 13 to 34 miles away by the straight-line distance between their centers. Warren County leads the group on income ($59,401), Issaquena County trails ($31,429), and East Carroll Parish out-earns 1 of the six. Some neighbors are in Mississippi. Lender licensing is state by state, so a loan for a East Carroll Parish resident follows Louisiana rules.
| Adjacent area | How far | HH income (median) | Rent (median) | Owner share |
|---|---|---|---|---|
| East Carroll Parish | - | $33,341 | $652/mo | 58% |
| West Carroll Parish, LA | 13 mi | $49,134 | $740/mo | 76% |
| Issaquena County, MS | 14 mi | $31,429 | $339/mo | 66% |
| Sharkey County, MS | 26 mi | $40,000 | $623/mo | 67% |
| Madison Parish, LA | 26 mi | $35,456 | $649/mo | 53% |
| Morehouse Parish, LA | 33 mi | $39,454 | $839/mo | 69% |
| Warren County, MS | 34 mi | $59,401 | $888/mo | 70% |
Places inside East Carroll Parish
Lake Providence is the only Census place mainly inside East Carroll Parish, with about 3,349 of the county's 7,072 residents. None of the 1 has its own city guide, so this page covers all of them.
| Name | Kind | Pop. | Income | Rent | Miles |
|---|---|---|---|---|---|
| Lake Providence | town | 3,349 | $27,580 | $606 | 6 mi |
Budget math at the East Carroll Parish median
Lenders compare monthly debt payments with gross monthly income, the debt-to-income ratio. For a East Carroll Parish household at the medians it works out like this; treat it as an illustration only.
- Monthly gross at the median, East Carroll Parish: $2,778
- Median rent: $652, or 23 cents of every gross dollar
- Under a 43% cap, $1,195 total minus rent leaves $543
Car, student loan and card payments come out of that room first. Try your own numbers in the calculator.
People and households in East Carroll Parish
12% of East Carroll Parish adults 25 and older hold a bachelor's degree or more. The uninsured rate is 4.0%, against 7.8% for Louisiana.
| East Carroll Parish | Louisiana | U.S. county median | |
|---|---|---|---|
| Median age | 37.1 | 38.0 | 41.5 |
| Bachelor's or higher | 12.2% | 27.0% | 22.2% |
| No high school diploma | 27.5% | 12.7% | n/a |
| No health insurance | 4.0% | 7.8% | 7.8% |
| No vehicle | 9.2% | 8.4% | 5.4% |
| Work from home | 4.6% | 8.1% | 8.7% |
| Poverty rate | 35.2% | 18.9% | 13.2% |
| Unemployment (ACS) | 13.9% | 6.3% | 4.4% |
| Trip time | Share |
|---|---|
| Under 15 min | 62.0% |
| 15 to 29 min | 26.7% |
| 30 to 44 min | 6.3% |
| 45 to 59 min | 3.1% |
| 60+ min | 1.9% |
Local borrowing considerations for East Carroll Parish
Based on the East Carroll Parish data above, these borrowing questions are most likely to matter locally.
- Mobile home upkeep. 16% of units fall in this category; roof, skirting and HVAC jobs are common reasons to borrow.
- Lower-cost alternatives. In a county with 35% in poverty, nonprofit credit counseling may beat a loan (options).
- Renters under pressure. When 69% pay 30% or more for rent, the smallest loan that solves the problem is the right size.
Who licenses lenders for East Carroll Parish residents
Consumer lenders serving East Carroll Parish are licensed by the state, not the county; in Louisiana that is the Louisiana Office of Financial Institutions. Federal complaints: consumerfinance.gov. More on Louisiana: Louisiana personal loans.
Four steps for East Carroll Parish borrowers
A short checklist for East Carroll Parish borrowers:
- Write down what the expense costs; a smaller loan costs less.
- Compare the total repaid on every offer, not just the payment.
- A Louisiana license check takes minutes; do it first.
- Ask a East Carroll Parish credit union about member loans.
Related local guides
For statewide rules and data, see the Louisiana guide.
Frequently asked questions
How much do households in East Carroll Parish earn?
The median is $33,341; 17% earn $100,000 or more and 51% under $35,000. A lender uses your own documented income, not this figure.
How much is rent in East Carroll Parish?
Median gross rent, utilities included, is $652 a month; 69% of renters spend 30% or more of income on it.
I live in a small East Carroll Parish town. Is this my guide?
Yes. If your town has no city guide, this county page is the local one; it covers Lake Providence.
Does living in East Carroll Parish change what I qualify for?
Not in our fit check, which uses only the amount, credit range, income and payments you enter, the same for a East Carroll Parish resident as anyone. Lenders decide under fair-lending law.
Where can someone in East Carroll Parish check a lender's license?
With the Louisiana Office of Financial Institutions. If a lender is unlicensed or asks for a fee before funding, walk away.