Check my match
Texas

Presidio County, TX: income, rent and loan options

By the Personal Loan Compare editorial team · Last reviewed and updated October 28, 2026 · How we write and check

Short answer

The median Presidio County household earns $43,802, and 32% of residents live below the poverty line. Your income, debts and credit decide what you qualify for. Get offers in writing, compare the total repaid, and never pay a fee up front.

On this page
  1. Presidio County by the numbers
  2. How much Presidio County households make
  3. Housing costs in Presidio County
  4. The Presidio County job picture
  5. Presidio County towns compared
  6. How Presidio County compares with nearby counties
  7. Room for a loan payment in Presidio County
  8. Presidio County households compared
  9. Reading the Presidio County data as a borrower
  10. Texas rules that apply in Presidio County
  11. Checklist for Presidio County applicants
  12. More guides for Presidio County
  13. Frequently asked questions

Presidio County by the numbers

5,930Population (ACS 2020-24)
$43,802Median household income
$448/moMedian gross rent
$121,300Median home value
77%Owner-occupied homes
32%Below the poverty line
3,855 sq miLand area
41.2Median age

Presidio County is home to about 5,930 people, according to the Census Bureau's 2020 to 2024 American Community Survey, which makes it the 191st most populous of 254 county-level areas in Texas. Land area is 3,855 square miles (2024 Gazetteer), so density runs near 2 per square mile. No metropolitan area includes Presidio County in the 2023 federal delineation, so its numbers stand on their own rather than as part of a metro. Of the 3 Census places inside Presidio County, Presidio leads by population with about 3,163; 2 of the 3 are incorporated. With so few households sampled, Presidio County estimates can move a lot between releases.

How much Presidio County households make

Presidio County households have a median income of $43,802 (ACS 2020 to 2024), which ranks 243rd of 254 in Texas.

Household incomePresidio Countyvs Texas
Under $35,00043.4%+22.0 pts
$35,000 to $99,99945.3%+5.9 pts
$100,000 to $199,9999.1%-17.7 pts
$200,000 or more2.2%-10.3 pts

The spread is wide: 11% of Presidio County households make $100,000 or more, and 43% make less than $35,000. Census counts 32.0% of Presidio County residents in poverty, against 13.8% across Texas. The Gini index of income inequality is 0.527 (0 is perfect equality). Income from any regular source can count, including Social Security, pensions and disability benefits, as long as you can document it.

Housing costs in Presidio County

Renters in Presidio County pay a median of $448 a month, 68% below the Texas figure of $1,403. By the Census definition, 44% of Presidio County renters are cost-burdened. Home values center on $121,300, or 2.8 years of median income. Owners occupy 77% of homes. The median year built is 1982.

Home costsPresidio CountyTexasU.S. middle county
Median gross rent$448/mo$1,403/mo$877/mo
Median home value$121,300$283,800$185,300
Owners77%63%75%
Rent-burdened renters44%52%45%
Burdened owners58%29%n/a
Mobile homes22.5%6.4%n/a

Because most Presidio County households own, home repairs are a frequent reason to borrow. An unsecured personal loan leaves the house out of the deal, while a HELOC uses it as collateral.

The Presidio County job picture

By the Census industry count, 21% of employed Presidio County residents work in education and health care and 14% in public administration. Public administration stands out: 14% of workers here, versus 4% statewide. Averaged over the five survey years, 6.7% of the labor force was out of work and looking. Long commutes are the exception here: 5% of workers spend 45 minutes or longer getting to work. 5.7% of households have no vehicle.

SectorPresidio CountyCompared with Texas
Education and health care21.4%-0.2 pts
Public administration13.8%+9.7 pts
Construction11.6%+3.1 pts
Arts, lodging and food service9.8%+1.3 pts
Professional and administrative services7.3%-5.6 pts
Retail trade7.2%-3.8 pts

If your hours swing with the season or with overtime, size a loan payment against your base pay, not your best month.

Presidio County towns compared

3 Census places fall mainly inside Presidio County; the 3 biggest are below. They account for 5,716 residents, leaving about 4% of the county in unincorporated, unnamed areas. None of the 3 has its own city guide, so this page covers all of them.

PlaceTypePopulationMedian incomeMedian rentFrom county center
Presidiocity3,163$40,800$43331 mi
Marfacity2,482$44,306$47425 mi
RedfordCDP71n/an/a40 mi

How Presidio County compares with nearby counties

Distances run center to center, from Jeff Davis County at 43 miles out to Hudspeth County at 120. All of the six report a higher median household income than Presidio County; Pecos County is highest at $72,750 and Hudspeth County lowest at $48,600.

NeighborDistanceIncomeRentOwn
Presidio County-$43,802$448/mo77%
Jeff Davis County, TX43 mi$59,286$1,241/mo88%
Brewster County, TX62 mi$56,212$839/mo62%
Reeves County, TX96 mi$64,297$981/mo74%
Culberson County, TX101 mi$58,777$1,043/mo70%
Pecos County, TX106 mi$72,750$918/mo72%
Hudspeth County, TX120 mi$48,600$705/mo74%

Room for a loan payment in Presidio County

How much room does a median Presidio County budget have? Take median income, subtract median rent, and check what is left under a few common debt-to-income limits.

  • Monthly gross at the median, Presidio County: $3,650
  • Less median rent of $448, which is 12% of it
  • At 43%, room after rent is $1,122 a month

If your rent is above $448, the room shrinks dollar for dollar.

Presidio County households compared

Degree holders: 28% of adults over 25. About 34% go without health insurance.

IndicatorPresidio CountyAll of TexasU.S. county median
Median age41.235.641.5
Bachelor's or higher28.0%33.8%22.2%
No high school diploma32.7%14.0%n/a
No health insurance33.6%17.1%7.8%
No vehicle5.7%5.4%5.4%
Work from home7.6%14.4%8.7%
Poverty rate32.0%13.8%13.2%
Unemployment (ACS)6.7%5.3%4.4%
Commute lengthPresidio County
Under 15 min86.6%
15 to 29 min3.0%
30 to 44 min5.6%
45 to 59 min3.8%
60+ min1.1%

Reading the Presidio County data as a borrower

The county's numbers point to a few situations that come up often for Presidio County borrowers.

  • Hospital bills in Presidio County. For the 34% of residents without coverage, the provider's charity-care program comes before any loan (details).
  • 22% mobile homes. Many are not titled as real estate, so home-equity options may not apply; an unsecured loan is the usual route.
  • Lower-cost alternatives. In a county with 32% in poverty, nonprofit credit counseling may beat a loan (options).

Texas rules that apply in Presidio County

Before sharing details with a lender, a Presidio County resident can confirm its license with the Texas Department of Banking. Consumer lending in Texas is also overseen by the Office of Consumer Credit Commissioner. Banks and credit unions have their own regulators, and the CFPB takes complaints about any lender. See the Texas state guide for the statewide picture.

Checklist for Presidio County applicants

Four checks before you sign anything:

  • Borrow the amount the job needs; extra cash adds interest.
  • Compare the total repaid on every offer, not just the payment.
  • Only work with lenders licensed for Texas borrowers.
  • Lock paid-off cards after consolidating so balances stay at zero.

For statewide rules and data, see the Texas guide.

Frequently asked questions

Is Presidio County a high-income county?

Its $43,802 median ranks 243rd of 254 Texas counties and compares with $65,681 for the median U.S. county.

What do renters pay in Presidio County?

$448 a month at the median, about 12% of median household income.

What are the biggest places in Presidio County?

By population: Presidio, Marfa, Redford. The county has 3 Census places in all.

Can Presidio County residents use the questionnaire?

Yes. It asks the same questions in every Texas county, lists every requirement up front and does not affect your credit score.

Where can someone in Presidio County check a lender's license?

With the Texas Department of Banking. If a lender is unlicensed or asks for a fee before funding, walk away.

CallCheck my match