1st Advantage MortgageThe median Wasatch County household earns $117,608, and 5% of residents live below the poverty line. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.
On this page
- Wasatch County at a glance
- The Wasatch County job picture
- Paychecks and income spread in Wasatch County
- Renting and owning in Wasatch County
- The counties around Wasatch County
- Cities, towns and CDPs in Wasatch County
- What a median Wasatch County budget can carry
- What the numbers mean for Wasatch County borrowers
- People and households in Wasatch County
- Steps before you apply in Wasatch County
- Checking a lender's license in Utah
- Nearby and statewide guides
- Frequently asked questions
Wasatch County at a glance
Wasatch County is home to about 36,642 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 12th most populous of 29 county-level areas in Utah. Land area is 1,177 square miles (2024 Gazetteer), so density runs near 31 per square mile. Under the July 2023 OMB definitions, Wasatch County is not part of any metropolitan area. The Census Bureau counts 10 places in the county (9 incorporated, 1 census-designated); the largest is Heber, with about 18,015 residents, or 49% of the county.
The Wasatch County job picture
Education and health care employs 21% of working residents, the largest share; professional and administrative services is next with 15%. Arts, lodging and food service stands out: 13% of workers here, versus 8% statewide. Averaged over the five survey years, 2.0% of the labor force was out of work and looking. About 68% drive to work alone and 12% have trips of 45 minutes or more.
| Top industries | Wasatch County share | +/- vs Utah |
|---|---|---|
| Education and health care | 21.1% | -1.4 pts |
| Professional and administrative services | 15.2% | +2.1 pts |
| Arts, lodging and food service | 13.3% | +5.2 pts |
| Construction | 10.5% | +2.4 pts |
| Finance, insurance and real estate | 9.4% | +2.3 pts |
| Retail trade | 9.4% | -2.0 pts |
Shorter commutes usually mean lower vehicle costs, which can leave more room for a payment, or for paying a loan off early.
Paychecks and income spread in Wasatch County
Half of Wasatch County households take in less than $117,608 a year and half take in more, 24% above the Utah median of $95,166. That places it 3rd among Utah's 29 county-level areas.
| Households earning | Wasatch County | +/- vs Utah |
|---|---|---|
| Under $35,000 | 8.1% | -6.0 pts |
| $35,000 to $99,999 | 34.2% | -4.4 pts |
| $100,000 to $199,999 | 34.0% | +0.4 pts |
| $200,000 or more | 23.8% | +9.9 pts |
The spread is wide: 58% of Wasatch County households make $100,000 or more, and 8% make less than $35,000. 4.7% of residents fall below the federal poverty line (statewide: 8.5%). The Gini index of income inequality is 0.469 (0 is perfect equality). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.
Renting and owning in Wasatch County
A typical Wasatch County rental runs $2,000 a month including utilities, which is 34% above Utah. 50% of renting households spend 30% or more of income on rent, and 19% spend half or more. The median owner-occupied home is valued at $787,300, about 6.7 times the median household income. Owners occupy 80% of homes. Half the housing stock was built before 2005.
| Wasatch County | Utah | U.S. county median | |
|---|---|---|---|
| Median gross rent | $2,000/mo | $1,496/mo | $877/mo |
| Median home value | $787,300 | $489,400 | $185,300 |
| Owners | 80% | 70% | 75% |
| Rent-burdened renters | 50% | 47% | 45% |
| Burdened owners | 31% | 25% | n/a |
| Mobile homes | 1.7% | 2.9% | n/a |
Owners with equity have a second option. Weigh a secured line against an unsecured loan by risk as well as cost before you choose (how they compare).
The counties around Wasatch County
The six counties whose centers lie closest to Wasatch County's, from 31 to 57 miles away. 2 of the six report a higher median household income than Wasatch County; Summit County is highest at $138,114 and Carbon County lowest at $58,377.
| Nearby county | Center to center | Household income | Gross rent | Owner-occupied |
|---|---|---|---|---|
| Wasatch County | - | $117,608 | $2,000/mo | 80% |
| Utah County, UT | 31 mi | $100,671 | $1,541/mo | 68% |
| Summit County, UT | 38 mi | $138,114 | $1,987/mo | 80% |
| Duchesne County, UT | 39 mi | $78,445 | $1,009/mo | 79% |
| Salt Lake County, UT | 46 mi | $97,494 | $1,592/mo | 66% |
| Carbon County, UT | 55 mi | $58,377 | $870/mo | 68% |
| Morgan County, UT | 57 mi | $130,929 | $1,492/mo | 89% |
Cities, towns and CDPs in Wasatch County
Here are the 10 most populous of the county's 10 Census places, with income and rent from the same 2020 to 2024 survey. About 100% of Wasatch County residents live in one of the 10. Among places of 500 or more people, median income runs from $98,929 in Hideout to $157,065 in Midway. This guide covers each of the 10 places and the rural areas around them.
| Place | Type | Population | Median income | Median rent | From county center |
|---|---|---|---|---|---|
| Heber | city | 18,015 | $110,339 | $1,870 | 19 mi |
| Park City | city | 8,362 | $133,558 | $1,943 | 28 mi |
| Midway | city | 6,171 | $157,065 | $3,399 | 21 mi |
| Hideout | town | 1,253 | $98,929 | $1,442 | 25 mi |
| Daniel | town | 1,044 | $106,471 | $1,325 | 16 mi |
| Timber Lakes | CDP | 683 | n/a | n/a | 11 mi |
| Charleston | town | 414 | $96,607 | n/a | 18 mi |
| Wallsburg | town | 305 | $107,292 | n/a | 14 mi |
| Interlaken | town | 156 | $173,542 | n/a | 22 mi |
| Independence | town | 79 | n/a | n/a | 9 mi |
What a median Wasatch County budget can carry
Here is the Wasatch County median household run through a simple DTI check. Your numbers will differ.
- $117,608 a year is $9,801 of gross monthly income
- Less median rent of $2,000, which is 20% of it
- 36% debt-to-income limit: $1,528 left for all other debt payments
Subtract what you already pay on other debts. A new payment should fit in what remains, with some to spare.
What the numbers mean for Wasatch County borrowers
What the Wasatch County figures suggest, and what to check first:
- Higher earners. 58% of households clear $100,000; shop at least three lenders and pick the shortest term.
- Rent squeeze. 50% of renters spend 30%+ of income on rent; borrow only if the loan cuts what you pay overall.
- Paperwork. ID, proof of income and a bank account are the basics (requirements).
People and households in Wasatch County
51% of Wasatch County adults 25 and older hold a bachelor's degree or more. The uninsured rate is 7.5%, against 8.4% for Utah.
| People and households | Wasatch County | Utah | Median county |
|---|---|---|---|
| Median age | 36.8 | 32.0 | 41.5 |
| Bachelor's or higher | 51.3% | 37.7% | 22.2% |
| No high school diploma | 4.3% | 6.6% | n/a |
| No health insurance | 7.5% | 8.4% | 7.8% |
| No vehicle | 2.1% | 4.1% | 5.4% |
| Work from home | 19.1% | 17.6% | 8.7% |
| Poverty rate | 4.7% | 8.5% | 13.2% |
| Unemployment (ACS) | 2.0% | 3.6% | 4.4% |
| Travel time to work | Workers |
|---|---|
| Under 15 min | 40.3% |
| 15 to 29 min | 29.5% |
| 30 to 44 min | 18.0% |
| 45 to 59 min | 6.9% |
| 60+ min | 5.2% |
Steps before you apply in Wasatch County
Before you apply, wherever you live in Wasatch County:
- Get a written quote for whatever you are paying for in Wasatch County.
- Collect three written offers and compare APR and total repaid.
- Verify the Utah license before giving out your Social Security number.
- Never pay a fee up front to get a loan.
Checking a lender's license in Utah
The Utah Department of Financial Institutions is the place to verify any lender's Utah license. Problems with a lender can also go to the CFPB. Statewide data and rules: Utah guide.
Nearby and statewide guides
For statewide rules and data, see the Utah guide.
Frequently asked questions
Is Wasatch County a high-income county?
Its $117,608 median ranks 3rd of 29 Utah counties and compares with $65,681 for the median U.S. county.
Is Wasatch County expensive for renters?
Median rent is $2,000 against $1,496 statewide, and 50% of renter households are cost-burdened.
I own my home in Wasatch County. Personal loan or HELOC?
A HELOC uses the house as collateral; a personal loan usually does not. With 80% of homes owner-occupied here, many readers can compare both in writing.
Which towns does the Wasatch County guide cover?
Every community in the county, unincorporated areas included. The largest of its 10 Census places: Heber, Park City, Midway, Hideout, Daniel.
Is the fit check different in Wasatch County?
No. It is identical everywhere, and it never looks at your neighborhood.